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Frequently Asked Questions

I have bankruptcy in my credit history. Can I apply for car loans?

Frequently Asked Questions - Metro Auto Financing
Yes, bankruptcy car loans are the right sort of loans for those who have bankruptcy in their credit history. You can easily qualify for auto loans with bankruptcy.
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HOW WILL BANKRUPTCY AFFECT MY CREDIT RATING AND ABILITY TO GET NEW CAR OR HOME LOANS?

Law Offices of Brad Kurlancheek - Northeastern Pennsylvania ...
You may find it difficult to qualify for credit cards again, but that is not a bad thing. :) However, you will probably be receiving credit card solicitations in the mail again right after bankruptcy. You should throw such mailings away, and if possible, keep only one active credit card, ever, for the rest of your life, which card you should apply for after your bankruptcy. You should be able to qualify for a "secured" credit card, e.g., through Capital One.
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I have bankruptcy in my credit history. Can I apply?

Faqs - Bad Debt Loans
Yes, we help people who have a prior history of bankruptcy. Your bankruptcy has to be discharged before you apply.
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What are bad credit car loans?

Frequently asked auto financing questions
A bad credit car loans (also called a "special finance auto loan") is auto financing with a higher-than-normal interest rate offered to buyers with poor credit histories or past bankruptcies
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When can I apply for a No Credit Payday Loans?

Payday Yes Loans, Instant Online No Credit Cash Loan
Unlike the payday loan stores that are only open during normal business hours, you can apply online for a No Credit Payday Loans 24/7.
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Will poor credit history or bankruptcy hurt me?

Payday Loan Center: Payday Loan FAQ
No. Payday Loan Center doesn't perform credit checks on our payday loans. We do verify information with several national consumer databases.
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Clicks to Cash - Instant Online Payday Loans FAQ
No. Clicks to Cash doesn't perform credit checks on our payday loans. We do verify information with several national consumer databases.
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Can I apply with a bad credit history?

uCan Car Credit the car finance company
Yes uCan! As long as you are at least 18 years old and a UK resident, you are eligible to apply for a car loan – even if you have a poor credit rating. Credit is subject to status and income, and is only available on cars sold by us.
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I have limited credit history, can I still apply?

American Business Credit
We prefer you have 3 active trade lines for 36 months or longer on your credit. However, depending on your income and the credit you have established you may qualify for a minimal amount for one of our programs.
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How do bad credit car loans work?

Frequently asked auto financing questions
Basically the same as any other auto financing offered by a dealership except there is no need to go from dealer to dealer.
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What about credit card consolidation, car loans, etc.?

Federal Student Loan Consolidation - Frequently Asked Questi...
Unfortunately, you cannot combine non-federal loans of any kind with federal Stafford loans. Why? Because they are different types of loans. Federal Stafford loans are backed by the US Government; if a Stafford doesn't pay their loans, the government pays the lender, and then obtains payment from the student. The lending institutions (typically banks) know that they will always get their money back, which is why they can offer Stafford loans at such low rates compared to other kinds of loans.
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Do I Still Owe Secured Debts (Mortgages, Car Loans) after Bankruptcy?

WVAG: FAQs: Consumer Protection Division: Legal Rights After...
Yes and No. The term "secured debt" applies when you give the lender a mortgage, deed of trust or lien on property as collateral for a loan. The most common types of secured debts are home mortgages and car loans. The treatment of secured debts after bankruptcy can be confusing. Bankruptcy cancels your personal legal obligation to pay a debt, even secured debt. This means secured creditors can't sue you after a bankruptcy to collect the money you owe.
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What are bankruptcy loans?

Bankruptcy FAQ
Bankruptcy loans (bad credit loans or B, C, D loans) are available, with high interest rates, to people with poor credit ratings.
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Can I still qualify for a paycheck advance if I have no credit history, poor credit or a bankruptcy?

Paycheck Advance FAQ's - Information regarding payday advanc...
How much money will be withdrawn and how can I be assured that the amount to be withdrawn from my personal account will be the amount agreed upon.
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When should I apply for alternative loans?

Answers to your Questions About Financial Aid at Michigan Te...
You should apply at least three to four weeks prior to the date your bill is due to ensure that there is enough time to complete the application process. Although you may receive instant pre-approval online from the loan company, most require you to submit additional information to them to continue processing your application.
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Can I apply for a No Credit Payday Loans online?

