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Frequently Asked Questions

Can I coordinate my dental insurance with a discount dental plan?

DentalPlans.com Frequently Asked Questions - Answers about D...
You will need to consult with your dental office to verify if they can coordinate a discount plan with your current insurance.
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What advantages does a discount dental plan have over dental insurance?

DentalPlans.com Frequently Asked Questions - Answers about D...
Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.
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Can the Peoples Dental Plan coordinate services with insurance plans?

Peoples Dental Plan | Frequently Asked Questions
Yes. The Peoples Dental Plan can coordinate services with dental insurance plans. In order to receive discounts from the Peoples Dental Plan you must see one of our providers. After paying the reduced fee, you will need to file a claim form with your insurance.
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How can I find an orthodontist or a discount dental plan?

Braces FAQ Frequently Asked Questions: Thinking about gettin...
To help find an orthodontist near you, it's best to get personal recommendations. Ask friends who have braces (or whose kids have braces). If your insurance covers orthodontics, see if it is limited to specific dentists/orthodontists. Or, post a query on ArchWired's Metal Mouth Message Board; our readers are all over the US and around the world, and are very helpful! Dental plans come and go; some are better than others.
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What is a discount dental plan?

DentalPlans.com Frequently Asked Questions - Answers about D...
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.
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I can't afford dental insurance or a dental plan. What can I do?

Braces FAQ Frequently Asked Questions: Thinking about gettin...
If you don't have dental insurance and can't afford a a discount dental plan, there is still an alternative. If there is a dental school in your area, call them and ask if they have a clinic. Often orthodontists and dentists in training will practice on patients in the school clinic, under the watchful eye of experienced teachers who are themselves dentists and orthodontists. This service is offered to the public at a minimal cost.
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Why should I join a discount dental plan on DentalPlans.com?

DentalPlans.com Frequently Asked Questions - Answers about D...
Discount dental plans can save you money on quality dental care, and DentalPlans.com offers superior savings, service and selection on discount dental plans.
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Will this plan coordinate with other dental coverage?

CompBenefits for Federal Employees - Frequently Asked Questi...
If dental coverage is included in your FEHB medical plan, or if you have other dental coverage, you can use that plan with the CompBenefits Advantage plan. You simply go to an Advantage plan dentist and let them know you have the two plans. The Advantage plan includes preventive and diagnostic procedures at no charge. In addition, the affordable CompBenefits Advantage plan has no annual or lifetime benefit maximums and you can go to any Advantage network dentist at any time.
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Q8: Do you coordinate benefits with other dental insurance plans?

Hawaii Family Dental Centers: Services: Ho'ala Dental Progra...
A8: Coordination of benefits refers to the process of applying benefits from two insurance plans to a claim for services. When a patient is covered by two insurance plans (dual coverage) benefits are usually coordinated so that all possible payments are made on claims for services the member received. Because Ho'ala is not an insurance plan, we DO NOT coordinate benefits.
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How do I enroll in the AARP Dental Insurance Plan?

Frequently asked questions
You can enroll by telephone or download and print the enrollment form, which can be mailed in with a check or money order. Master Card, VISA, or American Express can also be used. To download an enrollment form online, click here to access the rate finder, which uses your zip code to retrieve the rates and enrollment form for your area.
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How does the AARP Dental Insurance Plan work?

Frequently asked questions
The AARP Dental Insurance Plan is a dental PPO. However, unlike some PPO plans, you have the choice to visit any licensed dentist, anywhere in the world. Our program dentists are a select group of Delta Dental dentists who agree to provide treatment to you at reduced fees, which means your share of the bill will likely be lower. Therefore, while you do have flexibility in choosing a dentist with this plan, you maximize your benefits when visiting a Delta Dental program dentist.
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Why should I join the AARP Dental Insurance Plan?

Frequently asked questions
With the AARP Dental Insurance Plan, there are a number of benefits you will enjoy. You will receive the freedom to choose any licensed dentist, lower out-of-pocket costs, claims convenience, the largest dentist network, and the benefit of most pre-existing conditions being covered. Click here for more information.
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Can this plan coordinate with other insurance companies?

Providing Discount Dental Care, Discount Dental Plans For Yo...
Yes, CAREINGTON can coordinate with other indemnity dental insurance companies. In order to receive services from CAREINGTON, you must see one of our Providers. After paying the reduced fee, you will need to file a claim form with your other insurance.
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What is the difference between a dental plan and dental insurance?

Frequently Asked Questions | Savon Dental Plan
Insurance companies are one of biggest legitimate "money making" businesses in America today. They are in business to make a profit so if they have too many claims to pay, they will either raise premiums and/or lower benefits. The following is a list of the most significant differences between dental insurance and Savon Dental Plan® Your premiums for dental insurance are always considerably more expensive than the cost of membership into Savon Dental Plan®.
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Can I use Kentucky Dental Plan if I have dental insurance?

Kentucky Dental Plan - FAQ's
Kentucky Dental Plan can be used with other dental insurance/indemnity plans. If there is a Co-pay on the procedure you are having, then we recommend you use our plan to lower your out of pocket expenses. To use Kentucky Dental Plan and your insurance/indemnity plan together, you must go to a Kentucky Dental Plan Preferred Provider. Pay the reduced bill in full at the time services are rendered and then submit the claim to your dental insurance/indemnity carrier.
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What is the overall value I receive when I enroll in the AARP Dental Insurance Plan?

