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Frequently Asked Questions

May a worker collect Temporary Disability Insurance (TDI) benefits if he/she is injured on the job ?

NJ Division of Workers' Compensation - Frequently Asked Ques...
Work-Related injuries or illnesses are not compensable under the NJ Temporary Disability Benefits Law. However, if an individual claims workers' compensation benefits and the claim is contested by the Workers' Compensation insurance carrier, temporary disability benefits may be paid by TDI pending resolution of a a formal WC claim petition. A lien is filed by the Disability Insurance Service to protect its subrogation rights against any subsequent WC award.
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When am I eligible for Temporary Disability Insurance (TDI)?

FAQMaternity
You may be eligible after you have used all of your university sick days and are still considered unable to work as documented by your physician.
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If I am injured on the job, does HealthQuest accept Worker's Compensation Insurance?

HealthQuest Physical Therapy | Frequently Asked Questions
Yes, HealthQuest does accept Worker's Comp. Once we receive authorization from your employer for physical therapy, we can schedule your initial evaluation for treatment.
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What benefits do I receive as a temporary worker?

Smart Group Recruitment Solutions - FAQ
Only have to register with one branch to have access to jobs across the whole Smart network (via Smart Database)
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Can I collect disability benefits due to pregnancy?

Department of Labor and Workforce Development | Frequently A...
Yes.  Eligibility for temporary disability benefits due to pregnancy is determined in the same manner as for any other disability.  You must meet the wage requirements and your physician must certify that you are disabled.  For more information, see our web page entitled Pregnancy.
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How do I apply for Temporary Disability Insurance?

FAQMaternity
Complete a TDI claim form which is available from UHR. Have your physician complete Part B (Medical Certificate), after your baby is born and then forward the form to: University Human Resources, 57 US Highway 1, New Brunswick, NJ 08901. You are not required to use these days while caring for yourself or your newborn child. However, you may use vacation, AL, and/or PH days to continue to receive income from the University concurrently with any FMLA and NJFLA entitlement.
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HOW LONG CAN I COLLECT TDI? WHAT IF MY DISABILITY IS LONG-TERM?

Temporary Disability Insurance Frequently Asked Questions
The duration of your claim is equal to 36% of your total base period wages divided by your weekly benefit rate (not including dependent's allowance. The most you are allowed to collect is an amount equal to 30 full weeks. You may claim these weeks any time you are medically certified as unable to work during your benefit year. You should consider filing for Social Security disability if your condition is expected to last at least a year.
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I have questions about injured worker benefits, how do I get answers?

WorkComp.com - The Internet's #1 Source for Workers Compensa...
If you are our client the appropriate affiliate broker will put you in contact with your particular carrier or try to assist you. Otherwise, please review the link below or contact your state?s Department of Industrial Relations, Department of Insurance or the: Workers Compensation Rating Bureau (California).
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What benefits is an injured worker entitled to while off work?

Illinois Workers Compensation FAQ's
The Act provides that a worker receive Temporary Total Disability benefits or T.T.D. benefits for the entire time the worker's treating doctor requires them to remain off work to receive treatment and recuperate from their injuries. T.T.D.
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Should an injured worker apply for unemployment benefits?

Illinois Workers Compensation FAQ's
No. In applying for unemployment benefits during the period a worker is off work due to an on-the-job injury, the worker must state in writing that they are willing and able to work . Even though the injured worker will rarely, if ever, be called for work, the Workers' Compensation insurance company could argue that the injured worker's statement to unemployment, is contrary to their claim that they are unable to work.
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Can I collect disability benefits while involved in a labor dispute?

Department of Labor and Workforce Development | Frequently A...
If your disability begins on or after the start of the labor dispute in which you are a participant, disability benefits will not be paid for the duration of the dispute.  If you are still disabled after the labor dispute is over, benefits can be paid for the period following the ending date of the labor dispute.
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Can I collect disability benefits for a drug problem?

Department of Labor and Workforce Development | Frequently A...
Yes.  As long as you are no longer using illegal drugs and you are being treated for the substance abuse in a program with a licensed physician, you may collect disability benefits.  Your physician must certify that you are disabled, and you must meet all other eligibility requirements. No. Coverage under an approved Private Plan replaces State Plan coverage.  Since you are not covered by the State Plan, you cannot be paid State Plan benefits, even if you continued to be disabled.
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Can I quit my job and collect Unemployment Insurance Benefits?

