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Frequently Asked Questions

What kind of insurance do you require?

Kahi Mohala - Frequently Asked Questions (FAQ)
Kahi Mohala is a private, not for profit organization, licensed by the State of Hawaii, accredited by the Joint Commission on Accreditation of Healthcare Organizations (JCAHO) and certified by Medicare as well as TRICARE. Kahi Mohala is a contracted provider for Hawaii's MedQuest Program and provides services to enrolled QUEST members and most health insurance.
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Do I require insurance?

Powder Cowboy Catskiing - Frequently Asked Questions
We strongly recommend trip cancellation, trip interruption and/or emergency evacuation insurance. We also recommend that all guests purchase travel or accident insurance. Your insurance broker can advise you about what other types of personal insurance you may require, such as disability insurance and life insurance. Powder Cowboy Catskiing is pleased to recommend a Non-Medical Insurance Package and a Visitor's Medical Insurance package offered through RBC Insurance (www.rbcinsurance.
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BrazilAdventures
We strongly recommend health, cancellation and baggage insurance for all travelers. We would be happy to help you with this.
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FAQ's On Snow Skis, Heli-Skiing, BC Powder Skiing, Canadian ...
We strongly recommend trip cancellation, trip interruption and/or emergency evacuation insurance. We also recommend that all guests purchase travel or accident insurance. Your insurance broker can advise you about what other types of personal insurance you may require, such as disability insurance and life insurance. Mica Heliskiing is pleased to recommend a Non-Medical Insurance Package and a Visitor's Medical Insurance package offered through RBC Insurance. www.rbcinsurance.
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BMW Alberta Advanced Driving School
Yes. All participating vehicles must be street-legal, registered, and insured. Proof of insurance is required at check-in.
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What insurance do I require?

Born Wild - FAQ's
It is compulsory for all Team Players to have Comprehensive Travel Insurance. Bornwild will not accept any applications unless they have Comprehensive Travel Insurance that is valid during their requested stay. It is the Team Players responsibility to ensure that adequate cover is provided. Please note - Malawi is an undeveloped country and therefore local medical services are not always suitable for serious cases so be sure that Medical Evacuation is covered. Our preferred travel agent www.
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Why does your lender require title insurance during refinancing?

LandAmerica Financial Group, Inc. - Consumer FAQ
From the lender's standpoint, a refinanced mortgage is actually a brand new mortgage ? complete with the same risks that may have been present originally. During the refinance process, your original mortgage is paid off ? and your existing lender's title insurance policy is rendered null and void. However, if you purchased an owner's policy of title insurance at your original closing ? that policy will remain in effect as long as you or your heirs own the property.
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Why do you require an insurance rider from the client?

Chapel on Echo Bay Frequently Asked Questions
Insurance providers do not allow policy holders to sublet or "rent" their insurance coverage to a third party such as an individual renting the facility. Therefore, anyone renting the facility for an event such as a wedding and/or reception or other event is required to provide their own insurance covering the Fox Island Preservation Society and the Chapel. Our experience is that most homeowners insurance policies will provide the required certificate at no or minimal cost.
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What are some items that might require additional insurance?

Insurance Brokers Association of Manitoba
The dollar limits to replace stolen cash, or garden tractors, watercraft and computer software are relatively small. Coverage limits may apply also if the following are stolen: bicycles, jewellery, watches and furs, coin, stamp and card collections. Reasonably priced supplementary insurance is usually available. This supplementary insurance, often called "riders" or "floaters," provide extended coverage for these specific items.
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Why would I require the Additional Insurance?

Instrument Response - FAQ Section
The standard carriage cost includes insurance of your goods whilst in transit for up to £150. Higher insurance cover can be selected before payment; this will incur additional costs.
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Do I/We require Travel Insurance?

FAQ
We strongly recommend that you take out all of the necessary Travel Insurance before commencing on your journey. This cover should include for emergency evacuation.
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I am single, do I require Life Insurance?

If you have no financial dependents, then you do not require life cover. However, you should consider what would happen if you became critically ill and could no longer work, or if you had an accident and could not work for a period of time. Who will give you financial security? Please see Critical Illness Cover and Income Protection.
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What Insurance does a builder require?

Getting Started
When a builder undertakes domestic building work beyond a certain value (usually $12,000), they must obtain Warranty Insurance (sometimes called Builders Warranty Insurance or Home Indemnity Insurance). This insurance is required by law and protects you against major defects in the builder’s work or the builder’s bankruptcy.
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Will I require insurance for my boat?

Lombard Marine Finance - FAQs
Your boat must be comprehensively insured with a UK insurer and our interest noted on the policy. We have arranged a facility where insurance can be obtained through Haven Knox-Johnston at competitive terms. For further details please contact Haven Knox-Johnston on 01732 223600 and mention this site.
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Will I require insurance for my aircraft/helicopter?

Lombard Aviation Finance - FAQs
Your aircraft/helicopter must be comprehensivly insured with a UK insurer and our interest noted on the policy.
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Do I require road tax and insurance?