Payday Yes Loans, Instant Online No Credit Cash Loan
Applying online for a No Credit Payday Loans is not only safe, but also is the fastest way to get a No Credit Payday Loans. When you apply online, your application goes directly to a loan executive who will contact you immediately.
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Is it possible to apply for credit cards after bankruptcy?

Bankruptcy FAQ
Credit cards are available for those with a history of bankruptcy. Secured credit cards are recommended.
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I have poor credit history and have faced rejection in the past. Can I qualify for instant loans?

Frequently asked questions - Instant Loans UK
Instant Loans UK, we have worked dedicatedly to provide solutions to those who have bad credit. Fill in the application form and see what we can do for you.
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Do I need to have a good credit history for getting auto loans?

Frequently Asked Questions - Encore Auto Loans
No, good credit history is not a condition for getting auto loans. We also have products for the bad credit borrowers such as bad credit auto loans, no credit auto financing etc.
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I have bad credit history. Will I get an approval for auto loans?

FAQs - Fidelity Auto Loan
Fidelity Auto Loan has a very high approval rate. We will be able to provide you the right help no matter how bad your credit situation is.
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Can we qualify if we have poor credit history, including bankruptcy, IRS liens or judgments?

Premium Financial Services
Yes, in some cases. In fact, PFS has a history of working out arrangements with the IRS to fund clients.
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If I have ever filed bankruptcy, or have poor credit history can I purchase a Manufactured Home?

Morning Star Homes
A qualified yes. The Housing Consultants at Morning Star Homes have years of experience working with all sorts of credit histories. We review each situation individually then we recommend the best approach to getting your application approved by one of our many lenders. We've listed the most frequently asked questions above. But you probably have some more questions you need answered.
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What if my credit history is poor or if I have had a previous bankruptcy or foreclosure?

Oak Valley Mortgage-California Home Loans, Refinance, Debt C...
In today's world..we generally have a program to meet even the worst of situations~Best you call us directly to discuss all related details pertaining to your situation and we can make recommendations at that time.
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Will declaring bankruptcy help my credit history since I will no longer owe any debts?

Frequently Asked Security and Credit Questions | MasterCard&...
No. Bankruptcy is one of the most serious marks on a credit report, and it can stay there for up to ten years, making it more difficult and expensive to get credit. In addition, bankruptcy does not always wipe out all debts, so you may still owe some debts, depending on your situation. See Know Your Credit History.
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Is my credit history affected when I apply for a loan?

About Us > UK Independent Broker Mortgage Issues
Every time you apply for a loan, a record is made in your credit history. It may harm your credit rating if you keep applying multiple times for loans. Please explain your situation to our advisers and we can help you minimise your applications.
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My credit history is not so good. Can I still apply for a loan?

NYCfNAC
We do not immediately dismiss people with less than perfect credit record. We will try to work with you and explore other options with you. You may pursue your loan application with us as long as you have no outstanding past due obligations, judgements or tax liens.
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How is The Credit Connection superior to other companies that offer bad credit car loans?

The Credit Connection - Lynchburg area Auto Finance Company ...
It comes down to choice, power and expertise. Some lenders can get you a loan approval, but can't find a vehicle that works for the loan ? or at least they can't find a vehicle that you'd ever want to drive. On the other hand, some dealers have a decent selection of vehicles, but have very limited financing options.
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How can I find out about my credit history?

Frequently Asked Questions (FAQs) | Financial Aid | School o...
Since approval of some non-need-based student loans is based upon credit history, you may want to order a credit report if you will need these loans to finance part of your family share. Check the report closely for accuracy and resolve any erroneous information prior to applying for educational loans. The following agencies can provide you with a credit report: AnnualCreditReport.com, Equifax Credit Information Services, 800.685.1111; TRW Consumer Assistance, 800.392.
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Can I keep my car after Bankruptcy?

Chapter 13 Bankruptcy Lawyers In New Jersey - Chapter 13 FAQ...
YES, provided that you reaffirm the car loan and stay current with all payments. If your car is mortgaged to a creditor as security for a loan, you will be expected to pay an amount to the creditor at least equal to the value of the automobile at the time you file your Chapter 13 Plan. Any amount due to the creditor over the value of the car will be paid as an unsecured debt..
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