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Frequently Asked Questions

Does this insurance policy have an excess?

Travel Insurance & Holiday Insurance Frequently Asked Questi...
Ski Hire NIL Please note that this information was correct at the time of creating this page. Please check the policy wording for full details. Back to Top Yes it does. This insurance covers scuba diving up to 30 meters, if adequately supervised. You must click on the hazardous activity box and then the activity to cover you. If you do not you will not be covered. Back to Top
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How does an excess work on my policy?

Exeter Friendly Society - FAQs - UK
There are various excesses available on a policy, please see excesses for more information on your choices and how they work.
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Does my policy have an Excess?

Florida Chartered Insurance Group, Florida Home Insurance, V...
Yes. In Florida, it is called the Deductible. Read your policy to know the limits of your deductible. Every insurance policy in Florida has two separate deductibles, one for loss caused by hurricanes, and one for everything else (called “All Peril” or “Non-hurricane”). While the All Peril deductible is usually $500, the hurricane deductible on most companies’ policies is a percentage of the dwelling coverage – usually 2%, but sometimes 5% or even 10%.
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What is does the term Excess mean on my policy?

InsureMe.ie - Motor, Home, Travel, Health & Life Insuran...
All policies carry an excess. This refers to the amount that your policy does not cover. E.G. if your 'excess' is ?125 and you are making a claim for ?2,000 the insurance company settlement cheque will be for ?1,875. In some instances, it may be possible to increase the policy excess voluntarily which may result in a premium discount.
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FAQs - Car insurance - Tesco Personal Finance
The policy excess is the amount we ask you to contribute towards the cost of a claim for accidental damage under your comprehensive policy. The standard excess on Tesco Car Insurance is €300.
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Travel Insurance FAQ - DOGTAG Worldwide Assistance
An excess is the first amount you will have to pay in the event of making a claim. For example if your claims settlement figure is £500 and the excess is £75 your payment would be £425.00
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Frequently Asked Questions
The policy excess is the amount you must pay following loss or damage to your car. The actual amount will be shown in your policy documentation. If your vehicle is being repaired, then you are required to pay this amount direct to the repairer. MMA will pay the remainder of the repair costs. If your vehicle is considered to be beyond economic repair, (where the cost of repairing the vehicle exceeds the vehicle's value) then this amount will be deducted from the claim settlement.
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Can I delete the standard policy excess?

Free Spirit Travel Insurance for pre-existing medical condit...
The Free Spirit policy has a standard policy excess that applies to some sections of the policy ? See Policy Summary or the Policy Wording for details. It is not possible to delete the excess.
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How does Nu-Zymes? help with excess fat?

Nu-Zymes FAQ ? Digestive Enzyme Supplement to Increase Enzym...
Many people have been significantly reducing their fat intake. However, this vital nutrient is necessary for providing energy, building cell membranes and protecting vital organs and nerve cells. Fat binding supplements may inhibit the intake of fat-soluble vitamins such as A, E, D and K. By breaking down fat more effectively, it is possible to benefit from its nutritional value. The enzyme lipase helps digest the triglycerides present in fats, which releases fatty acids and glycerol.
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What is the excess on a Travel Insurance Policy?

Most Travel Insurance related claims involve the traveller paying a nominated fee at the commencement of each claim.
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Can I buy out the excess on a policy?

Most International policies allow for exess buyout. But because we offer policies from a number of different travel insurance agents you must check the Policy Wording for full information on the amount.(usually between $15.00-$30.00)
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Can I delete the policy excess?

Frequently Asked Questions about 24/7 Travel Insurance
Yes, for a single additional premium you can have the claims excess deleted. This is referred to as the 'Excess Waiver Option' and is available under single-trip, annual multi-trip and backpacker. If you select this option during the online quote process, the additional premium will be automatically included in your premium.
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Can I arrange a no-excess policy?

