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Frequently Asked Questions

Do I always need to buy insurance when I rent a car?

HomeTown Agency - Insurance Services
If you have fully insured your own vehicle, including collision and comprehensive coverage, and rent a vehicle for pleasure only, you may not need to buy extra insurance from the rental company. However, if you have an accident, you may not be covered for the loss-of-use of the vehicle while it is being repaired. This cost could get quite expensive, therefore, it may be best to make sure to get their insurance. Check with your agent for details.
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SHOULD I BUY THEIR INSURANCE WHEN I RENT A CAR?

Insurance Associates
When renting a car, you are inevitably faced with the question, "Should I buy the Loss Damage Waiver insurance when I rent a car, or does my personal automobile policy cover it?" Our answers are "Yes" and "Maybe." A typical Rental Car agreement states that providing the car is used as permitted by the terms and conditions of the agreement, the renter is responsible for any and all loss or damage to the car resulting from any cause whatsoever.
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Do I always need to buy insurance when I rent a car? Am I not covered by my own policy?

Welcome to Cochrane Insurance Agency
If you have fully insured your own vehicle, including collision and comprehensive coverage, and rent a vehicle for pleasure only (while on vacation, for example), you do not need to buy extra insurance from the rental company. In fact, in most states your basic rental fee by law will include liability coverage for damage or injury to others. But different rules apply when you rent a car for business purposes, so check with your Trusted Choice® agent for details.
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Do I need insurance to rent a car?

AIM Center - Auto Insurance
When renting a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive, this may be enough. Find out how much coverage you have on your own car. In most cases, the coverage and deductibles you have on your personal auto policy would apply to a rental car, providing it's used for pleasure and not business.
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Will I need to buy or rent a car?

AUA Student FAQ - ValueMD Medical Schools Forum
First of all I would highly recommend you have a car for transportation, if not one for yourself - share with a roommate, or people in the same vicinity (this is less practical and stupid little fights may occur when more than one party want the car though). You will want to go to study groups, reviews, late night cram sessions, errands, to buy food, ETC. Cabs take way to effing long when you're in a hurry.
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I covered under my auto insurance policy when I rent a car?

Car Insurance FAQ Frequently Asked Questions - Car Insurance...
Auto insurance companies may have different policies when your rent a car for vacation versus for business. In most cases, you policy will cover your vacation rental car. But many car insurance companies do not cover rental cars when you are traveling on business. Contact your auto insurance company to find out if you have rental coverage.
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Do I need to pay for insurance when I rent a car?

California automobile insurance FAQ
If you have an automobile policy that includes third-party liability, collision, and comprehensive coverage, you generally do not need to purchase separate insurance from the rental car company. Check your policy to be sure, however, especially if you rent frequently. If you get in an accident, while driving a rental car, your own comprehensive and collision coverage should pay for the damages. You'll still be responsible for paying the deductibles.
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Do I need automobile insurance to rent a car?

Los Angeles Insurance - Frequently Asked Questions - Frankel...
When renting a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive, this may be enough. Find out how much coverage you have on your own car. In most cases, the coverage and deductibles you have on your personal auto policy would apply to a rental car, providing it's used for pleasure and not business.
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Do I need to buy the collision damage waiver when I rent a car?

Auto insurance FAQ - common questions
Every insurance company has a different policy when it comes to damage to your rental car. We suggest that you contact our office for a specific answer to your question.
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Do I need to rent a car?

Frequently Asked Questions
Yes, if you are staying in the Secret Beach Villas located in Playa del Secreto, Villa Paradise located in Playa Paraisio or Casa Marcella located in the Puerto Morelos Annex about 5 miles north of the town. To get a taxi you will have to call on the phone and speak Spanish to give directions of where the villa is located and where you want to travel to. The closest bus service to these villas is located near the highway, at least a mile walk on an unlighted road.
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Frequently Asked Questions for Workshops and Groups - Kalani...
We are located 20 miles from the nearest town and there is no public transportation. There are many natural attractions in the vicinity. These can be visited by taking part in one of our adventures. If you prefer to explore on your own, renting a car from the airport is a good option.
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Do I need to purchase extra insurance when I rent a car in the United States?