Frequently asked questions
You get great coverage for dental services. By joining the AARP Dental Insurance Program, you'll benefit from diagnostic and preventive services, including two annual cleanings, along with restorations, oral surgery, denture repairs and relines and endodonticts (root canals) during the first year. After 12-months of consecutive enrollment, your benefits expand to include periodontics, crowns and prosthodontics (bridges, partials and dentures).
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Do I need an insurance broker to buy a Direct Dental plan?

Direct Dental | Frequently Asked Questions
No. The ease and speed of the Internet connects you directly to your own customized dental benefit plan. Eliminating intermediaries puts more of your plan funds directly into care for your employees. Since self-funded welfare benefit plans are not an insurance product, they are exempt from industry regulations, taxes, commissions and state restrictions that complicate traditional insurance products.
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Do you accept my dental insurance plan?

Sanborn Dental
Our practice accepts a wide variety of dental insurance plans. To determine if your plan is one of these, simply call our office and we'll be happy to research it for you. We're well-versed in the latest coverage trends, and are more than happy to discuss the particulars of your plan with you prior to any treatments you may undergo.
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Q3: How is University Student Dental Plan different from other dental insurance plans?

Hawaii Family Dental Centers: Services: University Student D...
A3: The University Student Dental Plan is not an insurance plan and there is no insurance company involved. The copayment fees are the only fees a member is responsible for. These fees go directly to paying the dentist. Other dental insurance plans pay a certain percentage of the allowable fee and the patient is responsible for the remaining co-payment. Depending on the dentist that you go to, this amount will vary.
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What is a PPO discount insurance plan?

eHummel Insurance Services : : Health Insuarance - Easy...Si...
Remember PPO stands for Preferred Provider Organization. The organization is a list of providers (doctors, hospital, labs etc...). You are not a member of a PPO, you are the insured. A PPO is not an HMO. The members of a PPO are the doctors and hospitals within the PPO network. When an insurance company combines a Classical Major Medical Plan with the PPO list they typically call this a PPO insurance plan.
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What is a "Discount" or "Reduced Fee " Dental Plan?

Frequently Asked Questions - Discount Dental Plans
Discount or reduced fee dental plans are designed for individuals, couples, and families looking to save money when visiting the dentist. All general dentists participating in discount dental plans have agreed to accept a lower fee, than they would normally charge, as payment in full for each service performed. Each discount dental plan comes with a membership card and a complete list of all dental procedures covered and what the discounted price will be.
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What is a dental discount plan?

Dental Insurance Questions - Dental Plans FAQ - Find answers...
A dental discount plan is in definition not a real dental insurance plan. There is no actual coverage or payment from a discount plan to a dentist. However a dental discount plan can be a very valuable alternative to traditional dental insurance and specially a dental HMO plan. Basically the way a dental discount plan works is that you will receive a significant discount on your treatment from your dentist.
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Find a ZIP code What is a discount dental plan?

Frequently asked questions of discount dental plan
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a disc ounted fee.
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Can this discount be combined with dental insurance?

True Care Advantage
In many cases, members may use both. Simply visit a participating dental provider, pay the bill and submit it to the insurance company. The net out-of-pocket cost will be lower because the insurance company should reimburse the member their plan allotted percentage of the reduced bill.
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Are the discount dental plans considered dental insurance?

Frequently Asked Questions - Discount Dental Plans
No. The discount dental plans are not dental insurance. Most "dental insurance plans" are designed for large groups, organizations, or businesses. Discount dental plans are an innovative alternative to dental insurance, designed to suit the needs of individuals and families looking to save money on dental care. Typically, dental insurance is difficult to obtain unless provided by your workplace or employer.
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Are the discount dental plans offered considered dental insurance?

Health Insurance: Optimum Benefits
No. The discount dental plans offered are not dental insurance. Most "dental insurance plans" are designed for large groups, organizations, or businesses. Discount dental plans are an innovative alternative to dental insurance, designed to suit the needs of individuals and families looking to save money on dental care. Typically, dental insurance is difficult to obtain unless provided by your workplace or employer.
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How does Medicare coordinate with my MSU Benefits Group Insurance Plan?

Frequently Asked Questions - Employee Benefits at Southeast ...
Medicare is a primary coverage if you are not working and a secondary coverage if you are working. Medicare Part A hospitalization is free. Medicare Part B helps pay for doctor's expenses and outpatient hospital care as well as some other expenses and requires a monthly premium. If you have not yet retired, you will not need Medicare Part B. No. Whatever plan Southeast Missouri State University employee elects, the same election must be made for the dependents. No.
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What if someone in my family has another dental insurance plan?

Securian Dental: Employees' Q&A
When someone has additional dental coverage, one plan is usually primary. This means that your dentist sends the claim for service to the primary insurance plan and may also submit it to a secondary plan. Securian Dental will coordinate benefits if a subscriber has coverage under more than one dental plan.
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