Answers to your FAQ's regarding the purchase of travel insur...
Yes. Under the Good 2 Go! International Comprehensive Policy you can ???buy-out' the excess. However, this will increase your premium and will not apply to Specified Items or Pre-Existing Medical Conditions claims, where the applicable excess to these covers remains at $75.00.
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What is the policy on excess baggage ?

Shiva Holidays - Shhiva Treks & Expditions
Even if your originating ticket states you are allowed 2 bags at any weight, the airports in Asia have their own regulations which are strictly enforced. For international flights, you are allowed 44 lb. (20 kilos) per person anything after that is charged. For domestic flights 33 lb. (15 kilos) is the limit. Excess baggage is permissible but is charged.
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How do I work out if there is there an excess on my policy?

Travel Insurance Managers :: Low Cost Travel Insurance
A NIL excess applies to sections 2, 4, 5, 6, 7, 8, 12 to 18. For all other benefits, an excess of $100 applies per claim. You can remove this excess by paying an additional premium within the application path.
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What if I have a medical insurance policy with an excess?

Trustaide - The Medical Assistance Programme
Many insurance companies offer reduced rates if you buy a policy that includes an excess. This may suit your budget, however Trustaide does not cover the excess payable on your medical insurance.
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What is a car Insurance policy excess?

Greenlight Insurance > Information > FAQ
A policy excess is the amount that you will be responsible to pay towards any claim made under your car Insurance policy. Policy excesses often vary and can be applied to specific sections of your policy (Accidental damage, Fire damage, Theft damage, Windscreen damage or All sections excesses) Accidental (own damage) excesses are applied solely to claims made in respect of damage to your own vehicle, they do not apply in respect of damage to other parties vehicles.
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What is the 165 Excess Credit Policy?

UW-Milwaukee: L&S Student Academic Services - Frequently...
Effective Fall of 2004, a policy took effect at all University of Wisconsin System institutions. According to this policy, students pursuing their initial undergraduate degree who have accumulated over 165 total credits will be assessed a very significant surcharge - namely 100% of the usual in-state tuition rate - on any additional credits.
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How do I apply for an excess personal umbrella policy?

Frequently Asked Questions
The application process for the excess personal umbrella policy is very simple. To apply, first use our online EZquote. From there, fill out the on-line application, print it, and sign it. (The application will automatically set the effective date to 10 days after the date the application is filled out and will calculate your pro-rated premium).
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Can I cancel my excess personal umbrella policy?

Frequently Asked Questions
Yes. If you cancel your excess personal umbrella policy, you will still be covered for any loss that commences between the inception date and the cancellation date. Your aggregate limit will be pro-rated to the amount of time the policy was in effect out of a period of one year (original aggregate limit multiplied by number of days from inception to cancellation divided by 365).
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A6: Do I need to bear any policy excess?

FAQ - HSBC in Hong Kong
the first HK$200 for any claim under "Personal Money and Travel Documents", "Loss of Deposit or Cancellation" and "Curtailment of Journey";
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What does "excess" mean?

ComfortDelGro Rent-A-Car Pte Ltd
It means the liability that the hirer should bear in event of any damages or accidents to the rental vehicle. "Non-waiverable excess" is the reduced excess when the additional insurance benefit, Collision Damage Reduction (CDR) is purchased.
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Car Hire Search - Frequently Asked Questions
When you hire a car your car rental agreement includes cover for: CDW (Collision Damage Waiver), Third Party Liability and Theft. There is almost always an Excess on the CDW and Theft part of the car rental agreement. This means that in the event of theft or damage to the rental vehicle, you must pay the first portion of the cost to the car rental company. The amount of excess varies from country to country.
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Frequently Asked Questions relating to your One Direct Home ...
Excess is the amount payable by you, in the event of a claim. Under this policy, you will be required to pay a standard excess. You have the option to increase the excess by €75, which will reduce your premium.
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What does excess mileage cover?

Provecta Car Plan ::
Excess Mileage covers both maintenance and the buyback. Should you wish to keep the car at the end of the contract and you have exceeded the mileage on the maintenance contract you will be charged 3.5p per mile to cover this.
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