Car & Auto Insurance Quotes - get quotes now
Today every insurance company offers different options within their auto policies. It's a good idea to check with your agent or company to find out what coverage you have. While most policies extend coverage to rental cars on vacations, this is not standard with every company. When checking with your agent, specify if the car will be for vacation or work use. Many policies make a distinction that if the rental car is being used for work, your normal auto policy coverage will not extend.
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Q - Do I need to purchase insurance when I rent a car?

Lakeside Car Rental: Detroit Metropolitan Car And Van Rental...
A - Check with your insurance representatives to see if your insurance policy covers any damage done to the rental vehicle, personal property damage or injury to other people caused by you, injuries to passengers in your rental vehicle, and theft of personal belongings left in your rental car. Once you have this information you will now how much if any insurance is needed.
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If I rent a vehicle or motorhome, do I need to buy the rental company insurance?

Auto : Frequently Asked Questions - Missouri Farm Bureau Ins...
Our policy automatically covers rental vehicles for temporary use by the named insured or family member who is a resident of the insured's household. Rental companies offer a deductible buy-back option. You do not need to buy this coverage if you have coverage for collision and other than collision (comprehensive) under your policy and are not concerned about the deductibles which would apply (the same deductibles you carry on the vehicle you insure with us will apply to this rented vehicle).
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Will you buy my car?

CarMax: Frequently Asked Questions
Once your car has been appraised, we'll give you a written offer that's good for 7 days. And you are under no obligation to buy one of CarMax's cars once you've sold us yours.
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Do I need to purchase insurance before I buy a new car?

VERN FONK INSURANCE - Frequently Asked Questions
If this is your first car, yes, you'll have to buy auto insurance before you drive your shiny new car off the dealer's lot. However, if you already have an auto policy, that will generally cover your new automobile for a period of up to 30 days after you buy it. Once that 30-day period is up, you'll have to talk with your insurance company to insure that new vehicle.
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Do we need to buy insurance from a rental car company when we're on our winter vacation?

Estabrook & Chamberlain: Answers To Your Questions
If you have collision and comprehensive insurance on your personal auto, you automatically have the same coverages, subject to your deductible, under the physical damage insurance. You are NOT covered, however for the soft costs. That is, your personal policy will not pay for any lost business income for the rental car company while their damaged vehicle is being repaired. We recommend that you buy the insurance from the rental company.
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Do I need to rent a car when I get to Kauai?

Kauai honeymoon, Kauai Honeymoon Packages - previewhawaii.co...
It is STRONGLY recommended that you rent a car on Kauai! The island is very rural, and the towns, activities and attractions are spaced far apart. Public transportation is very limited and time consuming.
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Do I need a rental car and how should I rent it?

faq.html
Yes, to get around the Cancun area a rental car is necessary. Although there is public transportation, it is not convenient. You can rent a car over the internet or directly with the rental car agencies. You should reserve a car in advance. Most of the major brands are available at Cancun airport.
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Apartment for Rent Genoa - Italy - Many Questions answered
Italian public transportation is excellent. The train and bus systems are extensive in Italy and a perfect way to get from one large city to another (Rome, Florence, Venice, etc.). The Eurostar bullet train is fast, clean, efficient and on time. Here are two websites that give detailed train schedules in Italy: So if your trip is only to the larger cities, you will not need a car.
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Do I need to rent a car when I get to Maui?

Maui honeymoon, Maui Honeymoon Packages - previewhawaii.com
It is STRONGLY recommended that you rent a car on Maui! Public transportation is very limited and time consuming.
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Do I need to rent a car when I get to Oahu?

Oahu Weddings, Wedding Packages in Oahu - previewhawaii.com
It is not really necessary to rent a car on Oahu, as the public transportation is so good. Also, there are car rental stands in every major hotel if you want to rent a car for one day.
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Wynne Tournaments, LLC.
You do not have to rent a vehicle if you plan to stay strictly on the resort property. Many participants do rent vehicles because they are a group of four and they want to enjoy the resort surroundings, restaurants, night life, shopping, historic locations, etc. Taxi cabs and shuttles are always available.
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