FAQs (Frequently Asked Questions)
The general rule is that a person who voluntarily leaves suitable work without good cause, attributable to the employer, is not eligible for benefits. For good cause to be attributable to the employer, it must relate to the wages, hours, or working conditions of the job. A change in conditions created by your employer or a breach of your employment agreement which is substantial and adversely affects you may be good cause to quit.
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What about worker's compensation and disability insurance?

nannies.com - Nanny Tax & Payroll
Frequently Asked Questi...
SUMMARY: State insurance regulations define who is required to carry worker's compensation and disability insurance. The rules vary by state. We recommend discussing your local regulations with a licensed insurance broker. Worker's Compensation Insurance is protection mandated under state law for a worker and his or her dependents against injury and death occurring in the course of employment.
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CAN I COLLECT TDI AND UNEMPLOYMENT INSURANCE (UI) FOR THE SAME PERIOD OF TIME?

Temporary Disability Insurance Frequently Asked Questions
You cannot receive TDI and UI for the same period. If you become disabled while collecting UI, you should file for TDI and immediately notify UI.
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WHO IS ELIGIBLE FOR TDI BENEFITS?

Department of Labor and Industrial Relation
To be eligible for TDI benefits, you must have at least 14 weeks of Hawaii employment during each of which you were paid for 20 hours or more, and earned not less than $400 in the 52 weeks preceding the first day of disability. The 14 weeks need not be consecutive nor with only one employer. You must also meet the following conditions in addition to the eligibility requirements described above: c.
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WHAT IS A TDI INSURANCE POLICY?

Department of Labor and Industrial Relation
Every TDI policy issued by an authorized TDI insurance carrier covers the entire liability of the employer to its employees. The classes of employees covered must be specifically indicated in the policy and the Certification of Issuance (Form TDI-62) shall contain the following information: The Form TDI-62 should be submitted within thirty days after purchase of insurance to this Division in triplicate, signed by an officer of the insurance carrier or its authorized representative.
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What are temporary disability benefits?

DWC FAQs for employees
Temporary disability (TD) benefits are payments you get if you lose wages because your injury prevents you from doing your usual job while recovering. See the DWC fact sheet on TD for more information.
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Are temporary disability benefits taxable?

DWC FAQs for employees
No. You don't pay federal, state or local income tax on TD benefits. Also you don't pay Social Security, taxes, union dues or retirement fund contributions.
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Do I have to live in New Jersey to receive temporary disability benefits?

Department of Labor and Workforce Development | Frequently A...
No.  Where you live has no bearing on whether you can receive disability benefits.  The most important eligibility  requirement is that you worked for a New Jersey covered employer.
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What remedies does a railroad worker, who is injured while working, have?

Frequently Asked Questions
Most individuals who are injured at work are prohibited from filing ordinary personal injury lawsuits against their employers. Instead, injured workers are generally required to file a claim under the state's workers compensation procedure. An injured railroad worker must bring a claim for benefits under the Federal Employer's Liability Act (FELA) for compensation for his injuries.
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How can an injured worker be referred to Medical Services?

Frequently Asked Questions
We have a referral form which provides us with important information when completed. These forms may be requested by telephone at (919) 807-2616 or by letter request to the N.C. Industrial Commission, 4340 Mail Service Center, Raleigh, North Carolina 27699-4340. Referrals are accepted from anyone.
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What must I do if a worker is injured?

Frequently Asked Questions - Workers' Compensation Board Nor...
Submit an Employer's Report of Accident to the WCB within 3 working days from the time you become aware of an accident; Keep an accurate account of the accident (This is required even if your worker did not lose time from work); Provide an Accident Investigation Report to the WCB's Prevention Services Division. (Fatalities and mining accidents must be reported immediately. All other accidents, regardless of any injury, must be reported within 24 hours).
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delawareworks.com
The worker should notify the employer of the accident as soon as possible. If an employer is not made aware of an accident within 90 days, a worker will not be eligible for compensation until notice is given. The notice may be given to the foreman, supervisor, personnel office, or anyone in authority at the employer?s place of business. Notice need not be in writing.
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Are disability insurance benefits taxable?

Disability Insurance. Frequently Asked Questions & Myths...
If you pay your premiums with personal money (after tax dollars), your benefit is tax-free. If you deduct the premiums or your employer pays the premiums, the benefit may be taxable to you at the time of claim.
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Can a former employee collect unemployment insurance benefits while they are working?

FAQ - Frequently Asked Questions about Tax & Financial Servi...
A claimant may be allowed to collect unemployment insurance benefits while they are working. Wages earned through employment must be reported to the state agency. The agency computes the amount of wages against the benefit amount the claimant is eligible to receive. This computation may result in reduced benefit payments or a cancellation of benefit payments.
Related Questions

What are the requirements to collect unemployment insurance benefits?

FAQ - Frequently Asked Questions about Tax & Financial Servi...
The most basic requirement is that the individual must be out of work through no cause or fault of their own. The claimant must also be able to perform work, available to accept work, and actively seeking work. Additionally, the claimant must have sufficient earnings in the base period.
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