We do not have a vision or dental insurance plan; however there is a vision and dental discount plan available for $29 which offers discounts at area providers.

If you don't have dental insurance and can't afford a a discount dental plan, there is still an alternative. If there is a dental school in your area, call them and ask if they have a clinic. Often orthodontists and dentists in training will practice on patients in the school clinic, under the watchful eye of experienced teachers who are themselves dentists and orthodontists. This service is offered to the public at a minimal cost.

You will need to consult with your dental office to verify if they can coordinate a discount plan with your current insurance.

Each year during Open Enrollment, you may elect to enroll in the First Commonwealth DMO dental plan, change from one dental plan to another, or add coverage for a spouse or dependent child to First Commonwealth coverage. You may also enroll in the Blue Cross dental plan. Similarly, you may add coverage for an eligible family member to the Blue Cross dental plan. Evidence of good dental condition is not required.

employee may enroll his or her spouse and eligible dependent children within 31 days from the date of employment. Employees may also add coverage for a spouse or children within 31 calendar days from the date of a qualified change in family status (marriage, birth, adoption, etc). Otherwise, evidence of good health is required in order to enroll dependents in Plan A at any other time.

To help find an orthodontist near you, it's best to get personal recommendations. Ask friends who have braces (or whose kids have braces). If your insurance covers orthodontics, see if it is limited to specific dentists/orthodontists. Or, post a query on ArchWired's Metal Mouth Message Board; our readers are all over the US and around the world, and are very helpful! Dental plans come and go; some are better than others.

It is an HMO type plan, so it is important that you see your Primary Care Dentist for any dental work that needs to be done.

Great! Most employers give their employees a dental choice by offering a Willamette Dental plan as a dual choice option with either a traditional insured dental plan, or a self-funded plan.

Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.

Eye or dental care or surgery needed because of accident or disease will be covered. The plan will not offer routine dental care. Starting in 2008, the plan covers an annual comprehensive vision screening without a deductible.

This information should be provided by the plan purchaser, often your employer or union, and by the third-party payers. In order that you and the dentist may be aware of the benefits provided by a dental benefit plan, the extent of any benefits available under the plan should be clearly defined, limitations or exclusions described, and the application of deductibles, copayments, and coinsurance factors explained to you. This should be communicated in advance of treatment.

This is usually done during your group's open enrollment period. Contact your human resource department for your open enrollment period.

Yes. It is not advisable to pay for disability or life insurance premiums on a pre-tax basis, because then any benefit received would be subject to federal income tax. When premiums are paid with after tax dollars, the benefit is not subject to federal income tax.

Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.

Answer: President George W. Bush signed The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 into law on December 23, 2004. The Act authorizes OPM to establish arrangements under which supplemental dental and vision benefits will be made available to Federal and U.S.

A one-year waiting period from LACERA’s receipt of your signed Dental/Vision Change form generally applies when switching LACERA-administered dental/vision plans. Coverage is continuous and no evidence of insurability is required. (3-19-07)

Your Delta Dental PPO plan offers you and your covered family members the flexibility to visit any licensed dentist, and to change dentists at any time without notifying Delta Dental. This flexibility is important if you need dental care while on a business trip, your children are attending college away from home or your personal dentist isn't a member of the PPO network.

Kentucky Dental Plan is a Discount Preferred Provider Network (DPPN). Unlike dental insurance our plan has no waiting periods, no limitations or exclusions, no annual/lifetime maximums, and no claim forms. Simply visit a KDP Provider, show your KDP card, and pay the adjusted bill. KDP is your simple solution to dental benefits!

Contact your benefits administrator or call the customer service number on your United Concordia ID card.

You can enroll by telephone or download and print the enrollment form, which can be mailed in with a check or money order. Master Card, VISA, or American Express can also be used. To download an enrollment form online, click here to access the rate finder, which uses your zip code to retrieve the rates and enrollment form for your area.

The AARP Dental Insurance Plan is a dental PPO. However, unlike some PPO plans, you have the choice to visit any licensed dentist, anywhere in the world. Our program dentists are a select group of Delta Dental dentists who agree to provide treatment to you at reduced fees, which means your share of the bill will likely be lower. Therefore, while you do have flexibility in choosing a dentist with this plan, you maximize your benefits when visiting a Delta Dental program dentist.

With the AARP Dental Insurance Plan, there are a number of benefits you will enjoy. You will receive the freedom to choose any licensed dentist, lower out-of-pocket costs, claims convenience, the largest dentist network, and the benefit of most pre-existing conditions being covered. Click here for more information.

Dental Maintenance Organization (DMO) only provides care from a network of dentists which is authorized in advance by an individual's primary care dentist. An indemnity dental plan enables participating members to receive care from any licensed dentist. Members are required to submit claim forms and the plan has deductibles and co-insurance. For more information, see the plan comparison page ( PDF) .

Discount dental plans can save you money on quality dental care, and DentalPlans.com offers superior savings, service and selection on discount dental plans.

Kentucky Dental Plan can be used with other dental insurance/indemnity plans. If there is a Co-pay on the procedure you are having, then we recommend you use our plan to lower your out of pocket expenses. To use Kentucky Dental Plan and your insurance/indemnity plan together, you must go to a Kentucky Dental Plan Preferred Provider. Pay the reduced bill in full at the time services are rendered and then submit the claim to your dental insurance/indemnity carrier.

Since 1992, Savon Dental Plan® has been a leader in the "reduced fee" industry. We have seen many plans start up and then fail, leaving hundreds of people in the cold as far as any type of dental plan. When this happens the members wind up losing a lot of money and the legitimate plans like Savon wind up with a "black eye". In the end, the consumer (you) becomes very leery of every dental plan. Savon Dental Plan® has been a member of the BBB® since 1992.

Insurance companies are one of biggest legitimate "money making" businesses in America today. They are in business to make a profit so if they have too many claims to pay, they will either raise premiums and/or lower benefits. The following is a list of the most significant differences between dental insurance and Savon Dental Plan® Your premiums for dental insurance are always considerably more expensive than the cost of membership into Savon Dental Plan®.

Many families have dental benefit coverage under more than one plan (usually when each spouse has his or her own coverage through an employer). If your employer allows, you may submit claims under both dental plans. To submit claims under more than one plan: Indicate both group and both ID numbers on the receipt, or submit two receipts. Indicate both group and both ID numbers on each receipt.