Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

CareCredit offers you convenient monthly payments so you can get the treatments and procedures you want and need. You pay no up-front costs, no annual fees and incur no pre-payment penalties. You can use CareCredit for anything from LASIK and teeth whitening, to every day checkup costs for you, your family and even your pet.

With CareCredit's flexible, low monthly payment plans, you can get the treatment you want, whenever you want it ? and pay conveniently over time. Save your consumer credit cards for household or unplanned expenses. With so many plan options, there's a monthly payment to fit almost every budget. Plus, you can use CareCredit for your entire family's healthcare needs, without having to reapply.

You can apply online or download and print the application and submit it to your health care provider. The application is quick and easy, and after it's submitted, you'll instantly learn if you're approved.

Thousands of healthcare practices around the country accept CareCredit, and the use of CareCredit often allows doctors to focus on delivery of the best possible healthcare, instead of costs. You can apply online, or download and print the application and with our simple process, including an instant approval notification, you'll be on your way to getting what you want, when you want it.

The biggest difference between CareCredit and Visa/MasterCard is that any transaction over $300 qualifies for a special financing promotion. Financing promotions vary in every healthcare practice, but generally fall into these categories: convenient monthly payment Promotions and Low Monthly Payment Promotions with a fixed interest rate. * Click here for Details and Terms

CareCredit offers a full range of payment plans. Our 3, 6, 12, & 18 month No Interest if Paid within Promotional Period* payment plans feature monthly payments as low as 3% of the balance and let you pay within the specified time without incurring interest charges. For patients/clients with higher treatment fees who would prefer more time to pay with lower monthly payments, our 24, 36, 48, & 60 month extended payment plans* offer a low, fixed 11.9% interest rate and an extended term.

Click here to find a doctor in your area. You can search by your doctor's name, or if you don't have a doctor in mind, you can search for doctors in your area by using the ZIP code search option.

You won't receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.

Yes, you can use your CareCredit account over and over, at any practice which accepts CareCredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying.

Click here to find a doctor in your area, or if you'd like to refer your healthcare provider to CareCredit, click here to fill out our provider referral form. We'll then contact the referred healthcare practice to discuss the benefits of offering CareCredit to their patients/clients.

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We know credibility is important to you. That's why we like to let you know that CareCredit is a GE Money Company, which means you can rest assured that you're getting the most credible and trusted financial partner available. For over 20 years, we've helped over five million cardholders get the procedures they want and need. To learn more about the wide range of consumer financial services offered by GE Money, click here.

Yes, you can use your CareCredit account at any CareCredit practice. As long as you have the available credit on your account, you can use your card for ongoing or new treatment and procedures, without the need to reapply.

For security reasons, cards are sent to you inactive so that persons for whom the cards were not intended cannot use them. Activating the card validates that the card has been received by you as intended and then allows you or your supplementary cardholder to use it for procedures. If you pay for your promotion balance within the interest free period, then you have no interest to pay at all.

Because CareCredit is the one plan that can do it all, you'll be providing your clients with several payment options. In turn, this increases the acceptance rate of recommended and elective treatment. By offering flexible, convenient payment plans, you'll allow your clients to start treatment for their pets immediately - even when they prefer not to use their cash or major credit cards.

Yes. We start by providing your office staff with the best training in the veterinary profession. We also provide your practice with all the tools needed to present the program to your clients and the materials to quickly and efficiently process applications. Once your staff is trained, you simply offer CareCredit to all your clients, submit online, call, or fax in a short application, and if the client qualifes, the charges can be processed immediately.

For over 16 years, veterinarians have been offering CareCredit's innovative payment plans backed by GE Capital. In fact, more than 50,000 practices nationwide use CareCredit. And CareCredit is recommended exclusively by many state and national professional associations.

The Health Insurance Portability and Accountability Act ("HIPAA") became effective in April 2003 and protects private information that your clients share with you and any "Business Associate" of yours. You are not required to have a Business Associate contract with CareCredit because the client financing program typically does not include the exchange of patient health related information.

Simply have the client complete a short application. Or your practice can use Pre-Approval to know in advance if your clients will be approved for CareCredit before the financial discussion of a treatment plan or their pet's appointment for treatment. Then, your office staff sends in the necessary information via phone, fax, or by using the online application to our credit center, which is open 23 hours a day, 7 days a week.

More than 50,000 healthcare providers have made CareCredit their practice's payment plan. Their clients appreciate the proven benefits such as low, flexible monthly payments, no initial cash outlay, and no initial or annual account holder fees.

Because of the increasing popularity of elective procedures such as LASIK, more patient financial options are needed. Your patients are looking for easy ways to pay for these procedures - and CareCredit offers several convenient plans they can choose from. If your payment policy is limited to cash or major credit cards, you may actually be limiting your refractive surgery volume.

Simply have the patient complete a short application. Or your practice can use Pre-Approval to know in advance if your patients will be approved for CareCredit before the financial discussion of a treatment plan or their appointment for treatment. Then, your office staff sends in the necessary information via phone, fax, or by using the online application to our credit center, which is open 23 hours a day, 7 days a week.

Hundreds of thousands of patients nationwide use CareCredit and appreciate the proven benefits such as low, flexible monthly payments, no initial cash outlay, and no initial or annual account holder fees.