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Frequently Asked Questions

What about dental and vision coverage?

UUA: Frequently Asked Questions
Eye or dental care or surgery needed because of accident or disease will be covered. The plan will not offer routine dental care. Starting in 2008, the plan covers an annual comprehensive vision screening without a deductible.
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Do I have to pay for dental or vision care coverage?

FAQs
No, all retired Acera members are enrolled in an ACERA paid dental and vision plan. Dental coverage is privided by Delta Dental and vision care is covered through Vision Service Plan (VSP). Eligible dependent(s) coverage on health, dental and vision plans is paid by the retirement allowance. Remember you are responsible for the payment of the dental and/or vision premiums for any dependent(s) you would like covered.
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What are Dental Insurance Coverage Types?

Frequently Asked Questions About Dentistry
Most dental insurance companies break down dental services into three coverage types. Find out what these coverage types are and how they could affect your dental insurance plan.
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Is there any dental coverage?

UD Student Health Service: Health Insurance FAQ
The only dental coverage is for treatment resulting from an injury to sound, natural teeth. A sound, natural tooth is a healthy, non-diseased tooth. There is no coverage for the removal of wisdom teeth, braces, or routine dental treatment.
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Frequently Asked Questions
Under the basic level of coverage most plans offer Emergency Dental coverage in the event of an accident and it is normally possible to add coverage for Routine Dental Treatment for an additional premium.
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How do I change my dental plan coverage?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
Each year during Open Enrollment, you may elect to enroll in the First Commonwealth DMO dental plan, change from one dental plan to another, or add coverage for a spouse or dependent child to First Commonwealth coverage. You may also enroll in the Blue Cross dental plan. Similarly, you may add coverage for an eligible family member to the Blue Cross dental plan. Evidence of good dental condition is not required.
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When will CoverKids add dental and vision coverage?

Cover Tennessee
Vision benefits are currently available to children in CoverKids. We hope to add dental benefits early in 2008.
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Can I make changes to my health, dental or vision coverage?

FAQs
Health coverage changes (changing health plans, adding dependents) or adding dependents to the vision plan is allowed during the annual Open Enrollment period only. ACERAs Open Enrollment occurs during the entire month of November each year. Premium changes are effective January 1st, with coverage effective February 1st of the following year. Currently there is no provision to add dependents for dental coverage during the annual Open Enrollment.
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How much do I have to pay for my dependent(s) health, dental or vision coverage?

FAQs
A retiree pays 100 percent of their dependent(s) health, dental and vision coverage. This amount is deducted from the retirees monthly retirement allowance. Note that the amount of the premiums is determined by the individual plans, the number of dependents enrolled, and is subject to annual premium increases.
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How do I establish eligibility for medical, vision, and dental benefit coverage?

Parker Services Contractor FAQ
For contractors making $25/hour or more, these benefits are available from the first day you work for us. You have maintained a minimum average of 32 hours worked per week during each five-week eligibility period. Full details regarding eligibility and plan coverage, including an explanation of five-week eligibility, are available from our benefit administrator, Erica Levine. Contact her at erical@parkerservices.com or (206) 447-9447. It depends on your particular situation.
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Is there a vision or dental plan?

FAQ
We do not have a vision or dental insurance plan; however there is a vision and dental discount plan available for $29 which offers discounts at area providers.
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Is a member allowed to opt-out of health/dental/vision insurance coverage?

Welcome to State Employees' Retirement System
A member with twenty plus years may opt-out of the state health/dental and vision coverage once they retire, during the annual Benefit Choice period or when certain qualifying changes in status occur. Notify SERS in writing and an opt-out form will be mailed to you with instructions to provide proof of other insurance. Once a member opts-out, they may re-enroll during the annual Benefits Choice period or when certain change of status occurs. Opt-out forms are available on this website.
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Is a member allowed to waive health/dental/vision insurance coverage?

Welcome to State Employees' Retirement System
A member with less than 20 years of service may notify SERS in writing if they wish to waive their health/dental/vision benefits. This can only be done when retiring, during the annual Benefits Choice period, or when certain changes in status occur. Once a member waives coverage, they may elect to participate in health insurance in the future if a qualifying change in status occurs, or during the annual Benefit Choice Enrollment Period.
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Do I have dental coverage if I have an accident?

My ASEBP Dental Care
If you have Extended Health Care benefits with ASEBP, you have accidental dental coverage. Your dentist must complete the "Dental Accident" Section of the ASEBP Dental Care Claim form, if you receive dental treatment due to accidental injury. You must include the date and type of accident, the identification of all injured teeth, and a detailed prognosis with your claim. If your claim form does not have a specific section for accidental dental, write the words "Dental Accident" along the top.
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When does dental insurance coverage begin?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
University sponsored dental insurance coverage begins the first of the month following the date of employment. Employees may begin coverage from the first date of employment by paying the total monthly premium to the University. eligible employee who wishes coverage effective from the date of hire may do so by paying the total monthly premium to the University.
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Global Campus Health Plan for Simon Fraser University
Yes. Please refer to “Emergency Dental Care” and “Accidental Dental Care” sections of the policy wordings for details. Please note that routine dental treatments such as cleaning, filling etc. are not covered. If in doubt, please contact David Cummings Insurance Services (DCIS) or Norfolk Mobility Benefits Inc.
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What coverage do I have under Dental?

MSU - Frequently Asked Questions
For detailed information about Dental Insurance coverage, please visit our website at www.msu.mcmaster.ca/health/dental. The Health Insurance plan only covers accidental dental insurance as detailed on the Points of Interest page.
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Horizon NJ Health
Dental benefits are determined by your age and how you are covered under Medicaid or in which NJ FamilyCare Plan you are enrolled. If you have dental coverage, it will be shown on your member ID card.
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Members-Commonly Asked Questions
People on CareOregon also have dental coverage. It is provided by a contracted Dental Care Organization (DCO) in your area. To see the name of your DCO, look on your DMAP Medical Care ID.
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Question: What is the Federal Employees Dental and Vision Insurance Program (FEDVIP)?

OPM-Federal Dental and Vision Program
Answer: President George W. Bush signed The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 into law on December 23, 2004. The Act authorizes OPM to establish arrangements under which supplemental dental and vision benefits will be made available to Federal and U.S.
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My spouse also has dental coverage. Which dental plan should we use?

Dental Frequently Asked Questions - Pacific Blue Cross | BC ...
Many families have dental benefit coverage under more than one plan (usually when each spouse has his or her own coverage through an employer). If your employer allows, you may submit claims under both dental plans. To submit claims under more than one plan: Indicate both group and both ID numbers on the receipt, or submit two receipts. Indicate both group and both ID numbers on each receipt.
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What is the vision coverage?

Regence BCBSO Provider Web Site - Products and Plans - MedAd...
Members are eligible for routine vision exams once every two years. There is a $5 copay when utilizing in-network benefits. Vision hardware is covered up to $100 every two years.
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What kind of dental benefit coverage do I have?

My ASEBP Dental Care
Dental care coverage varies from plan to plan. All Dental Care plans have coverage for basic preventative/restorative treatment and the majority of our plans include benefits for major restorative treatment. Covered members with Plan 3 benefits also have orthodontic coverage.
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Do I have dental coverage if I travel out of Alberta?

My ASEBP Dental Care
If you travel outside Canada, you are covered for emergency services only. Please ensure all claim forms are filled out in English and you include an interpretation of the emergency and any necessary treatment in writing.
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