Frequently Asked Questions about Powabyke Electric Bikes
All Powabyke models are classed as bicycles, so there is no need for road tax. It is wise to insure your vehicle against theft and third party liability. Powabyke has arranged a special policy with Cycleguard, details of which are supplied with each bike. Or visit our Insurance page. Also, we have included the details for bikeregister.com which lets you register your bike so if it is recovered by the Police after being stolen, they will find your contact details online.
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Q Do I require building insurance?

United Permanent Home Loans
A Prior to settling your loan you will need to have obtained building insurance. You can obtain building insurance for a home from an insurance company – insurance on apartments is usually covered by the strata plan or managers building insurance.
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Why do you require my insurance information during registration?

Untitled Document
Brokers and carriers are responsible for checking the validity of each other's insurance information. We require this information during registration because we only want companies that do carry insurance on our system. This improves the quality of our service and provides a reference point for companies that want to verify another company's insurance information before contacting them about an available load. Showing your correct insurance information improves business for everyone.
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I live on rent, why would I require insurance?

Home Insurance FAQs: Home Buyer/Seller, Home Insurance India
We have an option to cover your Contents. Our comprehensive Home Insurance policy covers your: Household appliances Jewellery Furniture & fixtures Personal items at your home Against fire and allied perils like earthquake, terrorism and burglary. I live in a building insured by my society. The insurance that your society provides may offer you a limited cover and generally includes only structure and not contents.
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Will I require insurance cover?

Welcome to MCB Bank Limited
Yes, you would be required to undertake a comprehensive insurance cover for the vehicle’s cost in favor of the Bank. Adamjee, EFU and SGI Insurance are the insurance companies we work with.
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Do I require extra travel insurance?

AmeriCan Adventures & Roadrunner - Small group adventure tra...
All passengers joining an AmeriCan Adventures tour must be covered by personal travel insurance and we also recommend taking out baggage and cancellation insurance. Ensure that your insurance policy covers you for all the optional activities (mountain biking, whitewater rafting etc) which interest you. Please contact us for details of our comprehensive travel insurance policy available to all passengers residing in the European Union.
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Why do banks require an insurance policy?

Online Education Management & Services Study Loan And Schola...
When the loan amount is greater than a lakh, banks usually prefer students to have Life Insurance Corporation (LIC) policies equivalent to, or more than, the loan amount. This is nothing more than a security feature that also forms a part of your collateral. In case the student is not able to pay back the loan, the bank does not lose money on it and can recover the outstanding amount from the student's LIC policy.
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Will you require a flood insurance policy?

Network Funding, L.P. -- Mortgage Home Loans -- Houston Texa...
We require flood insurance for properties located in a Special Flood Hazard Area (SFHA) as shown on maps published by the Federal Emergency Management Agency (FEMA). FEMA produces maps, called Flood Insurance Rate Maps (FIRM) depicting flood hazards across the United States. By law, we must require the purchase of flood insurance for mortgages on buildings shown in the flood zones on these maps.
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Do you require dive insurance?

Cozumel Diving: Blue XT SEA Diving, Cozumel Mexico
We strongly recommend scuba diving insurance such as Divers Alert Network (DAN) www.diversalertnetwork.org . This insurance should be secured before your arrival in Cozumel. Blue XT~Sea is a member of the Meditur Hyperbaric Chamber, located on Calle 6 North at the San Miguel Clinic. The hyperbaric/diving physician is Dr. Pascual Piccolo.
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Do I require health insurance?

StudyGuide Baden-Württemberg
Students, no matter where they are from, must all be insured with public health insurance companies. That costs less than ? 50 a month and is well worth it. Proof of health insurance has to be presented at the admissions office before registering for classes. Students at colleges of preparatory studies, guest researchers, anyone taking part in language courses and students who are older than 30 do not qualify for public health insurance. They have to obtain private health insurance.
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What states require insurance coverage of off-label cancer drugs?

Approval Process for New Cancer Treatments - National Cancer...
Every year, medical researchers develop new cancer treatments or new uses for treatments already on the market. These treatments are most often drugs, chemically produced substances used to treat or prevent disease. But they may also be biologics, treatments that are made from living organisms such as vaccines or recombinant proteins. The U.S. Food and Drug Administration (FDA 3) is the division of the U.S.
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Do you require earthquake insurance?

Facilities Administration - FAQ Servicing
If earthquake insurance is required, we will notify you during the initial processing of your loan. If we do not advise you specifically, earthquake insurance is not required as a condition of your loan.
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Can I require the insurance company to replace my car?

Wisconsin Small Employer - Frequently Asked Questions on Aut...
The personal auto policy is not a replacement policy. Coverage for your car is based on actual cash value. The actual cash value (ACV) of your car is based on the value of your car at the time of the accident, taking into account its current market value. Therefore, the insurance company's obligation is to repair the car based upon its actual cash value not its replacement cost.
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Do I require medical insurance before travelling to Cambodia ?

Asianventure Tours: Cambodia FAQs & Travel Information
It is a good idea for you to take have medical insurance before you travel to Cambodia as Cambodia does not have reciprocal health service agreements with other nations. If you do fall ill, pharmacies in Hanoi and HCMC stock a decent range of imported medicines (check they are not past their "use-by" date). Both these cities also now have good, international-class medical facilities.
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