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Frequently Asked Questions

If I have bad credit, previous NSFs or charge-offs can I still be approved?

Payday Loan FAQs | Get Pay Check Loans or Cash Advances fast...
Yes! PaydaySOS does not obtain a credit report when deciding to approve or deny your loan. We use your job as collateral and do not discriminate against you because of previous financial difficulties. Back to top
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I have bad credit history, charge-offs, etc?

Frequently Asked Questions
It doesn't matter. You only need to meet our minimum requirements to be approved. Your job and paycheck are your form of collateral and that is ALL that is needed to be approved!
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What if I have bad credit, NSF’s, CCJ's charge-offs or a bankruptcy?

Kings Cash Advance | Short term payday loans fast
Not a problem! Kings Cash Advance does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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What if I have bad credit, NSF's, charge-offs or a bankruptcy?

Not a problem! GetCashMan! does not obtain a credit bureau report to qualify you for a cash advance short-term loan.
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What if I have bad credit, NSF’s, charge-offs or a bankruptcy?

Frequently Asked Questions About Payday Loans | Platinum Pay...
Not a problem! Platinum Payday Loans does not obtain a credit bureau report to qualify you for a cash advance payday loan.
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Can I be approved if I have bad credit or no credit?

Welcome to Cardservice International
We maintain one of the highest approval rates in the industry. With our free application you have nothing to lose.
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How bad is previous foreclosure on credit?

Trincity Realty,LLC
A property foreclosure is one of the most damaging events in a borrower's credit history. In terms of the effect on credit history, a deed in lieu of foreclosure or a short sale is not as adverse an event as is a forced foreclosure.
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I have bad credit and have been turned down before. Can I get approved?

FAQ
Absolutely! Our experts have helped thousands of people get approved even after they have been turned down multiple times. Our process ensures that every application is given every opportunity to be APPROVED, so even those of us with poor credit can get approved fast and easy.
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Custom Auto Credit FAQ
Absolutely! Our experts have helped hundreds of people get approved even after they have been turned down multiple times. Our process ensures that every application is given every opportunity to be APPROVED, so even those of us with poor credit can get approved quick and easy.
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What if I have bad credit?

CashNetUSA FAQ, Frequently Asked Questions
Bad credit will not prevent you from receiving a payday loan at CashNetUSA. Our friendly agents will work with you, even if you have already been turned down by other lenders.
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What are NSFs?

Partnership Development Team - Frequently Asked Questions
National Service Frameworks (NSFs) are long term strategies for improving specific areas of care. They set national healthcare standards. They are designed to improve the quality of health services and make sure that everyone gets the same level of care. NSFs set measurable goals and ensure that progress is made within agreed time scales.
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I have had some credit problems in the past, can I still be Approved?

Frequently Asked Questions (FAQ's)
long as you have not had any Bankruptcies in the last 10 years, or any Re-Possessions, Foreclosures, etc. in the last 7 years, then you may be approved assuming you meet the normal qualification criteria everyone else would have to meet. If your credit problems are more recent than that, then you probably will not be approved.
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Will having a bad credit score affect my chances of getting approved for a mortgage?

Generations Homeownership Program - FAQ
Not necessarily. There are various programs that are geared towards imperfect credit. We specialize in tailoring programs to meet individual needs.
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Can I receive credit for previous COBRA continuation coverage?

Yes. Under HIPAA any period of time that you are receiving COBRA continuation coverage is counted as previous health coverage as long as the coverage occurred without a break in coverage of 63 days or more. For example, if you were covered continuously for 5 months by a previous health plan and then received 7 months of COBRA continuation coverage, you would be entitled to receive credit for 12 months of coverage by your new group health plan. Not if you enroll when you are first eligible.
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Can I become a homebuyer even if I have I've had bad credit, and don't have much for a down-payment?

Common Questions from First-time Homebuyers - HUD
Answer: You may be a good candidate for one of the federal mortgage programs. Start by contacting one of the HUD-funded housing counseling agencies that can help you sort through your options. Also, contact your local government to see if there are any local homebuying programs that might work for you. Look in the blue pages of your phone directory for your local office of housing and community development or, if you can't find it, contact your mayor's office or your county executive's office.
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What if my credit is bad?

FAQ's
Weak credit can be a stumbling point. Having poor credit is only one more reason for calling Corinthian Capital Group. We can do a quick credit analysis for you and then let you know how we can help and explain exactly what needs to be done to improve your credit standing. We will work directly with you during this process. We also have access to a variety of lenders who are willing to make loans to borrowers with less than perfect or even poor credit if certain other conditions are met.
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Frequently Asked Questions
We do not do a formal credit check. You will be qualified and scored based on the information you submit with your application.
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Loans for Business
If you have enough real estate collateral to cover the loan 100% and the loan request is at least $300,000 we may have a program available. Back to Top
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Alberta Home Loans - Cory Rowland
Credit problems are the main reason would-be home buyers are denied a loan. The first step to clearing up your credit is to get a copy of your credit report to make sure that the negative credit information is indeed accurate. For a copy of your report, contact one of the three major credit reporting agencies: Equifax at(877)227-8800 and Trans Union at (800)663-9980. The bureaus should provide instructions on how to read the report and how to dispute any inaccuracies it contains.
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Business Equipment Leasing | CCLNE - Leasing and Financing f...
Credit is not an exact science and people cannot be judged solely on a credit score. That's where CCLNE's experience is important to you. If you had a bankruptcy more than 5 years ago and have re-established credit, that's fine. If you had tax liens but they were paid, that's good. If your credit score is under 600 you should consider getting a co-signer. It's hard to give an answer that covers all situations.
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Alternative Housing Solutions Inc.
Bad credit is not always a bad thing; unfortunately life sometimes deals us a bad hand. We understand this situation and provided that you have the ability and character to repay your loans and that you are honest in your application process we will do everything in our power to assist you in achieving home ownership and rebuilding your credit.
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TCEF-FAQs
We review for credit history during our assessment of your loan application. A flawed credit history (with collections, judgments, or delinquent taxes) may be reason for denial. If a recommendation to approve the loan is made despite these factors, all of the extraordinary circumstances and efforts to cure must be documented.
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Questions and Answers about Instanetcash.com Cash Advances
Because there is no credit check involved with a Cash Advance you never have to worry about your current credit score.
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Frequently Asked Questions at www.CreditMD.com
The longer you wait, the more dire the situation becomes. When you act early, there are more options available. If you have bad credit because of too much debt, a debt consolidation program may be advisable. It can make your payments more affordable, and reduce hundreds of dollars in interest. Check your credit report for errors, which statistics have revealed to be present in more than half of the studied reports.
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cdlf
Obtain copies of your credit reports and make every effort to clean up your credit report BEFORE you apply for a loan.
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Home Mortgage Faqs
While some people have rebounded from a foreclosure to buy another home within several years, credit problems stemming from a foreclosure can continue much longer for others. Real estate experts say you should be candid with your lender in discussing these issues. If your bankruptcy resulted from losing your job due to your employer's financial difficulties, a lender probably will look upon your situation more favorably than if your bankruptcy was caused by overextended credit cards.
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