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Frequently Asked Questions

What is the difference between a frequency, percentage and a rate?

CLEI | FAQ
A frequency is an actual count of the number of cases. Percentage is the occurrence of an event expressed per 100 cases. For example, 25% refers to 25 out of 100 cases. Rate is the occurrence of an event expressed per unit of size of the population, which it is observed. For instance, death or mortality rates are usually expressed per 100,000, over a given period, usually 1 year.
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F) What is the difference between the Annual Percentage Rate (APR) and the interest rate?

Union America Mortgage
The APR is based on the interest rate on your mortgage loan, the term of the loan, and the other applicable costs of financing such as points, fees and certain closing costs. Your monthly fee is based on the mortgage note rate, not the APR. The APR will be higher than your interest rate.
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Q: How does the annual percentage rate differ from the interest rate?

Frequently Asked Questions
The annual percentage rate (APR) is the effective rate of interest for a loan if the calculation is based on the original loan amount less the closing costs. This is the rate that will appear on your preliminary Truth In Lending. Please note that the APR is higher than the interest rate on your Real Estate Lien Note.
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What's the difference between fixed frequency and multisynchronous monitors?

ePanorama.net - Circuits
Most early analog monitors were fixed frequency, meaning that they were intended to work only at one specific vertical refresh rate (often 60 Hz) and one horizontal rate (often this is expressed as a number of pixels, but this isn't really the same). Most older SUN, SGI and other workstation monitors were of this type. Generally, these monitors are limited in their applications, since they require that the incoming video signal falls within narrow timing specifications.
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What is an Annual Percentage Rate (APR)?

FAQ
The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate. Typically the APR is found next to the rate. The APR does NOT affect your monthly payments. Your monthly payments are a function of the interest rate and the length of the loan.
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What is the difference between the interest rate and the APR?

Mortgage Loan Rate | Home Mortgages | Refinance Loans - E-LO...
The interest rate is the cost to borrow the lender's money. The APR represents the total cost of the mortgage over the life of the loan, including closing costs and lender points. In order for a consumer to apply for a mortgage on a foreign property, you must apply through a bank, broker or financial institution offering mortgages in that particular country. You cannot apply for a foreign mortgage (non-U.S.) at the E-LOAN website in the United States.
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First Security Mortgage Corporation - Cleveland, Ohio Freque...
The interest rate is the rate at which you repay the mortgage loan. It determines the principal and interest component of your monthly mortgage payment. The APR is the actual cost of borrowing in the form of an annual percentage rate. It includes the interest rate, points, mortgage insurance, and other finance charges associated with the loan. Because of these charges, the APR is often higher than the interest rate.
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What is a Frequency Rate and how are they used on site?

The Super Pit | Kalgoorlie Consolidated Gold Mines
A Frequency Rate is a number calculated to indicate the degree of occurrence relating to injuries across site. Although KCGM, and most other organisations aim to have zero workplace injuries for employees and contractors, there are still those that unfortunately occur due to unforseen circumstances. For this reason, KCGM must calculate these Frequency Rates to determine if Safety is being effectively managed across site.
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What is APR (Annual Percentage Rate)?

Shearson Mortgage - Mortgage FAQ - General: Mortgage Termino...
The Annual Percentage Rate, or APR, is the cost of the borrower's credit expressed in terms of an annual rate. Because the borrower may be paying "points" and other closing costs, the APR disclosed is often higher than the interest rate on the loan. The APR can be compared to other loans for which the borrower may have applied and give them a fair method of comparing price. appraisal of real estate is the valuation of the rights of ownership.
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What is a Percentage of Transaction or Discount Rate?

Envision Merchant Solutions - Offshore Merchant Accounts for...
Credit card issuing banks typically charge a percentage of the sale for allowing to charge credit cards and this amount is referred to as a percentage of transaction or discount rate. The rate paid varies depending on the merchant account applied to your business.
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Will the rate or percentage I owe ever increase?

Student Securities: FAQ
When you begin working full-time your payments will begin. While attending graduate school, your payments may be deferred.
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What is the ANNUAL PERCENTAGE RATE?

The Lending Center, Inc. - Home Mortgage Loans in Texas
The Annual Percentage Rate (A.P.R.) is the cost of your credit expressed as an annual rate. Because you may be paying loan discount points and other prepaid finance charges at closing, the A.P.R. disclosed is often higher than the interest rate on your loan. This A.P.R. can be compared to the A.P.R. on other loan programs to give you a consistent means of comparing rates and programs.
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Texas Mortgage FAQ
The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate. Typically the APR is found next to the rate. The APR does NOT affect your monthly payments. Your monthly payments are a function of the interest rate and the length of the loan.
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Circle Mortgages LLC - Frequently Asked Questions
The annual percentage rate (APR) is an interest rate that is different from your note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise an interest rate. Typically the APR is found next to the note rate, and is always at least equal to, and most times higher, than your note rate. The APR does NOT affect your monthly payments.
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Low Mortgage Rate - Frequently Asked Questions
The APR takes into account the interest rate and up front charges paid by the borrower, whether expressed as a percent of the loan or in dollars. It is usually higher than the interest rate because of up front charges. The APR is adjusted for the time value of money, so that dollars paid by the borrower up front carry a heavier weight than dollars paid in later years.
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