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Frequently Asked Questions

What if I do not know the name of the insurance company that issued my Policy?

CRT-II - Claims Resolution Tribunal - Deposited Assets
If you do not know what company issued the Policy for which you are claiming, but you think it may have been a Participating Insurance Carrier, please provide the basis on your Claims Form to determine which of the Participating Insurance Carriers will search for evidence of your Policy. The Tribunal's jurisdiction is limited to the adjudication of claims to Policies as which the policyholder, beneficiary, or insured were Victims or Targets of Nazi Persecution.
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My health insurance company is nonrenewing my individual policy. Can they do this?

WI Commissioner of Insurance Frequently Asked Questions on H...
If your policy is not guaranteed renewable, the company can exercise its right to nonrenew your policy. Nonrenewal refers to the termination of a policy at the expiration date. If an insurer decides it does not want to renew your policy, it must mail or deliver to you a nonrenewal notice at least 60 days before the policy's expiration date. The nonrenewal notice must provide the reason for the nonrenewal.
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My health insurance company is non-renewing my policy. Can they do this?

Health Insurance FAQ's
If your policy is not guaranteed renewable, the company may exercise their right to non-renew your policy. It is important that you very carefully read the section of your contract concerning cancellation.
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Can the insurance company cancel my long-term care insurance policy?

WI Commissioner of Insurance Frequently Asked Questions on H...
No, your policy is guaranteed renewable for life. The policy may terminate only when you cease paying your insurance premiums or if you use the maximum amount of benefits available under the policy.
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My insurance company has rescinded my health insurance policy. What does this mean?

Health Insurance FAQ's
Rescission usually occurs as a result of incomplete or inaccurate information submitted on the application, or an omission of information that is pertinent to the underwriting of the policy. Rescission means that the policy will be null and void from the beginning. All premiums should be refunded to the insured.
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Is a title insurance policy being issued for all homes?

The Road Home | Homeowners | Frequent Questions
No. Title insurance is only being issued for Option 2 and 3 properties which The Road Home Corporation is purchasing.
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How will I know that a CEA policy has been issued?

California Earthquake Authority Procedures Frequently Asked ...
Previously, you were able to add earthquake coverage at the time a policy was issued. Now, for new business, you must obtain a premium estimate for the policy from the CEA Web site, fill out a separate application, and mail the application along with payment and photos to our Foremost Insurance Group CEA Processing Center. Your customers will now get two separate bills, one from Foremost and one for their CEA policy.
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How do I know whether my health insurance policy was issued in New York?

NY State Contraceptive Equity FAQ
If an insurance company is authorized by New York State to do business in New York and the plan applies to New York based employees, then it was most likely issued in New York. You can determine whether your health insurance policy was issued in New York by asking your Human Resources representative, your employer, your health insurance company, or by calling the State of New York Insurance Department, Health Bureau.iii
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How long does it take for a policy to be issued?

Health Insurance FAQ's
If you have not received your policy within 60 days from the date you completed the application, file a Request for Assistance, and we will contact the company to find out why the company is delaying your policy.
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How will I know if my insurance company has paid my bill?

Insurance Frequently Asked Questions
If there is a balance due from you after the insurance company has paid its portion, we will send you a statement. This statement indicates the amount that has been paid and any balance you are required to pay. This is your bill. You are required to pay this bill in full or will need to contact our office.
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How do I know if my bill has been processed by my insurance company?

Frequently Asked Questions - Billing & Insurance - Children'...
The insurance company will send you an explanation of benefit (EOB) after your claim has been processed. The EOB will list the amount that CHKD billed the insurance company and the amount the insurance company has paid on the claim. It may also list the contractual discount amount and the patient responsibility. If your claim is denied, the EOB will also explain the reason for denial.
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HOW DO I KEEP MY INSURANCE COMPANY FROM CANCELING MY POLICY?

First, maintain a clean driving record. Ensure that all the information you provide the company is correct. Make sure that any payments you make are received by the company before the due date. Remember to allow for delays at the Post Office.
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Stailey Insurance Corporation
Besides maintaining a clean driving record, consider investing in special safety and security features for your car. If you've been in an accident, consider taking a defensive driving course.
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Welcome to Cochrane Insurance Agency
The most obvious way to maintain your low-risk status is to keep a clean driving record. If you've been in an accident, consider taking a defensive driving course. Even those of us who have been driving for years rarely know the simple tricks to preventing accidents through defensive driving. Also, look into purchasing special safety and security features for your car, such as anti-lock brakes and an alarm system.
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Can I take out an Insurance policy from a Foreign Insurance Company?

