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Frequently Asked Questions

How do I get help with my credit rating / bad credit / finances?

For more information about housing for people with AIDS, see our Special Needs/AIDS housing page within the Hunger and Homelessness section.
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My credit rating is very bad, is there anything you can do to help?

Frequently Asked Questions
We have a range of schemes that accept adverse credit county court judgements, mortgage arrears, or even discharged bankruptcy cases - take this opportunity to wipe the slate clean and start afresh. We are one of the few brokers in the UK who specialise in placing second charges behind non-status lenders.
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My bank declined me because I have a bad credit rating. Can anyone help me?

FAQ - Frequently Asked Questions - The Mortgage Centre - BC ...
It's possible. After we analyze your own situation we'll discuss what possibilities are available to you. However, lenders that deal with non-standard credit usually charge a higher rate than normal bank approved credit.
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Can I get a mortgage if I have a bad credit rating?

Finance Inc : Debt Consolidation, Debt management, IVAs and ...
It is not as easy as for someone with a clean credit rating, but it is still very possible. It may be some relief to know that one in four Britons have bad credit and over 3 million have County Court Judgments (CCJ) against their name. Over 2 million people have had mortgages arrears at one point. However, whereas all of these people may have been marginalised in the past, forced to pay high interest and charges, high street lenders are more willing to enter into negotiations than before.
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Can I get a loan if I have a bad credit rating?

Credit & Financial Loan Services UK ??" Frequent Questio...
Yes you can. Having a bad credit rating does not prevent you from getting a loan. You may be considering clearing some or all of the credit you have (if any) to reduce your monthly credit bills with a single more affordable loan. The majority of our customers do precisely that.
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I have a bad credit rating, is this a problem?

Commonly asked questions concerning Merchant Accounts, Credi...
This can be a problem, but depends upon a number of factors, including the risk of the type of business you will be processing. With a candid discussion, a representative from Acumen should be able to answer that question.
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Faqs -questions about personal secured and unsecured loans
YES. Whether you have a bad credit rating from past problems or simply because you have not had previous credit, we can help you get a competitive rate on a range of loans.
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How can a bad rating help me?

Business Eview, Bellingham, WA
Think of it this way: A strong response to a complaint can change someone's perception of your business and cause them to tell the community how responsive you are. When a consumer doesn't say anything to you, you are powerless to rectify a situation. That same customer is going to share their poor experience with their friends and associates. By welcoming ratings (both good and bad), you set yourself up with a mechanism to reply to public comments.
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What if I have bad credit?

CashNetUSA FAQ, Frequently Asked Questions
Bad credit will not prevent you from receiving a payday loan at CashNetUSA. Our friendly agents will work with you, even if you have already been turned down by other lenders.
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Can I get vehicle finance even with a bad credit rating?

Car Loan 4u, Car Finance specialists online! Bad Credit? Not...
Yes, you can. We are specialists in providing vehicle finance for people who have had previous problems obtaining credit. As long as you are not currently bankrupt, having a poor credit rating does not prevent you from getting a vehicle finance loan with us, even if you've been refused before. We have plans to suit all applicants regardless of their past credit history and situation.
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What if I've got a bad credit rating?

Credit Cards : Frequently Asked Questions about UK Credit Ca...
All is not lost. There are a variety of credit repair services that might be able to help you restore your credit rating.
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What if I have a poor credit rating? Can you still help me?

Bill Rescue- FAQs
Yes, we can help. Evidence of regular income is what we are looking for, and in fact, if you repay in full and on time, you will help re-build your creditworthiness and we are happy to supply confirmation of this.
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mdnationwide
mdnationwide, we are experts at helping people that have had CCJs, mortgage and/or loan arrears, and no proof of income or have been refused credit in the past.
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Can you help applicants with bad credit?

Personal secured and unsecured loan FAQs
Yes, we welcome enquiries from people in ALL circumstances, including those who have had credit problems in the past. We work hard to find you a good deal regardless of bad credit. Bad credit loans.
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Can you help people with bad credit?

