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Frequently Asked Questions

What is the excess on a Travel Insurance Policy?

Most Travel Insurance related claims involve the traveller paying a nominated fee at the commencement of each claim.
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Does this insurance policy have an excess?

Travel Insurance & Holiday Insurance Frequently Asked Questi...
Ski Hire NIL Please note that this information was correct at the time of creating this page. Please check the policy wording for full details. Back to Top Yes it does. This insurance covers scuba diving up to 30 meters, if adequately supervised. You must click on the hazardous activity box and then the activity to cover you. If you do not you will not be covered. Back to Top
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What if I have a medical insurance policy with an excess?

Trustaide - The Medical Assistance Programme
Many insurance companies offer reduced rates if you buy a policy that includes an excess. This may suit your budget, however Trustaide does not cover the excess payable on your medical insurance.
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What is a car Insurance policy excess?

Greenlight Insurance > Information > FAQ
A policy excess is the amount that you will be responsible to pay towards any claim made under your car Insurance policy. Policy excesses often vary and can be applied to specific sections of your policy (Accidental damage, Fire damage, Theft damage, Windscreen damage or All sections excesses) Accidental (own damage) excesses are applied solely to claims made in respect of damage to your own vehicle, they do not apply in respect of damage to other parties vehicles.
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Is there an excess when making a travel insurance claim?

Financial and Business Services Division
No. There is no excess for a travel insurance claim. For more information email: travel@deakin.edu.au
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What about travel insurance cancellation policy?

faq
It is recomended to purchase travel insurance policy. Should you have to cancell or postpone your trip due to an emergency, you won't loose your payment.
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Do we have a travel insurance policy in force?

Varsity Travel - The School Travel Experts
Yes, we take out an Essential Travel Insurance Policy through Endsleigh Insurance. This is included in the cost. [top]
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How do I purchase my travel insurance policy?

Questions and Answers
There are three convenient and easy ways for you to purchase your insurance. You may refer to the web site, ask your travel agent or call us at 1-800-423-3632.
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How do I claim on my Travel Insurance policy?

Frequently Asked Questions
Please refer to your policy documentation for the most appropriate Claims telephone number for your particular policy.
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Do I need to take my travel insurance policy with me when I travel?

Frequently Asked Questions - Travel Insurance Web Australia
Yes. This documentation provides you with information and emergency telephone numbers you may need whilst travelling. It will also provide details of any supporting documentation that may be required in the event of a claim (i.e. loss reports, receipts etc.)
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How much is the insurance excess?

SALFORD VAN HIRE, TRAILER HIRE, CAR HIRE AND CONTRACT HIRE -...
All vehicles up to 7,500 kg GVW are comprehensively insured but have an insurance excess which will vary depending on the size of the vehicle, your driving record and your age. Our standard deposits and charges are outlined in the table below. Additional named drivers will be subject to an insurance surcharge. You are responsible for any damage or loss sustained to the vehicle and are liable to pay the insurance excess in this event.
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Is there an excess on the insurance, and if so how much?

Hire a car in Scotland, guide to hiring cars vans minibuses ...
The hirer is usually liable up to a specified amount of any damage. Amounts can vary from £100 to £1000 so be careful. Younger drivers e.g. under 23’s usually pay more. Your credit card will usually be used to guarantee this, although some companies only call on it if there is actual damage. Often it is difficult to waive the excess, although some companies run schemes for doing this which of course – cost extra!!
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Crown Rentacar S.L. - Mojacar, Spain.
Yes, the renter is responsible for a maximum of 400 EUR approx ?280 GBP of damage sustained to bodywork, and wing mirrors. If the accident is not your fault and if the claims form is filled in correctly and signed in agreement by the other driver then this excess value can be claimed back. Tyres, wheels, windows, locks, roof, underside, interior, lost or damaged keys, willful damage or damage through negligence is the responsibility of the driver in full. N.B.
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What is a policy Excess?

