No. But, sometimes a merchant will make a mistake and accept your Visa Prepaid Card even though you didn't have enough value on it. Should this happen, you are responsible for this payment and an overdraft penalty fee will may be assessed. Please refer to your Cardholder Agreement & Disclosure Statement for more information.

The Visa Prepaid Debit Card is the new way for you to receive your unemployment insurance benefits. Your benefits will be directly deposited into your personal card account, a Visa prepaid debit account. The Indiana Department of Workforce Development will post your weekly deposits to the account for your convenience. You are not allowed to spend more than the amount of funds posted to your account.

You can use your card online, over the phone and at the millions of places that accept Visa debit cards??"including supermarkets, pharmacies, clothing stores, drug stores, and more. There are some guidelines for special transactions that you should be aware of before you shop - refer to the next two questions for more information.

There are certain age requirements for the Visa Prepaid Card. For those older than 13 and under the age of 18, a parent or legal guardian may enter the Cardholder Agreement & Disclosure Statement and you can become a registered user of the Card. Your parent must be on the phone during the account activation process in order to accept the Agreement on behalf of their underage child. Some merchants will ask to see the ID of the cardholder.

You can always reload it with more cash. See "Reloading Value to Your Visa Prepaid Card" for more information. If you decide that you do not want the Visa Prepaid Card any longer, you should return the Visa Prepaid Card to the issuing institution.

No. The cardholder's name will be embossed on the Visa Prepaid Card and the cardholder's personal information will be kept on record. We are committed to your financial security. All personal information provided by the cardholder during account set up will be verified.

It's a card that you can load with value and use it like any other Visa card, at home, overseas or online!

No, you can't be denied and there is no qualification process for a card. The card is a stored value card, meaning you or anyone paying you can deposit money into your card account, and then you can access the money in your account. There is no credit involved, and you can't spend more than you have in your account. Credit is not a determining factor when issuing the Prepaid Visa Card All applicants are accepted, regardless of their credit history.

The XL Prepaid Visa Card is a card that comes with all the power, convenience, security and prestige of Visa. It’s not a credit card – it’s a prepaid card, so you only spend the amount that you load into your account. Use it to make purchases online, pay bills, buy airline tickets, and book hotel rooms. And it’s safer than cash! XL Prepaid Visa is a full service account that will take care of all your financial needs in just one place.

The Wired Plastic card is accepted at Visa locations worldwide. However, some car rental companies and hotels do not accept prepaid Visa cards.

Yes, but to pay at the pump you must have a $50 balance. If you don’t have a $50 balance your card will be declined. If you want to buy gas without a $50 balance, go inside and have the cashier enter the amount you would like to buy.

In most cases you will not. However depending on the merchant they may require you to present additional identification.

Yes, you can use your Visa Prepaid Card wherever the Visa and Plus™ logos are displayed on automated teller machine or point-of-sale locations. When you request cash select “CREDIT” when prompted. You will not receive a bill since the money is deducted directly from you account.

Your Visa Prepaid Card may be used to rent a car, but because a rental car is an "open end" transaction your card may be "authorized" (have value held) for much more value than the actual cost of the rental car. How much more will depend on where you rent the car. The reason is that the rental car company won't know if they need to charge you for things like gas, car damage and extra days until you return the vehicle.

Unfortunately yes. So if your Wired Plastic Card is lost or stolen, contact the Wired Plastic toll-free account information line at 1(866)335-4784. Enter your account information, then select option 3, "Card Status and Security" then select either "Lost" or "Stolen," you can deactivate your card to prevent unauthorized use. If you don’t have your card number contact customer service at (801)383-1003 to deactivate your card.

It depends on the hotel. When you make a reservation at a hotel it is called an ‘open end transaction.’ That means the total amount due is unknown. The hotel has the right to authorize more than the initial payment to cover damages that could occur during your stay. The hotel can place a hold on these funds for 30 days. Many times the card will not have sufficient funds to cover additional charges; for this reason some hotels do not accept prepaid cards.

It depends on the rental agency. When you make a car reservation it’s called an ‘open end transaction.’ That means the total amount due is unknown. The agency has the right to authorize more than the initial payment to cover fuel refills or damages that occurred during your rental. They can place a hold on these funds for 90 days. Many times the card will not have sufficient funds to cover additional charges; for this reason some car rental agencies do not accept prepaid cards.

Yes. You can pay bills to companies that allow telephone payments or Internet payments and that accept payments by Visa. You must have enough funds in your card account to cover the payment and associated fee.

Yes. However, it is important to remember the merchant may place a hold on a portion of the funds on your card to secure the reservation. Only after the transaction settles will the difference between the hold amount and the transaction amount be released back onto your card.