Mortgage FAQs
YES. Our mortgages are available to people regardless of circumstances including those with arrears, county court judgements (CCJs), and other bad credit and credit problems.
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I have a poor credit rating or CCJs, can you help?

Audi contract hire and car leasing - Car Planet Contracts Le...
There are companies who can help. Theses are generally non status credit companies. We have access to these companies and with your agreement we will obtain a new quote from them for you
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Contract Hire and Car Leasing Frequently asked Questions
No, unfortunately. There are companies who can help. These are generally non status credit companies and can be found on the internet.
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Can NMS help me improve my credit rating?

Foreclosure Frequently Asked Questions.
Yes, NMS does do credit repair services. Right now, of course, the best thing you can do to help your credit is to prevent foreclosure. Click here to contact NMS for a free eligibility assessment.
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Can you help me improve my credit rating?

US Loss Mitigation Services
We do not do credit repair services but we do strongly recommend the nation's leader in credit repair, Lexington Law Firm. Right now, of course, the best thing you can do to help your credit is to prevent foreclosure. Click here to contact USLM for a free eligibility assessment.
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Finances: Where can I get help with my group's finances?

Frequently Asked Questions | Voscur
gt; Preparation of annual accounts (for small voluntary groups or companies limited by guarantee with income of under ?90,000 p.a.). gt; Help setting up financial systems and procedures, from petty cash to financial reporting and everything in between. The Finance Workers and Treasurers Forum for vcse sector organisations meets quarterly. A chance to share information and good practise, and receive peer support. Contact Sabrina Lee at Voscur for more information and meeting dates.
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My credit rating is very bad, why would anyone want to steal my identity?

Identity Theft Scams, Frequent Questions, security consultan...
Obtaining credit cards is not the only use of an alternate identity. Someone with criminal warrants for their arrest or an illegal immigrant may want to obtain duplicate credentials using your name so they can hide in plain sight. Criminals may use your identity to obtain employment and not pay taxes, obtain telephone, electricity, water, sewer services, but not pay the bills, obtain rental housing and skip out without consequence.
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Can I work to help me with my finances?

International Office
Many international students are allowed to do some work whilst they study in the UK. However, this is not true for every international student, and even if you are allowed to work, there are certain restrictions on the type of work that you can take. To meet the Immigration Rules for students, you have to show that you have enough money to support yourself without needing to work. You cannot, therefore, refer to your potential earnings in the UK when showing how you will support yourself.
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Can I get help setting up my finances?

FAQ - Australia ~ Mentor Consultancy
The international student office or student services unit at your institution can advise you on banking and finances in Australia and how to budget your money to avoid financial troubles. They can also help you find part-time work so you have a small income to supplement your savings. Many universities and large institutions have a bank branch on campus. The tellers in these branches are accustomed to dealing with student finances and can give you advice.
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How will I know that I need help with my finances?

FAQs Overview Page - CCCS
a general rule of thumb, ask yourself these basic questions: Am I paying for normal monthly essentials (groceries, utility bills, and gasoline) with credit cards? Am I only able to make a minimum monthly payment to my creditors? Do I sometimes have to skip a payment to make ends meet? Am I receiving collection calls at work or home? Are my debts causing significant stress in my life? If you answer yes to any of these questions, you could benefit from speaking with a credit counselor at our NFCC-.
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Will this loan help me establish credit or repair my credit rating?

Patriot Computers Computer Financing
Patriot Computers reports loan activity monthly to the Experian Credit Bureau. On-time payments will help you re-establish your credit rating.
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Can mouthwash help with bad breath?

Bad Breath ? Halitosis ? Causes ? Treatment.
Conventional mouthwashes only temporarily mask bad breath. The alcohol found in mouthwashes generally dries the mouth making it more susceptible to odour causing bacteria. Ask participating dentist s for a recommendation regarding a preferred mouthwash. This is often a common problem for people whose jobs require them to talk constantly. Talking dries the mouth which encourages bacteria that cause bad breath. Talking more can dry the mouth and proliferate more odour causing bacteria.
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