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Frequently Asked Questions

Will borrowers know their lenders' identity?

Frequently Asked Questions - Help - Prosper
No. Everything on Prosper is done anonymously, and there is never a need for lender and borrower to contact each other. If a lender and a borrower do communicate through the Prosper web site, it is entirely up to each person to choose how much information they wish to share with the other.
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Who are the borrowers?

Frequently Asked Questions - Help - Prosper
A Prosper borrower is any person who is a U.S. resident with a credit score of at least 520, a bank account, and a social security number. After passing Prosper's identity verification and anti-fraud checks, borrowers can request unsecured loans from $1,000 to $25,000 at rates they select.
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How do borrowers get benefitted when lenders finance points?

FAQ's on Mortgage Loan Process
You can pay discount points to lower the interest rate on your mortgage loan. Each discount point equals 1% ...
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Are lenders still authorized to pay the origination fee on behalf of borrowers?

Answers to Your Questions | USA Funds
The legislation did not make any changes to the existing provisions regarding lenders paying origination fees on behalf of Stafford-loan borrowers. Regulations and common policy require that lenders assess the origination fee to PLUS-loan borrowers, however. See Common Manual subsection 3.5.A for additional information regarding the lenderâ??s payment of the origination fee on behalf of the borrower.
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How Does Our School Data Get To Our Student Borrowers' Lenders And Servicers?

National Student Clearinghouse: Colleges and Universities: C...
Participating lenders and servicers regularly receive an electronic exchange of enrollment data on their borrowers directly from Clearinghouse. Non-participating lenders and servicers receive enrollment data from their guarantors. All guarantors are currently members of the Clearinghouse.
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How do I know my identity is protected?

Domains By Proxy - Frequently Asked Questions
Your identity is protected because your personal information is not published in the Whois database. Instead, Domains By Proxy's name, postal address and phone number are made publicly available. And we won't reveal your identity unless required by law or if you breach our Domain Name Proxy Agreement.
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Will borrowers receive telephone calls or mail from soliciting lenders?

iBank: Frequently Asked Questions
No, because the identity of the borrower is hidden, and the lenders agree in their contract with Credentrust not to solicit the borrowers. When the borrower chooses the successful lender, only that lender receives the contact information of the borrower.
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How do lenders know I am registered with DynamicDox?

DynamicDox - FAQs
Whenever a lender publishes a package to DynamicDox they select the recipients of the package. If you are registered with DynamicDox, lenders will be able to select you as a recipient of the package. It would be to your benefit to contact the Lender branch you do business with and inform them that you are registered to receive electronic document packages through DynamicDox.
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How will lenders know I am certified? And how can they find me?

Certified Asset Recovery Specialist
It was at the request of some of the nations largest credit unions that we first determined a need for an agent locator as found on our site. Lenders across the country look to our site for names of certified agents in their area. The Matrix Educational Systems, Inc. offers each agent completing the program, a free listing on our website for such lenders available use.
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What Do Lenders Look For?

Frequently Asked Questions on Credit, Debt, Finance
When you apply for a loan there are certain aspects of your financial worthiness that lenders take into account to decide your approval. Learn what these factors are to strengthen your chances to score the quality loan you're looking for. It seemed almost too easy didn't it? Well, it is rather easy, but it isn't free. Different lenders charge for different things so brush up on your negotiating skills and see if they'll cover some of your expenses.
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Do recipients know the identity of their donor family?

Tissue Banks International - Frequently Asked Questions
Gifts of sight and life are made anonymously. It is customary to honor the confidentiality of the donor and the recipient.
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Will I know the identity of the person who is calling me?

Frequently Asked Questions
Yes, any member wishing to call you needs to ask for your permission first. Only after you have authorized the member to call you, the member can do so. If you are using a soft phone or telephone with caller ID, the members unique TalkingLoves.com number will be displayed and not their physical telephone number. You will always be able to identify the member calling you by their unique member number.
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How do I know if I have been a victim of identity theft?

Identity Theft Scams, Frequent Questions, security consultan...
Most people find out when a collection agency tracks them down for past due accounts, a utility cuts off service, bank accounts are drained, or a vehicle is repossessed. By this time, the damage may already be done and the thief has moved on to a new victim. The best way is to check your credit reports at least once a year to see if there are any credit accounts in your name that you did not authorize. To obtain copies of your credit reports, contact all three major US credit reporting agencies.
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How do I know whether I am a victim of Identity Theft or not?

Frequently Asked Security Related Questions
There are more possibilities to find out that you are a victim. Here are some examples in this respect: a creditor contacts you, you are denied credit, unknown charges occur on your credit card.
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What is identity verification?

Frequently Asked Questions - Help - Prosper
For the safety and security of the marketplace, it is important that Prosper makes every effort to ensure that all individuals participating in the marketplace are 1) a real person, and 2) the same person they say they are. To this end, Prosper takes extra care in verifying the identity of all borrowers and lenders.
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What is sexual identity?

TransProud - Frequently Asked Questions
Sexual identity is the self-image that someone has, regardless of the genitals with which they were born. That's to say, an individual with male sexual characteristics (a male gender) may feel themselves to be female, some would describe themselves as a "woman in a man's body." This individual would have a female gender identity.
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What is gender identity?

TransProud - Frequently Asked Questions
Gender identity refers to how an individual sees themself socially, as a woman, man, neither or both. It has no relation to their physical characteristics, but rather to how they choose to live their lives. This categorization may be fluid, over time or social situations.
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Properties
Our two reputable developers provide the international mortgages. The developers have delivered 1,600 villas in Northern Cyprus over the last five years.
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CaBizFinancing.com - Frequently Asked Questions
Our service includes many of the most respected Lenders in the United States. We offer a combination of national Lenders as well as more regional Lenders that are matched geographically to the business in question. One thing all of our Lenders have in common is that they're dedicated to providing the best service and competitive rates.
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Frequently asked Mortgage and Loan Questions from QuickApply
The QuickApply Network includes many of the most respected lenders in the United States. You probably know many of them. Those you may not be as familiar with may offer one or two loan types in a particular region of the country. Others only service borrowers who are looking for a loan through the Internet. One thing all of our lenders have in common is that they're dedicated to providing the best service and competitive rates.
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What's in it for the lenders?

ProMortgage - Common Questions
Lenders find mortgage brokers are a cost effective mean for lenders to obtain new business. Many financial institutions have set up a special processing area whose main objective is to support mortgage brokers like ProMortgage. This results in better service for their customers.
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RefinancieSuHipoteca.com
We will only provide your information to state- or nationally-licensed lenders or brokers who specialize in loans to people in your community, and wish to provide competitive rates.
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How do I know if my identity has been stolen?

The Thom Polvogt Agency Group
Sometimes it's difficult to tell. Look for unexplained withdrawals in your bank accounts (large or small). Compare your transactions to your receipts to make sure that they match. Check with your bank regarding any questionable account activity. You should also be on alert if you lose your wallet, purse or any of your identification or bank/credit cards, or if you receive an error message from an ATM AFTER you have entered your bank card and pin number.
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How do borrowers know that the lender honors the rate and terms offered in their proposals?

iBank: Frequently Asked Questions
Credentrust tries to screen qualified lenders before they receive a vault key. The lender agrees not to re-trade the customer if everything described in the borrower's live submission form is accurate. Of course, if the information submitted by the borrower is stale, false or misleading, then the lender has the right to re-negotiate the deal or not to participate. Also, there is a feedback forum where borrowers rate lenders.
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