Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident.

This coverage pays for serious and permanent injury or death to others when your car is involved in an accident for which you are at fault. The insurance company will pay for injuries up to the limits of your policy. It also pays for legal defense if you are sued. Bodily injury Liability pays for injuries caused by you and members of your family who live with you, even if they are driving someone else's car. It may also cover others who drive your car with your permission.

A form of "third-party" protection covering the insured's legal liability for damage to property of others caused by the insured's negligence.

Bodily Injury Liability coverage pays for injuries you or anyone covered under your policy may cause to others. Medical Payments coverage pays for reasonable medical expenses for you or your passengers, regardless of who caused the accident. Some states require passengers to first seek reimbursement under their own automobile policy. Your local Liberty Mutual Representative can advise you of your state's coverage regulations.

This coverage pays for damage you or members of your family cause -- and are legally liable for -- to other people's property while: the car is parked, or if the car rolls or if the car is being driven. "Property" may include a fence, telephone pole or building, as well as another car.

This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain.

Bodily injury means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom.

Property damage liability insurance pays for any damage to the property of others up to the stated amount provided by the policy. For example, a crushed fender, broken glass, or a damaged wall or fence. Your insurance will pay for this damage if you were driving your auto or if it was being driven by another person with your consent. Property damage liability also pays if you damage government property like a light pole or signpost, up to the limit you choose.

A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the "Uninsured Motorist" section of your policy booklet. By law, in California, insurance companies must offer this coverage.

Bodily injury insurance coverage protects your assets against seizure and forfeiture if a claim or lawsuit is successfully brought against you. Even if you own nothing more than an automobile and your home, while the court would usually not require you to sell those to satisfy a judgment against you, a lien could be placed against your home, for example, that would have to be satisfied when you eventually do sell the house. A judgment lien may remain in effect for as many as 20 (twenty) years.

Physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom, or loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period.

Property damage liability coverage pays for the cost to repair damage you cause to property owned by someone else. Collision coverage pays to repair your own vehicle less your deductible.

The City has on-line claim forms by clicking here and is available for anyone who has property damage or personal injury caused by the negligence of the organization. Forms can also be obtained in the Personnel Department in City Hall. The claimant should complete the form, filling in answers to all questions. Copies of any receipts, estimates or paid bills should be attached. A representative from the Personnel Department will make contact with the claimant after receiving this information.

Bodily injury coverage pays for injury to another person, but does not pay for your own injury or death. This coverage protects you against lawsuits filed against you if you are responsible for the accident. Personal injury protection pays the hospital, medical and funeral expenses for you, your passengers and/or any pedestrians that you hit. Some policies even cover rehabilitation and lost income.

This refers to injury, sickness, disease, or even death, of any person that occurs during the policy period.

The policy defines Bodily Injury as: "bodily injury, sickness or disease sustained by a person, including death resulting form any of these at any time." Bodily injury liability is designed to pay for injury you cause to someone else. Example, if you were walking someone's dog and that dog bit someone we would be for any liability you would be legally liable to pay. The Bodily Injury limit is : $1,000,000 per occurrence with a $2,000,000 aggregate.

The liability portion of your policy covers any injury to a neighbor or visitor that you are legally liable for. Yes, your policy provides for removal of debris from your covered property resulting from a covered loss.

Property damage coverage replaces automobiles and other property you damage—such as a guard rail, for instance—in an accident. Most states require $5000 to $10,000 worth of coverage.

No, not initially. However, both property damage and bodily injury liability insurance are or can be required for drivers who have been convicted of certain traffic violations or who have been in an accident and cannot pay for damages. If you lease a vehicle for more than one year, Florida law requires that you carry coverage of $500,000 combined bodily injury and property damage liability.

In general, a bodily injury claim usually refers to a personal injury claim. Examples of economic damages would include, but not limited to, lost wages, medical bills, and rental car expenses. Other damages you may collect in a bodily injury claim are “general damages.” These include pain and suffering, humiliation, and distress.

This coverage pays for serious and/or permanent injury or death to others when your car is involved in an accident in which you are at fault. The insurance company will pay for injuries up to the limits of your policy. Bodily injury liability pays for injuries caused by you and members of your family who live with you, even if they are driving someone else's car. It may also cover others who drive your car with your permission.

To open a bodily injury claim, please call our Call Centre at 985-7000 if you are in Winnipeg. Outside Winnipeg, you can call the nearest claim centre. Refer to Manitoba Public Insurance Locations and Phone numbers.

Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.

A coverage in an Automobile Insurance policy under which the company will pay the amonut the insured was entitled to recover for damage to their vehicle (up to $3500) caused by an uninsured motorist. Most insurance companies require that the owner or operator on the uninsured vehicle be identified, or the uninsured vehicle is identified by its license number for the coverage to be allowed. By law, in California insurance companies must offer this coverage.

Personal Injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.

Advertising injury means injury arising out of an offense committed during the policy period occurring in the course of the named Insured's advertising activities if such injury arises out of libel, slander, defamation, violation of right of privacy, Privacy, unfair competition or infringement of copyright title or slogan.

Someone who holds you responsible for his or her "personal injury" may be alleging a variety of things, none of which are necessarily related to physical injury. He or she could be claiming you are responsible for libel, slander or some defamatory or disparaging material, or for publishing or uttering something that is in violation of his or her right of privacy. Someone could sue you for wrongful entry, or for invading his or her right of privacy.