Federal Perkins Loans: Need-based loan with 5% interest rate for undergraduate and graduate students enrolled at least halftime. Repayment of principal and interest does not begin until nine months after the student drops below half-time. Payment is delayed if the student returns to school. Federal Subsidized Stafford Loans: Need-based loans with a variable interest rate not to exceed 8.25%, available to undergraduate and graduate students enrolled at least halftime.

We broker both secured and unsecured loans for absolutley any purpose, cars, holidays, home improvements, consolidation...

Adjustable Rate Mortgages (ARMSs): Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits Balloon Mortgage- Offers very low rates for an initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is due or refinanced (though not automatically)

The Education Resources Institute (TERI) provides loans for Canadian students who have a U.S. co-signer. Teri is a Boston, Massachusetts-based nonprofit organization that provides financial planning assistance. Teri was founded in 1985 and has guaranteed over $5 billion in non-government education loans to date. The Access Group is a nonprofit organization that provides education financing to all students who qualify.

Concessionary Rate Loans are offered to first-time flat buyers as well as second-time buyers who are upgrading from the smaller flats. Currently, HDB's loan rates are pegged at 0.1% above CPF Ordinary Account rate. (The prevailing rate is currently at 2.6% p.a.) Second-time purchasers who are buying the same size or smaller flat and have already enjoyed one concessionary loan. HDB's market rate loan is currently pegged at 3.5% p.a. (w.e.

Available for those who have financed the present home with a Home Loan and wish to purchase and move to another home for which some additional funds are required. Through a Home Conversion Loan, the existing loan is transferred to the new home, including the additional amount required, eliminating the need for pre-payment of the previous loan. The Bridge Loan is designed for people who wish to sell the existing home and purchase another.

The Subsidized Federal Stafford Loan is awarded on the basis of need according to federal eligibility standards. Interest on this loan does not accrue while the student remains in school. If the total costs of education are not met by other forms of financial aid, any student regardless of need can qualify for an Unsubsidized Federal Stafford Loan accrues while the student attends school.

Federal Family Education Loan (FFEL) which is available through a free application for federal student aid (FAFSA). There are also outside loans such as the Georgia First Loans which is available through Georgia Student Finance Commission (GSFC), or 1-800-416-5177.

Federal Perkins Loans: Loans of up to $1,500 per year are offered to students who demonstrate the highest need under federal methodology. Perkins Loans have a fixed interest rate of 5%. There are no origination or insurance fees, and no interest accrues during enrollment or in periods of deferment. Repayment starts nine months after you cease attending college at least half-time.

Most Housing Finance Companies offer the fixed rate as well as the adjustable rate (Variable) home loan to customers. oFixed rate: where the rate of interest charged by the HFC on the loan is constant over the tenure of the loan. oVariable rate: where the rate of interest charged by the HFC on the loan keeps changing with respect to the rates in the market over the tenure of the loan.

We offer one of the widest range of products available in the mortgage industry, our loan options include:

Purchase or refinance of primary single-family residences only. Construction loans, purchase of multifamily dwellings, or second homes/investment properties are not available through this program.

Fixed Rate Mortgages: Payments remain the same for the life of the loan. Types are 15-year and 30-year. The advantages are the payments are predictable. The housing costs remain unaffected by interest rate changes and inflation. Adjustable Rate Mortgages (ARMS): Payments increase or decrease on a regular schedule with changes in interest rates; increases are subject to limits.

The Financial Aid office helps academically capable students by offering grants, loans and work-study employment to those with demonstrated financial need. Financial need is determined by comparing student resources (family contribution, student assets and student earnings) with the cost of attendance. Due to limitations in funding, financial assistance is not always able to fulfill all student needs, but efforts are made to help eligible students.

Borrowers can request 3-year, unsecured, fully amortized loans up to $25,000. Borrowers can repay the full amount of the loan at any time; there are no early payment penalties. Learn about creating a loan listing.