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Question: Are there any pre-existing condition limitations?

OPM-Federal Dental and Vision Program
Answer: No, there are no pre-existing condition limitations. There may be specific plan exclusions or limitations.
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Are there pre-existing condition limitations if I change dental plans during Open Enrollment?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
The pre-existing conditions provision does not apply to individuals who enroll in either Blue Cross or First Commonwealth during Open Enrollment.
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Are there any pre-existing condition limitations?

Wholesale Benefits Club, Inc. - FAQ
No, this is not insurance so all members receive full discount benefits regardless of their medical histories.
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What if my child has a pre-existing condition?

Faq's
CHIP does not consider pre-existing conditions when determining eligibility for your child. There are no pre-existing condition waiting periods for CHIP.
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What is a pre-existing condition?

Oregon Medical Insurance Pool OMIP frequently asked question...
Pre-existing conditions are those for which medical services, diagnosis, care or treatment were recommended or received in the six months before you obtained health insurance coverage.
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Veterinary Pet Insurance (VPI) - Dog Insurance, Cat Insuranc...
A pre-existing condition is an injury or illness that was contracted, manifested or incurred on or before the effective date of your pet’s policy. For example, if at enrollment an applicant states, “I would like to enroll my four-year-old cat. He has a history of feline lower urinary tract disease. ” The cat would be enrolled but the urinary tract disease would be pre-existing and therefore not covered under his policy.
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I have a pre-existing condition. Will OMIP be able to help me?

Oregon Medical Insurance Pool OMIP frequently asked question...
Yes and no. The OMIP benefit plans have a six-month limitation for pre-existing conditions, including pregnancy. This means we will not pay benefits during the first six months you or your enrolled dependents are enrolled under an OMIP plan for coverage of expenses incurred for a pre-existing condition. In summary, NO, you would not be covered for the first six months of your policy for anything related to the pre-existing condition.
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Are there any pre-existing condition rules in Healthy Steps?

Frequently Asked Questions: Children's Health Insurance Prog...
No. Healthy Steps has no pre-existing condition rules. If a family meets the eligibility guidelines, a child's pre-existing medical condition does not exclude him or her from coverage.
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Kaiser Permanente - Frequently asked questions about Kaiser ...
A pre-existing condition is a condition for which medical advice, diagnosis, care or treatment was recommended or received.
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I have a pre-existing medical condition. Are there limitations to my benefits?

Family Healthcare Discount Plan
There are no restrictions due to pre-existing conditions, occupation or age. All U.S. residents are eligible. Your membership is effective once your application is processed. Give your doctor's office your social security number and have them call Member Services at 1-800-308-0374 to verify.
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Will a new health insurance policy cover my pre-existing condition?

Frequently Asked Health Insurance Questions
Most individual and family health insurance policies limit coverage for pre-existing conditions during the first nine to twelve months of coverage. However, the pre-existing condition exclusion period is waived to the extent that the applicant has "qualifying" prior group coverage. This is a government-mandated requirement, though the health insurance company can still deny the application of someone whose health does not meet the insurance company's underwriting requirements.
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What is a pre-existing medical condition?

Free Spirit Travel Insurance for pre-existing medical condit...
Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment. C: Any disease, illness or injury for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years.
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Are there pre-existing condition limitations if I change health plans?

IIT - Human Resources - FAQ
There is no pre-existing condition limitation under your new plan when you transfer plans, provided you have been covered by a health plan for at least one year prior to the change. Any condition for which you are receiving treatment prior to your coverage change will be covered immediately by your new plan.
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Question: What is a pre-existing condition and can it be excluded from my health coverage?

FAQs
Answer: A pre-existing condition is any condition for which a person received treatment or was diagnosed within the preceding six months or for which any prudent person would have sought diagnosis and/or treatment.
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Question: What is a pre-existing condition and how will this affect my health insurance application?

NevadaBenefits.com - Frequently Asked Questions for Health I...
Answer: A preexisting condition is a sickness, symptom or bodily injury for which a person received a diagnosis, medical advice, consultation or treatment before the insurance policy's effective date or for which a person had symptoms before the effective date. Most insurance companies will not cover preexisting conditions for a period of 12 to 24 months after the policy effective date.
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What are pre-existing limitations and how do they affect me?

FAQ For Individuals
A preexisting condition is often defined as a medical condition, illness or injury that the insured sought treatment for (or knew about) during a prescribed period of time prior to the insured's effective date of coverage under the major medical plan (3,6,or 12 months). A preexisting conditions clause may exclude coverage for preexisting conditions for up to 12 months after the policy is in force. Preexisting limitations and will differ depending on the insurance carrier.
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I have a pre-existing heart condition. Can I change plans without worrying about a waiting period?

Federal Employees Health Benefits FAQ
Yes, you can. There are no exclusions or waiting periods for pre-existing conditions in any plan in the Federal Employees Health Benefits Program.
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Why do I need cover for my pre-existing medical condition?

Free Spirit Travel Insurance for pre-existing medical condit...
Medical costs abroad can be very expensive and without adequate insurance cover you could be left severely out of pocket. We recommend that all travellers are insured on the same travel insurance policy. Gaps in cover could arise if separate policies are purchased (e.g. some policies will exclude pre-existing medical conditions of persons travelling with you).
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What if I have an acute onset of a pre-existing condition?

FAQ - Frequently Asked Questions - BootsnAll's One-stop Trav...
If you purchase Atlas Extra, you are covered, up to $2,500; or Atlas International, you are covered up to $1,000 for a sudden and unexpected outbreak or recurrence of a Pre-existing Condition, which occurs spontaneously and without advance warning either in the form of a Physician recommendation or symptoms, and which occurs while this coverage is in effect.
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What is a pre-existing condition exclusion period?

Commonly Asked Questions about Health Insurance - Advocacy &...
A pre-existing condition exclusion period is a period of time during which your insurer is not obligated to pay claims related to your pre-existing condition. A pre-existing condition is a medical condition for which medical advice, diagnosis, care, or treatment was recommended or received within the 6-month period before your enrollment date in an employer’s group health plan.
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What is meant by Pre-existing Condition?

Insure Tuition | Camp Tuition Reimbursement Insurance
The term "Pre-Existing Condition" refers to a sickness, disease, or other condition of the Camper or an Immediate Family Member of the Camper that, in the 90-day period before the Camper's tuition reimbursement insurance coverage began: a) first manifested itself, worsened, became acute or exhibited symptoms which would have caused an ordinarily prudent person to seek diagnosis, care or treatment; b) required taking prescribed drugs or medicine, unless the condition for which the presc.
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Is there a pre-existing condition limitation?

Continucare Short-Term Medical Insurance FAQ
Pre-existing conditions are not covered. This includes any condition or complication that was treated or produced symptoms within the five years prior to your Continucare STM effective date.
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