Search 5,000,000+ questions and answers.

Frequently Asked Questions

GENERAL LIABILITY INSURANCE What does personal injury mean in General Liability coverage?

AIG
Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.
Related Questions

What does Advertising Injury mean in General Liability coverage?

Liability Insurance FAQs
Advertising injury means injury arising out of an offense committed during the policy period occurring in the course of the named Insured's advertising activities if such injury arises out of libel, slander, defamation, violation of right of privacy, Privacy, unfair competition or infringement of copyright title or slogan.
Related Questions

What does Bodily Injury mean in General Liability coverage?

Liability Insurance FAQs
Bodily injury means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom.
Related Questions

What does Property Damage mean in General Liability coverage?

Liability Insurance FAQs
Physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom, or loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period.
Related Questions

Are employees covered under personal injury in a general liability policy?

Contractor's Insurance :: FAQ's
Employees have no coverage with respect to injuries sustained by the named insured, its partners or members, or to another employee or volunteer.
Related Questions

What is Bodily Injury Liability coverage?

Jeffrey B. Sexton, P.A.
This coverage pays for serious and permanent injury or death to others when your car is involved in an accident for which you are at fault. The insurance company will pay for injuries up to the limits of your policy. It also pays for legal defense if you are sued. Bodily injury Liability pays for injuries caused by you and members of your family who live with you, even if they are driving someone else's car. It may also cover others who drive your car with your permission.
Related Questions

What protection does the personal liability coverage in my homeowner's insurance policy provide?

Sovereign Insurance Group
This coverage protects you and all family members living with you against claims or lawsuits resulting from bodily injury or property damage to others for which you are legally liable, with the exception of intentional acts.
Related Questions

WHAT IS BODILY INJURY LIABILITY AND PROPERTY DAMAGE LIABILITY COVERAGE?

Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident.
Related Questions

What is the difference between bodily injury liability coverage and medical payments coverage?

Personal Plans | Sonoma State University Alumni Association
Bodily Injury Liability coverage pays for injuries you or anyone covered under your policy may cause to others. Medical Payments coverage pays for reasonable medical expenses for you or your passengers, regardless of who caused the accident. Some states require passengers to first seek reimbursement under their own automobile policy. Your local Liberty Mutual Representative can advise you of your state's coverage regulations.
Related Questions

What is Comprehensive Personal Liability Coverage?

Charles J. Sellers & Co., Inc. - FAQ
Comprehensive Personal Liability Coverage which is automatically included in a homeowners or renters policy provides coverage for the negligence of you or any of the relative residents of your household. While there are some standard exclusions, an example could be accidentally hitting someone with a golf ball and causing bodily injuries.
Related Questions

Who and what does general liability insurance cover?

Insurance Frequently Asked Questions
University employees, students, faculty, volunteers are covered under the University's general liability policy. In general, this covers bodily injury and property damage that we may cause to others due to negligence.
Related Questions

If I have a personal injury claim, does this mean I will have to go to court?

Law Offices of Robert N. Edwards - Anoka, MN - FAQ
Absolutely not. Only about 10% of Mr. Edwards' cases end up going to trial. Because of his years of experience in the field Mr. Edwards is usually able to negotiate a fair settlement directly with the insurance company. Again, experience matters.
Related Questions

What do you mean by personal injury? What sorts of cases does this include?

Jenkins & Jenkins, P.C.
quot;Personal injury" is a broad term that means any kind of accident that leads to bodily injury. Jenkins & Jenkins, P.C. are exclusively personal injury attorneys. Our attorneys represent personal injury clients who have suffered a serious injury or death as a result of an automobile accident, truck accident, construction accident, or as the result of the use of a defective product.
Related Questions

What is the difference between E&O coverage and General Liability coverage?

TSBIC - The Small Business Insurance Center
General Liability is intended to cover physical injury to people or physical damage to things (your product causes physical injury to the user of your product or your client trips over your foot and breaks their face) E & O is intended to protect you, the consultant or designer, in the event your client alleges that something you did on their behalf was done incorrectly, which resulted in some kind of financial loss or business interruption to your client.
Related Questions

WHAT IS PERSONAL INJURY PROTECTION (PIP) COVERAGE?