ICICI Bank Outward Remittance FAQs: Send Money Outside India...
A person resident in India can take or continue to hold a life insurance policy by an insurer abroad, with no specific monetary limit, provided that the policy is held under the specific or general permission of the Reserve Bank of India. The liberalised remittance Scheme is a facility available for making remittance up to USD 100,000 per financial year for permissible current or capital account transactions or a combination of both.
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Why does my insurance company want to know my age?

Clearview Insurance - serving the San Gabriel Valley with ex...
Statistically, the risk of an automobile accident fluctuates with age. Teenagers are among the most expensive drivers to insure because their inexperience makes them more likely to be in an accident than drivers over age 25. Just as a teenager will have to pay more for being young and inexperienced, drivers can expect to pay less as they reach the age range where they are statistically the safest on the road, roughly from ages 40 to 55. In some cases, rates may go up as a driver becomes elderly.
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How do you know what the insurance company pays and what I pay?

Billing: Frequently Asked Questions
We will file your insurance and, if we have a contract with them, we only bill you for the amount the insurance company tells us is your responsibility as the patient.
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How do I know which insurance company to buy from?

FAQ For Individuals
Check the ratings and claims payment history of an insurance company. Check out your state's Department of Insurance website This is a brief introduction to the types of Medicare health plans that may be available to you. You must have Medicare Parts A and B, and not have End-Stage Renal Disease (permanent kidney failure) to be eligible for some of options. The Original Medicare Plan is available nationally.
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How do I know the insurance company is strong?

Welcome to Optometry Insurance .com --
Insurance companies are rated based on size and strength of their financial information. These ratings such as A++ is the highest next with A+, A, A-. There are several rating agencies that rates insurance companies.
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When will I be issued an insurance card?

FAQ's - Notre Dame Health Services
A temporary insurance card is in the back of the insurance brochure. Remove it, place your signature on the line, and carry it with you. In about a month after enrolling, you should receive a permanent card from UHC Student Resources.
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Frequently Asked Questions - APPS Paramedical Services
The underwriting process will vary with each applicant and insurance company. You should contact your agent or the insurance company's underwriting department for information regarding the expected time of issue.
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Who can be issued with a Burglary Insurance on First Loss Basis policy ?

Business-FAQs
The Burglary Insurance on First Loss Basis policy can be issued only for large warehouses and stores where the value of stock is considerable and of a bulky nature (not less than Rs.2 Lakhs) e.g. baled goods, machinery, etc.
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Can foreign nationals not permanently resident in India be issued an insurance policy?

ABN AMRO World Citizen Banking for NRIs – Insurance Se...
Foreign citizens, who are resident in India purely on account of their employment, profession or business with a valid employment/business visa, are treated as persons not permanently resident in India. Policies denominated in rupees may be issued to foreign nationals not permanently resident in India provided the premiums are paid out of foreign currency funds or from their income earned in India.
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Is it sufficient if my company screens life insurance policies only prior to policy issuance?

U.S. Treasury - When should I call the OFAC Hotline?
That’s up to your firm and your regulators. Conducting screening only before policy issuance is critical but would not likely achieve your desired level of compliance. After the policy issuance, the U.S. Government may designate an existing policyholder or a named beneficiary as a Specially Designated National or Blocked Person (“SDN”), or it may expand sanctions with respect to a particular country, or impose sanctions against a new country.
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What kind of Policy do we have from the insurance company?

MAGIC OF HEALTHCARE SOLUTION -- INDIA'S FIRST & ONLY COMPREH...
We are holding a Group Policy, which enables us to add and/or delete any Associates in accordance to the Health Package taken by them. Due to the fact that Associates are not holding individual policies but are part of one strong group, the renewal of their individual cover under this policy is not a problem at all, even if the individual has had claims.
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Can an insurance company cancel my auto policy?

Car Insurance FAQ
Yes, you auto insurance policy may stand canceled if you fail to pay the premium or if your consumer's license has been suspended or revoked during the term of an auto policy. Also, if there is a fraud or serious misrepresentation when completing the insurance application, if the you are convicted to a crime, or if changes are made to the property that increase the risk of loss then the company may cancel your insurance policy. Joseph Kenny is the webmaster of the insurance site http://www.
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