Search 5,000,000+ questions and answers.

Frequently Asked Questions

What is the difference between Comprehensive Coverage and Collision Coverage?

Atlanta Georgia Real Estate: Metro Brokers/GMAC - Frequently...
Comprehensive coverage pays for any damage to your car that is caused by something other than collision. Protect your car from fire, theft, vandalism, riots, damage caused by animals, glass breakage, and many other perils. Collision coverage pays for damage to your car no matter who causes the accident. This coverage applies if your car is hit by another car or by any other object that causes damage to your car. You always select a deductible with this coverage.
Related Questions

WHAT IS THE DIFFERENCE BETWEEN COMPREHENSIVE AND COLLISION COVERAGE?

Insurance Associates
Comprehensive provides coverage for most other direct physical damage losses you could incur. For example, Damage to your car from a hailstorm will be covered under comprehensive.
Related Questions

What is the difference between collision and comprehensive coverage?

Welcome to Concord Group
Collision coverage pays for damage to your vehicle as a result of its impact with an object or its upset. Comprehensive coverage applies to damage to your vehicle caused by vandalism, theft, glass breakage, missiles or falling objects, fire, explosion or earthquake, windstorm, hail, water or flood, riot or civil commotion or contact with bird or animal. Comprehensive coverage varies by state; please check your policy and consult your Agent. Coverage on the vehicle would be primary.
Related Questions

What's the difference between collision and comprehensive auto coverage?

First Heritage FAQ's
Collision coverage pays for the damage to your car in an accident. Comprehensive coverage covers the damage caused by other factors such as vandalism, glass breakage, fire, flood, theft, falling objects, hitting animals or birds, and just about any other physical damage that is not covered by collision. In all states both of these coverages are optional.
Related Questions

Q: What's the difference between Collision and Comprehensive coverage?

Collision insurance covers damage to your car as a result of an impact with another object. Comprehensive coverage insures against damage to your vehicle from causes such as vandalism, theft or hail.
Related Questions

What is Comprehensive (Other than Collision) coverage?

Auto : Frequently Asked Questions - Missouri Farm Bureau Ins...
Other Than Collision covers damage to the covered automobile from risks such as falling objects, fire, theft, explosion or earthquake, windstorm, hail, water or flood, vandalism, riot, contact with a bird or animal, or glass breakage.
Related Questions

What is the difference between collision insurance and comprehensive insurance coverage?

Sunshine Collision Repair - Boca Raton, Florida - FAQ
Collision insurance and comprehensive insurance may vary by state. Generally, collision insurance covers damage to your automobile caused by a collision with another object, while comprehensive insurance covers damage to your automobile from such things as vandalism, theft, or glass breakage.
Related Questions

What is the difference between comprehensive and collision insurance?

Mutual Benefit Group - Frequently Asked Questions
Specifics may vary from state to state. In general, collision insurance covers damage to your automobile that results from actual collision with another object, or by upset. Comprehensive insurance covers damage to your vehicle from such things as theft, glass breakage, or vandalism. Comprehensive coverage is quite often called "other than collision coverage." To cover most insurable auto physical damage situations, you must purchase both comprehensive and collision insurance.
Related Questions

What does collision and comprehensive coverage mean?

Masiello Insurance - Car Insurance - Home Insurance - Person...
These two coverage options provide compensation for damage inflicted to your vehicle in the event of an accident. Collision provides coverage in the event of an accident. Comprehensive provides coverage in the event of car damage from other perils such as storms, theft and some other non-accident damage inflicted to your car. Comprehensive and Collision are sold with deductibles. A deductible is the amount you pay first.
Related Questions

What is the difference between "Comprehensive" and "Collision" coverages for automobiles?

Estabrook & Chamberlain: Answers To Your Questions
Comprehensive" covers all perils except collision. Examples: losses by theft, fire, windstorm, flood, vandalism, falling objects, earthquake, hail, glass breakage, and more. "Collision" covers only one peril...collision. But it is the one peril (don't you love that word) that causes the most damage. That's why it is more expensive.
Related Questions

What is the difference between collision insurance and comprehensive insurance?

Auto Insurance FAQ's; Request a Quote Online to Find a Cheap...
Both insure your automobile. Collision insurance pays for damages caused by a collision with another automobile or if your car is damaged. Comprehensive insurance includes theft, vandalism, damage caused by hail or other weather conditions, etc.
Related Questions

How is the deductible for comprehensive or collision coverage applied?

WI Commissioner of Insurance Frequently Asked Questions on A...
Deductibles for comprehensive or collision coverage are applied for each occurrence. A deductible is the dollar amount that you have to pay toward the loss before the insurance company begins to make payments on the loss. For example if you suffered a comprehensive loss (a deer hit) and that same day suffered a collision loss (a rock hit your windshield), your policy allows the insurer to apply two different deductibles.
Related Questions

I have an older car. Do I need collision and/or comprehensive coverage?