Most sections of the policy carry an Excess. This is the first amount of any claim that you will have to pay. The amount may vary depending on the level of cover you have chosen. It is applicable per person per section. The Excess will be reduced to nil if you have used a form EHIC to reduce your medical expenses bill.
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FAQs - Car insurance - Tesco Personal Finance
The policy excess is the amount we ask you to contribute towards the cost of a claim for accidental damage under your comprehensive policy. The standard excess on Tesco Car Insurance is €300.
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Travel Insurance FAQ - DOGTAG Worldwide Assistance
An excess is the first amount you will have to pay in the event of making a claim. For example if your claims settlement figure is £500 and the excess is £75 your payment would be £425.00
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Frequently Asked Questions
The policy excess is the amount you must pay following loss or damage to your car. The actual amount will be shown in your policy documentation. If your vehicle is being repaired, then you are required to pay this amount direct to the repairer. MMA will pay the remainder of the repair costs. If your vehicle is considered to be beyond economic repair, (where the cost of repairing the vehicle exceeds the vehicle's value) then this amount will be deducted from the claim settlement.
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Do you supply an annual or cheaper daily insurance excess policy?

Fourmotion Car Rental - FAQ - Car Hire Insurance
Yes, we do offer an alternative that can be used all over Europe. An annual policy is only £49.00 + 5% Insurance Premium Tax or a daily policy is only £3.30 + 5% Insurance Premium Tax. This can often pay for itself in one trip.
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Is it possible to take out a Collision damage waiver policy to limit the insurance excess?

Guide Notes and Frequently Asked Questions about Camper Van ...
Why of course! You can reduce the excess to zero by paying an extra ?11 per day, or for £5.50 extra per day you can reduce the excess to £350.
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What is considered as Excess under the Public Liability insurance policy ?

Public Liability Policy FAQs
All Public Liabilities policies are subject to a compulsory excess of 25 percent of any one accident indemnity subject to a minimum of Rs.1 lakh and the same applies to property damage, death / bodily injury claims inclusive of defence cost arising out of any one accident.
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How do I get my 1Cover Travel Insurance policy?

Cover Travel Insurance FAQ - Travel Insurance Quotes, Polici...
Your policy is generated instantly after your payment is processed. You will receive an email immediately with your Certificate of Insurance and Policy Documents attached. You are covered for cancellation from this moment and the rest of your cover starts on your date of departure.
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What features should I look for in a travel insurance policy?

Travel Insurance :: Aussietravelcover for Worldwide Travel I...
There is a very wide variety of travel insurance policies available. They all have their good features, and they all apply various restrictions. It's important that you know what you want covered, and understand what your policy actually covers you against. We've all heard the horror stories of travellers injured in places like the United States or Europe, where a hospital bill for a relatively minor condition can exceed $50,000.
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Why should I purchase a travel insurance policy before my next trip?

Travel Insurance Center - Frequently Asked Questions
Your health and vacation investment are at risk when you travel. The cost of your cruise or trip may not be refunded to you in the event of personal or family sickness. Your primary health plan may not pay for you to see a doctor or be admitted to a hospital away from home.
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What if I change my mind about my Travel Insurance Policy?

Most insurers offer a 14 day cooling off period. We will do our best to help you recover the cost of your insurance after this time period, however it is at the Insurers disgression to refund your money. Contact Us to organise a refund of your Travel Insurance Policy.
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How will I receive my travel insurance policy documents?

Frequently Asked Questions - Travel Insurance Web Australia
A printable version of your policy will become available once the online booking process is complete. You will also receive an e-mailed copy to the e-mail address entered into the application, which will include your insurance certificate, important policy notes and a copy of the full terms and conditions.
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How do I make a claim against my travel insurance policy?

Frequently Asked Questions - Travel Insurance Web Australia
To make a claim you will need to contact the claims department by telephone. Relevant telephone numbers are detailed on your schedule. Visit our Claims page for information about our claims handlers.
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What if I want to cancel my travel insurance policy?

Frequently Asked Questions - Travel Insurance Web Australia
If the policy does not meet your requirements a refund of premium can be allowed if your policy is cancelled within 19 days of the issue date and provided the cover period has not started and no claims will be made. Just e-mail a request to our customer service department. About TIW : : Contact Us : : Privacy Policy : : Media Centre : : Compare Travel Insurance : : Become an Affiliate : : Site Map
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Can I delete the standard policy excess?

Free Spirit Travel Insurance for pre-existing medical condit...
The Free Spirit policy has a standard policy excess that applies to some sections of the policy ? See Policy Summary or the Policy Wording for details. It is not possible to delete the excess.
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