Tax is paid on contributions & investment earnings. The Maximum tax payable on super fund earning is 15%, this tax is reduced by franking credits received by the fund

A DIY superannuation fund is an individual, family or small business-based fund that consists of one to four members. There are two types of DIY super funds: Small APRA Fund (SAF) and Self-Managed Super Fund (SMSF).

Crea & Co prefer something with the name Super in it as everyone then knows the purpose of the Fund. However you do not need to have Super or your own name for your Fund e.g. if your name is Bill and Maria Jones, you could call it: You could call it some special or family name e.g. Maria's maiden name may have been Ruggiero so you may decide to call the Fund Ruggiero Super Fund.

If you want to save for a comfortable and secure retirement, you may need to make additional contributions to your DIY Super Fund. Due to the lower tax rate on income, it is the most tax effective way to accumulate funds for retirement.

Yes. However this will depend on the amount you have invested in Superannuation. See our web site choice of Funds for existing Superannuation monies and future Superannuation contributions.

A We will contact you if there are taxes to be paid asking you to write a cheque to the Australian Taxation Office and forward it to us. We take care of the rest.

Yes. The changes relate to tax that is payable on benefits, not contributions. GESB is a constitutionally protected fund so essentially instead of tax being levied on contributions and earnings, tax is levied when you exit the untaxed scheme. However with these changes, members over age 60 will pay less tax on their West State Super / Gold State Super payment.

First of all you need to set up your Super Fund deed and then we obtain a Tax File Number and ABN number for you. The rollover form acquired from where you presently have your Super Fund monies can then be sent to the Fund, so that they can then send the rollover papers and cheque payable to your new DIY Super Fund. The length of time taken by Super Fund institutions to do this varies and you should allow between two weeks and two months.

The Fund pays a monthly dividend, which is paid out on the 1st of each month for the previous month's interest. Investors have a choice of monthly cash distributions, distributions reinvested by purchasing additional shares, or a combination of both.

When a payment exceeds the tax-free amount ($ 123,808 in 2004/05), the excess will be an ordinary ETP split into components according to the eligible service period associated with the payment. Concessional/Pre-July 83 component: 5% of this amount is included in your assessable income and taxed at normal rates. Untaxed/taxed Post-June 83 component: The whole of this amount is included in your assessable income.

Tax status is, essentially, a fund's unrealized appreciation. Put another way, this number represents the percentage of a fund's assets that represent gains or losses on securities held. The figure is calculated as of the date at the top of the box, which in most cases will correspond with the most recent holdings date.

The University’s current Enterprise Agreement (EA) makes no allowance for scheme choice. Consequently you must become a member of the University’s nominated fund, UniSuper. The College does offer scheme choice to casual employees only. The default scheme is UniSuper.

A regulated super fund is a fund that complies with super legislation and regulations. The fund can be either a managed fund or a self-managed super fund and must be regulated to receive concessional tax rates.

When selecting your super fund there are many factors to keep in mind, some of the key points to keep in mind include:

ASIC provides a super booklet which can help you to understand more about your retirement nest egg, make informed financial decisions, and maximise your superannuation savings.

A small or DIY (do it yourself) superannuation fund is an individual, family or small business based fund of one to four members. The DIY fund is a separate legal entity. This is what makes having a DIY fund different to holding a member account within a larger superannuation master trust or retail superannuation product.

A Self Managed Superannuation Fund is a Superannuation Fund that is managed by you and regulated by the Australian Taxation Office (ATO). All the members of the fund must be trustee of the fund.

Do-It-Yourself superannuation fund is an informal name for a Self-Managed Superannuation Fund (SMSF). Self-Managed Super Fund is a superannuation fund that is regulated by the Australian Taxation Office (ATO) and all members of the fund are trustees of the fund. There are exceptions to this rule, such as, a member who is a minor, or, one who is under legal disability. In such cases, regulatory provisions state that a member of the SMSF cannot be the trustee of the fund.

In a DIY solution, we provide you all the tools you would need to create your own website. There are hundreds of existing designs you can choose to go with. It is meant for the budget user who wants to have a website quickly and at low costs sans frills. In DIFM, on the other hand, we build the site completely for you based on your specifications.

Everybody in the Tinyfish doubles in another role. Jim designs all the artwork, Rob is the label manager and maintains our website, Simon is the band’s studio engineer/blogger, Paul deals with anything MySpace related, and Leon is our gig-getter. We try hard to be a self contained unit and rely as little as possible on the industry of others.

No, but supply sales, school pictures, vending machines, and concession sales all qualify as fund-raising activities. If a school has more than two fund-raisers a year, sales tax must be paid on ALL fund-raisers, even the first two.

If you purchase an Animal Ambulance your vehicle will in most cases be exempt from the annual Road Fund Duty. So a nice little saving!

Capital gain distributions occur independently of price fluctuations in a fund. A mutual fund is required to distribute annual income and/or capital gains to its shareholders. At the same time, changes in financial markets can cause the price of fund shares to go up or down.

The Ed Fund directly pays for our classroom para-educators, technology teacher, music teacher, art teacher, additional library staffing, computers for our teachers, office equipment, Alamo TV, and supplies and equipment for science, technology, library, art, media, classrooms and the playground.

Fulvic's function is to balance and energize all cell life and biological properties it comes in contact with. By adding Fulvic to our liquids, nutrients are dissolved and complexed by the Fulvic electrolyte, making them bio-chemically reactive, mobile, and readily absorbable. When Fulvic is present in the body, nutrients are dissolved into the simplest ionic form and disappear into the fulvic structure; Fulvic transports nutrients right into the cells.

Super Suppers saves 20 to 30 hours each month. We eliminate the hours you would spend trying to figure out what to cook (menu planning), grocery shopping (all you do now is grab bags of salad and a few side items), reading recipes, prepping ingredients, running back to the grocery store for a recipe ingredient you forgot, cleaning up your prep area, and in many cases, you get to throw away the pan! You also GAIN 1 ½ to 2 hours of relaxation, fun and fellowship each month!

HeadStartPoker.net receives an ongoing commission for every player that signs up at Party Poker using our bonus code. Each month we will put 80% of that commission into a prize pool! Party Poker will then host a freeroll tournament for all qualifying players from that month, and the prizes will be awarded just like any other Party Poker tournament.

The Global Fund for Children’s mission is to advance the dignity of children and youth around the world. We pursue this mission through two primary strategies: Our grantmaking program supports and strengthens innovative community-based organizations working to transform the lives of vulnerable children and youth throughout the world.