Turner Barker Insurance - Personal Auto
It may not be cost effective to have collision or comprehensive coverages on an older car, depending on its value.
Related Questions

What is the difference between collision insurance and coverage for damage other than collision?

Personal Plans | Sonoma State University Alumni Association
Collision insurance and coverage for other damage besides collisions varies from state to state. Collision insurance generally covers damage to your automobile caused by collision with another object or by upset, and Comprehensive insurance covers from causes such as vandalism, theft, or glass breakage.
Related Questions

I hit a deer with my car. Is this covered under my collision or my comprehensive coverage?

Frequently Asked Questions
Collisions with animals, as opposed to inanimate objects such as other cars, are covered under the comprehensive portion of your automobile policy. You should review your deductibles under both portions of the policy to ensure you have the coverage you need. When property in not insured as stated in the lien, the bank will force coverage and charge you for it. Forced coverage provides protection to the bank for their interest in their property and nothing else.
Related Questions

WHAT IS COLLISION COVERAGE?

This is a form of automobile insurance that covers loss to the insured's own vehicle caused by collision with another vehicle or object (like a tree or wall, etc.).
Related Questions

Jeffrey B. Sexton, P.A.
This coverage pays for repair or replacement of your car if it collides with another vehicle, crashes into an object or turns over. It pays regardless of who causes the accident.
Related Questions

Auto : Frequently Asked Questions - Missouri Farm Bureau Ins...
Collision provides protection for the upset of a covered automobile or its impact with another vehicle or object.
Related Questions

What is the difference between skilled and comprehensive nursing?

Meadowood Health Pavilion Rates
The difference between skilled and comprehensive care is the payer source. A stay in a Skilled bed is covered by Medicare Part A after a person has had a 3 day hospital stay and has a qualifying condition that requires nursing care. A stay in a Comprehensive bed is private pay only.
Related Questions

Should I carry Comprehensive and Collision on my car?

Clovis Insurance Agency
Most finanCIAl experts agree that it is not prudent to carry this type of coverage if your cars value is less than $3000-3500. By the time you pay your premium for three or four years plus the deductible if a claim occurs, you usually are lucky to break even.
Related Questions

What is the difference between Basic coverage and Comprehensive coverage plans ...?

VisitorHealthInsurance.com Search Insurance
Basic Coverage plans (Inbound USA and Visit Care Plans) are low cost ? however they have very basic defined coverage. Say if you choose a $50,000 coverage ? this does not mean that you have coverage for Max of $50,000. For example, if there is a need for say surgery unrelated to pre-existing condition ? and you have the Visit Care plan ? and choose a $50,000 coverage plan ? the plan would only pay a Max. $3300 per surgery and not Upto $50,000.
Related Questions

WHAT IS COMPREHENSIVE COVERAGE?

A form of automobile insurance that covers (pays for) loss by fire, theft, vandalism, and/or falling objects.
Related Questions

Jeffrey B. Sexton, P.A.
Examples would be fire, theft, windstorm, vandalism or flood. Damages caused by falling objects or from hitting an animal are also covered. If you have Comprehensive coverage, windshield repair or replacement is the only claim for which you are not charged a deductible. Florida law requires this waiver to encourage drivers to replace damaged windshields immediately.
Related Questions

Find: Best, Affordable Auto/ Car Insurance Rates From Coast ...
This pays for the cost of repair if you should hit a deer or other animal or if your car should be stolen or vandalized. Such accidents are not considered your fault, so filing a claim under comprehensive coverage does not raise your rate. Along with comprehensive coverage, it's a good idea to include full glass and towing. Thus if a rock hits your windshield, you can have the glass repaired without paying a deductible first.
Related Questions

What is the difference between property damage liability coverage and collision?

Welcome to Concord Group
Property damage liability coverage pays for the cost to repair damage you cause to property owned by someone else. Collision coverage pays to repair your own vehicle less your deductible.
Related Questions

If I’m responsible for a collision, does the coverage of the injured person make a difference?

The Personal Injury Protection Plan
Yes. If they have Tort Coverage, they can sue for pain and suffering. If they have No Fault Coverage, they can only sue for pain and suffering under very limited circumstances. All Saskatchewan residents have No Fault Coverage unless they choose Tort Coverage and file a declaration form with SGI. So if you haven’t filed a declaration and you’re injured in an auto collision, you have No Fault Coverage.
Related Questions

COLLISION AND COMPREHENSIVE SEEM VERY SIMILAR. WHAT ARE THE DIFFERENCES BETWEEN THE TWO COVERAGES?

Collision covers the losses you suffer when your automobile is involved in an accident. For example, if you hit a car parked along the street, the damages to your car will be paid for under your collision coverage. Comprehensive covers losses to your vehicle not caused by an accident. An example might be a windstorm blowing a tree down on your car. This would be covered under your comprehensive coverage. Your vehicle being stolen would be another example where comprehensive would be applied.
Related Questions

Got A Question? Ask Our Community!


More Questions >>

© Copyright 2007-2008 QueryCAT
About • Webmasters • Contact