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Frequently Asked Questions

Once I have paid why does the default/judgment not get removed from my credit profile?

TransUnionITC
Credit Bureaus will not remove a judgment unless it has been rescinded in the court of law. Defaults and/or judgments are still reflected on the credit profile for a period as they are part of an individual's credit history and credit grantors are entitled to receive this information so that they can minimise their risk. This display rules are followed by all members of the Consumer Credit Association (CCA).
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Once I have paid why does the default/judgment not get removed?

Frequently Asked Questions
Credit Bureaux will not remove judgment unless it has been rescinded in the court of law. Defaults and/or judgments are not removed immediately because they are part of an individual’s credit history and credit grantors are entitled to receive this information so that they can minimise their risk. part of the terms and conditions of granting credit, Credit Grantors will get consent from you, the applicant for credit.
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How do I get a judgment removed from my credit rating?

Small Claims
When you make your final payment on the judgment to the creditor, have the creditor sign a Notice of Satisfaction (available at the Small Claims Court). If you are not able to get the creditor to sign the Notice of Satisfaction and you wish to have the judgment removed from your credit rating, you must file a Notice of Motion ($75 filing fee) and Affidavit with the Small Claims Court for an order declaring that the judgment is satisfied.
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I have paid a judgment within one month. How do I get it removed from my report?

Credit Expert from Experian
If you have paid a County Court Judgment within a month you need a Certificate of Cancellation from the County Court. You will need to pay the official fee of £10 (payable to HM Paymaster General). Experian will be notified within four weeks and remove the judgment from your report. If you would like to send Experian the original Certificate your report can be changed from this. You may wish to use the query template to contact Experian.
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Does removal of a default, clearout, judgment or overdue payment notice mean I will obtain credit?

CrediFIX - FAQs
It is highly likely that you will be accepted if you are able to have these removed. If you have more than one usually you need to have all of them removed however some Credit Providers will lend to you at higher rates of interest if you only have one overdue notice or payment default and it is for a small amount.
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What is a default judgment?

Bankruptcy Law Attorney Attorneys Lawyer Lawyers Columbia Te...
If you fail to appear in court as ordered by subpoena to defend this action, the court will enter in a default judgment against you and in favor of the creditor.
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Frequently Asked Questions - Small Claims Court - Dane Count...
If the defendant fails to provide a written answer "disputing the claim" by mail (or in person) a default judgment may be entered against the defendant. A notice that judgment has been entered will be sent to the parties.
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I have paid a judgment but it does not show as paid on my report. Why?

Credit Expert from Experian
In England and Wales, you need to ask the county court for a Certificate of Satisfaction and include the official fee of £10 (payable to HM Paymaster General). Once a Certificate is issued an amendment will be made to the public record and credit reference agencies will be told within four weeks. If you want to send Experian the original Certificate, your report can be changed from this. You may wish to use the query template to contact Experian.
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Why is the default bill to profile Accounts Payable?

ECAT3, Frequently Asked Questions, FAQ
Since eCAT3 is the ordering tool for MIT DLC’s the default bill to address is always Accounts Payable at MIT.
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How can I vacate a default judgment or lien?

Supreme Court - 2JD Kings County
A motion or order to show cause with an affidavit in support must be filed with notice in the court where the judgment was entered and served on all parties in the action pursuant to the Civil Practice Law and Rules.
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How can I get a judgment removed from my report?

Credit Expert from Experian
bull; an insurance company was responsible for the debt and a Certificate of Satisfaction has now been issued by the court
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How can I get a judgment removed from my file?

Public data held on your credit report
We can also remove a judgment if we receive confirmation from The Registry Trust Limited that it can be removed. The Courts will only allow removal of the judgment under the following circumstances: insurance company (related to the debt) is not paying a claim on time In the first instance, you should contact the county court concerned if you believe that the judgment was made in error and should be 'set aside'.
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When do credit grantors note a default on a credit profile ?

TransUnionITC
Each credit grantor has its own credit granting policies. TransUnion ITC's contracts stipulate that in order to submit a default:
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What is _default Keybook and _default Profile?

Meganet Corporation
When VME Office™ is executed for the first time, the _default keybook and _default profiles are created. The _default profile is used for data encryption and decryption when no other profile is selected.
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How long does a bankruptcy, collection account or judgment stay in my credit file?

Credit report questions - Credit score question
A bankruptcy stays on the credit report for 10 years. Collection accounts and all other credit report information stay for 7 years. Recency is a large determinant of credit score results. Having a prior bankruptcy is not always a stumbling block toward getting a home loan, especially if it occurred more than three years in the past.
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What do I do if I have received a judgment against someone and they still have not paid?