WEST PALM BEACH BRAIN INJURY, CAR ACCIDENT, PERSONAL INJURY ...
Personal injury protection (PIP) insurance covers you regardless of whether you cause an accident (are "at-fault") - hence the name "No-Fault" insurance. PIP is designed to reduce the necessity of suing for reimbursement of medical and related bills from auto accidents.
Related Questions

Does my General Liability Policy provide coverage if my company is sued for pollution?

RHC Group - Frequently Asked Questions
This insurance does not apply to bodily injury, property damage, advertising injury or personal injury arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollution. Yes, your General Liability policy provides liquor liability coverage unless you are in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages.
Related Questions

What is covered under bodily injury liability coverage?

WI Commissioner of Insurance Frequently Asked Questions on A...
This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain.
Related Questions

a personal trainer, how do I get liability insurance?

IFPA FAQ's, Frequently Asked Questions
The IFPA has secured special opportunities for its certified trainers to get liability insurance through the Fitness Insurance Corporation (FIC). IFPA Certified Instructors can get this insurance at cost by using their certification number(s) on the application form for FIC. We will be happy to send you an application listing current prices.
Related Questions

Does the executor have personal liability?

Morton Law Firm | Mississippi Elder Lawyer | Estate Planning
Generally the executor or administrator acting in his fiduciary capacity is not personally liable for his acts. However, by accepting the position of “executor” or “administrator” of an estate, that individual is acting as a “fiduciary” to the heirs and creditors of the estate, meaning that he owes them the highest duty of care and fair dealing.
Related Questions

What is the difference between bodily injury coverage and personal injury protection?

Find: Best, Affordable Auto/ Car Insurance Rates From Coast ...
Bodily injury coverage pays for injury to another person, but does not pay for your own injury or death. This coverage protects you against lawsuits filed against you if you are responsible for the accident. Personal injury protection pays the hospital, medical and funeral expenses for you, your passengers and/or any pedestrians that you hit. Some policies even cover rehabilitation and lost income.
Related Questions

What is Comparative Fault and how does it affect a lawsuit for a construction site personal injury?

Construction Site Personal Injury Law: FAQ's
Most states have adopted one form or another of what is known as "Comparative Fault." Comparative Fault allows the jury to review the conduct of all parties to the lawsuit to determine what proportion of fault each must bear for the injury which occurred. For example, the jury might believe the plaintiff was partially at fault for causing his own injuries and assess him a percentage of the fault.
Related Questions

How do I find an experienced premises liability personal injury attorney?

Premises Liability and Slip & Fall FAQ - Law Firm Lins L...
The name of a personal injury attorney who is experienced in handling injuries arising from premises liability, including slip and falls, assaults, battery, and falling objects, can be found much like finding other professionals, including by asking friends and family, doing research on the internet and elsewhere and through lawyer search sites such as www.findlaw.com, www.martindale.com and www.lawyers.com.
Related Questions

How can chiropractic help me with my personal injury?

Chiropractic First! Apex, NC. Answers to Frequently Asked Qu...
Personal injury is usually caused by a car accident or a fall. Probably the most common personal injury due to a car accident is whiplash, where the neck and head are suddenly snapped back and forth by the impact of the crash, which can injure the vertebrae of the neck and the muscles and ligaments that support them. Chiropractic adjustments can work wonders to alleviate the pain of this type of injury by realigning the vertebrae in the neck.
Related Questions

What does Limited Liability mean?

FAQ - UK Company Formation and Incorporation by Fletcher Ken...
Limited liability gives the owners of the company (its shareholders/members) protection should the company fail. This means that if a company is put into liquidation, the people who own the company will only be required to pay what they have already paid or agreed to pay towards settling its debts. Simply let us check that your chosen name is available, and then incorporate the company for you on-line today
Related Questions

What does liability mean when laying?

UK horse racing tipster service, winners losers horse tipste...
The liability is the amount you will pay should the horse win its race. Betfair for example tells you exactly how much it will be prior to submitting your bet. The liablity is calculated using the backers stake multiplied by the odds. eg, £100 backers at 3.0 is a liability of £200.
Related Questions

Got A Question? Ask Our Community!


More Questions >>

© Copyright 2007-2008 QueryCAT
About • Webmasters • Contact