If a creditor continues to attempt to collect a debt after the bankruptcy is filed in violation of the automatic stay, you should immediately inform your attorney. He will notify the creditor in writing that you have filed a bankruptcy. If the creditor still continues to try to collect, the debtor may be entitled to take legal action against the creditor to obtain a specific order from the court prohibiting the creditor from taking further collection action.

In most cases, you need to file a proof of claim, but the specific answer depends on many factors (the specific Chapter of bankruptcy case, etc.). You should consult an attorney about how best to protect your interests.

If you have been listed as a creditor in a bankruptcy case in which it is likely there will be a distribution of the debtor's assets, you will receive a Proof of Claim form printed with the 341(a) notice. If you have not received a Proof of Claim form, you may download it, pick one up from any Clerk's Office location for free, or purchase one from a legal stationery store. Attach photocopies of your documentation to the original Proof of Claim form. Do not send your original documentation.

If you have been listed as a creditor in a bankruptcy case, you may download a proof of claim form, request a claim form by mail or pick one up from any Clerk's Office location. For Chapter 7, 11, and 12 petitions, an original claim and a copy of any documentation supporting your claim should be filed. For Chapter 13 petitions, an original claim and one copy, along with any documentation supporting your claim should be filed.

You must contact the bankruptcy court in the county where the bankruptcy was filed and follow their instructions. You must get what is called a "RELIEF OF STAY" in order for your case to move forward. If a bankruptcy is filed it may force the Registrar of Contractors to close your case until you get the relief of stay.

After I received a discharge in Chapter 7, I discovered 3 creditors that I had know idea existed. These items did occur before I filed chapter 7. But, according to your website, if I did not add the creditor to my bankruptcy it's "tuff luck, you have to pay those debts." That doesn't seem fair. I never knew that the creditors existed.

There are several ways in which the creditor can then proceed to collect his money. One way is to serve a garnishment order on your employer or bank. Another is to execute a judgment lien against your real estate or personal property. The creditor may seek out any assets that you may have that could satisfy the judgment against you.

There are all kinds of loans for all different levels of credit, some lenders provide up to 100% financing. You should discuss financing questions with a qualified representative from one of our financing referrals. Bargain Network members may access these referrals by clicking on "FINANCE" and then clicking on the appropriate icon. Currently, Bargain Network does not ship to these areas. You must have an address of a U.S. household a U.S. Post Office Box, or a legitimate Military address.

If six months or more has past since your bankruptcy, we may still be able to give you an advance. Please discuss this with our representative.

A bankruptcy petition is filed in the United States District Court in the district where the debtor lives or does business.

If a person or a business declares bankruptcy under Chapter 7 of the Federal Bankruptcy Act and lists you as a creditor, your right to recover a court judgment is cut off, along with most of his other debts. (If your judgment was based on a secured loan, however, you do have the right to recover the property pledged as security). One big exception to this general rule occurs if your judgment was obtained because you or your property were injured by the malicious behavior of the defendant.

The best thing to do will depend upon the specific facts of your case. If you have questions, contact an attorney. Make sure the creditor is aware that you received a discharge by mailing a copy of the discharge order to the creditor.

Once in a great while, bankruptcy is the ONLY option. But if you have a source of income, debt management is an effective alternative. Even in a bankruptcy you will have to make payments in most cases. There are many unfavorable consequences surrounding a bankruptcy. With Harbour, you are debt free in 3 to 5 years and will have achieved financial freedom. Harbour does not provide legal advice. For specific bankruptcy information please contact an attorney practicing bankruptcy law.

I am getting mail from the court and don’t know why or who this person/company is.What do I do with these

If you have been listed as a creditor in the bankruptcy case, you will receive a written notice in the mail from the Clerk's office advising you of the case filing, the date for the Meeting of Creditors and any important case deadlines. This notice will also tell you whether or not you should file a claim in the bankruptcy case at that time, and the deadline for filing the claim if one is to be filed.

If you have been listed as a creditor in a bankruptcy case, you are advised to carefully read all information provided on court notices. If and when assets are found, you will receive a proof of claim form. If you have not received a proof of claim form, you may obtain one from any Clerk's Office or via the Internet. You may also send a letter requesting a proof of claim form, along with a self addressed stamp envelope, to the Clerk's Office .