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Frequently Asked Questions

What if I am in bankruptcy, have bad credit, or no credit at all?

SmartChoiceCASH.com - The Only Choice For Your Cash Advance ...
We cannot loan to customers who are currently in bankruptcy, but any bankruptcies from the past are no problem. We do not check your credit history. We only run a query of a nationwide database of other cash advance and payday loan providers to ensure that you have no unpaid loans.
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Cash4Checks.net
All you need is to be able meet the above qualifications, produce the documentation as shown below and assure us by agreeing to the terms of the transaction agreement and we will be most happy to extend our services to you. We want to believe and trust our clients!
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What if I have bad credit, no credit or bankruptcy?

Computer Connection - Frequently Asked Questions about Compu...
We accept all applications and our approval ratio is very high. It's never been easier to get financed for a computer system.
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Alaska Payday Loan - Frequently Asked Questions
Not a problem! Personal Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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DirectOne Mortgage.com
Even if you have had bad credit or a bankruptcy in the past, we may still be able to help you. Whatever your reasons for a loan, it is very important that you keep current with your debts, preferably during the last two years. If you are consolidating debt, your chances for a favorable loan are greater if you do not wait until you fall behind on any payments.
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FAQ for Vehical Loan from our Premier Licensed Lender
Our lending partners offer a range of products to meet the needs of customers with strong credit histories as well as those who have experienced credit problems. If you do not have perfect credit we will, at your request, attempt to find a lender who can help you. Simply select "Yes" under the "Additional Financing Options" section of the application.
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David A. Pellegrino, Colorado Mortgage Consultant -- FAQ
BancGROUPTM Mortgage offers loans to people with all sorts of credit. Whether you have good credit, credit issues, a past bankruptcy, or the need to re-establish credit, we encourage you to apply. Back to top.
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Car Financing Direct - Frequently Asked Questions
Car Financing Direct and its lending partners offer a range of products to meet the needs of customers with strong credit histories as well as those who have experienced credit problems. If you do not have perfect credit, we will attempt to find a lender who can help you.
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Habitat for Humanity Cleveland Tennessee
We do not look for perfect credit -- as long as your financial history shows a consistency in paying bills on time, the application will be considered. Bankruptcies, garnishments, or repossessions from four or more years ago will not automatically keep your application from being approved.
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TheLoanFunders.com: Frequently Asked Question
TheLoanFunders and its lending partners offer a range of products to meet the needs of customers with strong credit histories as well as those who have experienced credit problems. If you do not have perfect credit we will, at your request, attempt to find a lender who can help you. Simply select "Yes" on the application.
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Will my bad credit or bankruptcy hurt me?

Answers To Frequently Asked Questions
No. Your past credit history or bankruptcy are not taken into consideration, and they have no bearing on your approval.
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Can I still get an advance if I have a bankruptcy or if I have bad credit?

Cash Advance - How our process works and FAQ
Yes you can. We do not do credit checks as a condition of getting a loan. Your employment is your collateral.
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What if I have bad credit?

CashNetUSA FAQ, Frequently Asked Questions
Bad credit will not prevent you from receiving a payday loan at CashNetUSA. Our friendly agents will work with you, even if you have already been turned down by other lenders.
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Can I still get a loan if I have bad credit or a bankruptcy?

Check Into Cash Advance & Payday Loan Centers - Frequently A...
Yes! Even if you have had credit challenges in the past, you may be able to get the money you need, so don't hesitate to apply now.
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What if I have bad credit or a bankruptcy? Can I use a co-signer with good credit?

American Business Credit
If you had a bankruptcy it has to be 10 years or older. Yes you can have a friend or relative with good credit apply for the loan.
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How Bad Can A Bankruptcy Effect A Credit Report?

Credit Repair - #1 Ranked Credit Repair GUARANTEED! Credit!
Bankruptcy should be the last resort for "dealing with" derogatory credit, judgments and collections. Many times, credit can be repaired (sometimes significantly) just by using the types of different credit repair documents. Secondly, credit can be repaired by settling collections, judgments and profit & loss accounts for a fraction of the balance owed and the item can be PERMANENTLY DELETED by incorporating a deletion clause in the offer to settle document.
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What if I have bad credit, NSF’s, charge-offs or a bankruptcy?

Frequently Asked Questions About Payday Loans | Platinum Pay...
Not a problem! Platinum Payday Loans does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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What if I have bad credit, NSF's, charge-offs or a bankruptcy?

Payday Loans - Frequently Asked Questions
Not a problem! Paydays Online does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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Does bad credit or bankruptcy have a bearing on loan decision?

Frequently asked questions - Consumer Payday Loans
No. Consumer Payday Loans does not take bad credit history into account which deciding about borrowers eligibility for a payday loan. No credit checks are performed in the process.
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What if I have bad credit, NSF’s, CCJ's charge-offs or a bankruptcy?

Kings Cash Advance | Short term payday loans fast
Not a problem! Kings Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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I eligible for an auto loan if I have bad credit or a bankruptcy on my record?

Automotive Lending, Auto Loans, Auto Lending, Auto Lenders, ...
We offer a wide array of financing options to fit your individual needs. Each application is reviewed on a case-by-case basis. If you have experienced credit problems in the past, we will do everything we can to assist you.
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I have bad credit, I'm in collections or I've had a bankruptcy, will this disqualify me?

State of Arizona Department of Public Safety-Human Resources...
Possibly. It depends on the situation and what are you doing now to correct the matter. It is highly recommended that any past due accounts be made current before you apply. The credit report is just one part of the overall background.
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After Bankruptcy, can I get credit?

Chapter 13 Bankruptcy Lawyers In New Jersey - Chapter 13 FAQ...
Surprisingly to most folks -- YES. This is up to each particular credit grantor. In my experience, it is possible to get credit if the credit grantor believes and understands your reasons for filing the bankruptcy. Also, creditors realize that after you receive a discharge in bankruptcy, you are virtually debt free with the same income and with the same assets as before you filed bankruptcy.
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Oklahoma Bankruptcy Attorneys : Garrett Law Office, P.C.
Bankruptcy leaves a negative impression on your credit report and will not go away for a long time. Under federal law, bankruptcies remain on your consumer credit report for at least seven years. Also, beware that federal law does not regulate how long a bankruptcy can remain on your business credit report. It is a good idea to know what is on your credit report anyway and you can consult an Oklahoma attorney to assist you with obtaining and reviewing your credit report.
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Can I become a homebuyer even if I have I've had bad credit, and don't have much for a down-payment?

Common Questions from First-time Homebuyers - HUD
Answer: You may be a good candidate for one of the federal mortgage programs. Start by contacting one of the HUD-funded housing counseling agencies that can help you sort through your options. Also, contact your local government to see if there are any local homebuying programs that might work for you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office.
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