Yes you can. The Australian Taxation Office has set out rules regarding the purchase of artworks. Please ask your financial advisor for the appropriate advice.

Yes, and the Super Secrets® to Real Estate Wealth Course reveals how to do this, and what to look out for.

No, not at this time. We may in the future, but when/if we do, we will purchase it only from and directly from Native Art Network member artists.

Following the SIPPS debacle (see below) whilst is possible to invest in commercial property with no real problems, investing in residential property either directly or indirectly is currently much more difficult. However if you are interested in using your pension fund for any property based investment then we can put you in touch with professional advisors who specialise in this type of investment. For more information just send us an email.

The University’s current Enterprise Agreement (EA) makes no allowance for scheme choice. Consequently you must become a member of the University’s nominated fund, UniSuper. The College does offer scheme choice to casual employees only. The default scheme is UniSuper.

A regulated super fund is a fund that complies with super legislation and regulations. The fund can be either a managed fund or a self-managed super fund and must be regulated to receive concessional tax rates.

A DIY superannuation fund is an individual, family or small business-based fund that consists of one to four members. There are two types of DIY super funds: Small APRA Fund (SAF) and Self-Managed Super Fund (SMSF).

When selecting your super fund there are many factors to keep in mind, some of the key points to keep in mind include:

ASIC provides a super booklet which can help you to understand more about your retirement nest egg, make informed financial decisions, and maximise your superannuation savings.

A small or DIY (do it yourself) superannuation fund is an individual, family or small business based fund of one to four members. The DIY fund is a separate legal entity. This is what makes having a DIY fund different to holding a member account within a larger superannuation master trust or retail superannuation product.

Crea & Co prefer something with the name Super in it as everyone then knows the purpose of the Fund. However you do not need to have Super or your own name for your Fund e.g. if your name is Bill and Maria Jones, you could call it: You could call it some special or family name e.g. Maria's maiden name may have been Ruggiero so you may decide to call the Fund Ruggiero Super Fund.

such buy orders will be treated as an inter-switch order, i.e. a switch from your Cash Fund into a unit trust, you will receive a Switch order email confirmation from us. You will receive 3 emails in total from us: one when we receive your online buy order, second when your switch-sell fund has been priced and the third when your switch-buy fund has been priced.

No, you cannot purchase mutual fund units from the PINS account. You can only do so in the Non-Pins account.

The biggest difference between an individual bond and a bond mutual fund is this: Because the bond fund contains many different bonds, neither the dividend payments you receive nor the maturity date is fixed. So you cannot "lock in" your principal or your payment rate. A bond mutual fund is an investment company of which the sole business is managing a portfolio of individual bonds.

You can download a Transfer form or phone us on 1300 366 212 & a form will be mailed to you. We will take care of the transfer on your behalf. Before requesting the transfer, we recommend you contact your other fund and ask:

If you want to save for a comfortable and secure retirement, you may need to make additional contributions to your DIY Super Fund. Due to the lower tax rate on income, it is the most tax effective way to accumulate funds for retirement.

Transferring your other super account(s) into your Westscheme account could increase your retirement savings by reducing your costs. Westscheme does not charge a fee to recover your rollover(s), although your other account may. Before you decide to transfer your other super account(s) into Westscheme, itâ??s a good idea to make sure you donâ??t lose out on benefits and entitlements by leaving your existing fund(s).

The table below shows the Winning Categories, the Odds, and the Distribution of the Prize Fund between the three Winning Categories of Super 5:

they’re employed under a State award or a registered or approved industrial agreement where the award or agreement specifies the fund to pay to; or they’re employed under a certified agreement under the Industrial Relations Act 1988 or an AWA or certified agreement under the Workplace Relations Act 1996 where the agreement specifies the fund to pay to; or they’re members of a defined benefit fund where they would be entitled to the same retrenchment, resignation or retirement b.

A We will contact you if there are taxes to be paid asking you to write a cheque to the Australian Taxation Office and forward it to us. We take care of the rest.

Yes. There is a 5% limit of the market value of the Fund when the loan is made. It is necessary to pay interest on the loan. I Am Drawing a Pension from My DIY Super Fund Following My Retirement and I Am About To Take another Job Can my employer pay my complying 9% super into my DIY Super Fund? Yes. Your DIY Super Fund and Pension Fund are governed by the same trust deed and it is simply a Matter of having accumulation super monies and pension monies under the same fund.

First of all you need to set up your Super Fund deed and then we obtain a Tax File Number and ABN number for you. The rollover form acquired from where you presently have your Super Fund monies can then be sent to the Fund, so that they can then send the rollover papers and cheque payable to your new DIY Super Fund. The length of time taken by Super Fund institutions to do this varies and you should allow between two weeks and two months.

The super package of 18 Color Scheme Guides and the FREE Decorator Kit will give you an unlimited array of color scheme choices resulting in the most powerful decorating tool on the market today. The ability to suit your taste and style will be limitless!! You and your husband (or others) will have unlimited visual choices to select from. The flexibility that having all of the Color Scheme Guides provides you is inconceivable.

Drive Up Super Cleaner is available at any True Value Hardware or O'Reilly Auto Parts store, or click here to buy now online.

Assisted reproductive technologies or ART are a group of infertility treatment in which the wife's eggs and husband's sperm are combined outside the female reproductive tract in carefully controlled laboratory conditions. The procedures allow for optimal fertilization and growing environments to be available. These treatments are the most effective treatment available for human infertility. Click here for more information on ART.

All Garden Art is custom made to order and available through selected outlets see the Stockists page for details. Samples are on display at your local stockist to help you decide, they will also have an order form. Simply complete the details and the stockist will take care of the rest. Anything you order should be available for collection at the stockist in 7-10 days.