F.A.Q.
Be sure to let your attorney know. If you proceeded with the case pro-se, then you may file a wage deduction or citation in Room 103.
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What is an inquiry and how does it get on a credit profile?

Credit FAQ
inquiry is a listing of the name of a credit grantor or authorized user who has accessed your credit file. Each inquiry is posted to the credit file so you know who has obtained a copy of it. Credit grantors post an inquiry before offering you a pre-approved credit card application. These are listed as "promotional" inquiries on your credit file because only your name and address were accessed, not your credit history information.
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I have a judgment or a default against my tenant. How do I to evict the tenant?

Superior Court of D.C. - Civil Division - Landlord and Tenan...
You must use court process to evict the tenant. To do this, you must wait at least forty-eight hours after entry of a judgment or a default before you return to the Landlord and Tenant Clerk's Office to file a writ of restitution, which orders the eviction of the tenant. If you have a "default," you must turn the "default" into a "judgment" by filing a Soldiers and Sailors affidavit with the court certifying that the tenant is not on active duty with the military or other government service.
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What happens after the Default Judgment is issued by the Court?

Provincial Court of Newfoundland and Labrador - FAQ
You may proceed to Enforcement if your Judgment has been registered with the Sheriff's Office, pursuant to the Judgment Enforcement Act. A brochure is available from the Court pertaining to Enforcement.
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Once the judgment or default judgment is entered, how can the creditor then collect his money?

Bankruptcy Law Attorney Attorneys Lawyer Lawyers Columbia Te...
There are several ways in which the creditor can then proceed to collect his money. One way is to serve a garnishment order on your employer or bank. Another is to execute a judgment lien against your real estate or personal property. The creditor may seek out any assets that you may have that could satisfy the judgment against you.
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What does my application have permission to do by default?

Security - Windows Forms FAQs
By default "ClickOnce" deployed applications run in a security sandbox provided by CLR Code Access Security. An application has the ability to do safe operations, such as displaying UI & same site network IO, but can not do unsafe things...
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What can I do about a judgment listed on my credit report?

Frequently Asked Questions - Small Claims Court - Dane Count...
If the judgment has been satisfied, you may file a Satisfaction of Judgment form (mandatory form GF-129) and pay a $5.00 fee to clear the judgment.
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What is this judgment on my credit report?

County Clerk FAQ
A credit report listing a judgment from a case in Williamson County may be from a Justice of the Peace, County Court, or District Court case. Additionally, this listing may refer to an Abstract of Judgment on record with the Real Estate section of the County Clerk's office. Each of these offices should be contacted for additional information.. Information on a particular case can only be obtained by contacting the County Clerk's office at (512) 943-1140.
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I paid the liquidated damages I owed; why does GSA Auctions® still show that I am in default?

GSA Auctions Frequently Asked Questions
If you paid GSA using a credit card for liquidated damages you owed, it can take up to 4 business days to process this payment and clear your GSA Auctions® account. Please be advised that liquidated damage payments paid by credit cards are processed by GSA's Finance office on Thursday of each week (excluding holidays).
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What if I sell my property before the credit is paid?

Frequently Asked Questions - Homestead Preservation Credit
You must be the owner of the property at the time the credit is applied. The credit does not transfer to another property.
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Why do my photos keep getting removed from my profile?

Russian Brides Frequently Asked Questions
If your photo(s) keep getting removed from within your profile, than we at ForeignMatrimony.com do not feel it is appropriate for the site. You must make sure that there is no nudity and that your photo(s) clearly identifies your face (ie: no sunglasses, large hats, etc.) This is a dating site -- so you must show your face.
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Why has My Profile photo been removed?

Socialise.biz - Frequently Asked Questions
Our Terms and Conditions clearly state what is deemed to be an inappropriate image. If a member of our staff believes that you have breached our Terms and Conditions, they reserve the right to remove your image without consulting the user in question. If you wish to dispute this action, please contact support@socialise.co.nz
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Why not now and why not by default?

Darik's Boot and Nuke FAQ
Wiping the HPA would surprise and strand people that expect the HPA to have rescue materials. The HPA is a low risk because it is not accessible during normal operations.
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When does professional judgment come into play?

AAMC: GSA: USMLE Step 2 Clinical Skills FAQs
Financial aid professionals have the authority to use professional judgment (PJ) in circumstances they determine warrant exceptions to their normal policies. In November 1993, NASFAA published an excellent monograph, "Professional Judgment in Eligibility Determination and Resource Analysis," that outlines a variety of situations warranting the use of professional judgment. In the case of the Step 2 CS exam, there are several opportunities to use PJ.
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