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Frequently Asked Questions

Can you stop creditor calls?

Pacific Debt :: Frequently Asked Questions
There are times that creditors may call you at work or at home. If these calls are bothering you and you would like help reducing them, call us. We will deal directly with your creditors to help reduce or eliminate the bothersome creditor calls.
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What do I do if a creditor calls?

Providing alternatives to bankruptcy through the use of debt...
Simply let them know that you are a client of Liberty Debt Management and refer them to our creditor hot line.
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Do The Collections Calls and Letters Stop?

Credit Counseling Frequently Asked Questions
YES, generally the collections activities stop after one or two current payments from Harbour. However, each creditor has their own policies.
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Will I receive creditor calls?

FDN Solutions - Debt Settlement - Avoid Bankruptcy - Debt Co...
We immediately notify the creditors that we represent you, and they are put on notice to direct their calls and communication to us. Our experienced staff is extremely knowledgeable in your legal rights as a consumer, and we demand the creditors to adhere to such laws. It is our job to manage your accounts, handle the creditor calls, and take the stress and the burden off of you. We are here to protect your rights, and we will make every possible effort to get the best outcome for you.
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If a Creditor Calls, Can I Record the Telephone Call?

Kansas Creditor Harassment Lawyer: FAQ
Some states prohibit recording of telephone calls unless all participants consent. Others, like my state, Louisiana, allows recording if you are a party to the call. Does your state permit recording? The Reporter’s Committee for Freedom of the Press website has a State-by-State guide, “Can We Tape”. If you are considering taping your calls, consider discussing this with your attorney before you start.
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How can I stop creditor harassment?

Nevada Debt Consolidation Frequently asked question
If your creditors are bothering you, after you have faxed us your paperwork, please ask them to call us at (866)411-3328. To read what your rights are under the Fair Debt Collection Practice Act click here.
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Will bankruptcy stop creditor harassment?

FAQ's
YES! Filing the bankruptcy petition in the bankruptcy court automatically stays (stops) all of the listed creditors from trying to collect the money owed them. There are some creditors (such as secured creditors on your house, car, etc.) that you will need to pay, if those creditors have a valid lien on your property, and you want to keep that property.
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What can I do in the meantime to stop creditor harassment?

National Center for Debt Elimination
It will usually take about 2-3 weeks for PFDC to stop most creditor harassment calls. If you receive collection calls in the meantime, feel free to: You are NOT required to speak with your creditors at any time. You have a right to PRIVACY and should not feel ashamed or guilty about exercising that right.
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The Law Offices of Custer Roberson | FAQ
You have a couple of options to choose from in dealing with creditor harassment, though one will work better than the other. First, you can attempt to end creditor harassment by yourself. You can talk with creditors when they call and honestly explain why you are in default. You can try reason with creditors and ask for payment extensions or alternative payment arrangements. Unfortunately, debt collectors can be unreasonable and this method will often prove insufficient.
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M. If I put my number on the Do Not Call Registry, will that stop ALL telemarketing calls?

Illinois Attorney General - Do Not Call Registry - FAQ
No. Under the rules implementing the Do Not Call Registry, even if you put your number on the Do Not Call Registry and wait the required number of months, some companies and organizations will still be allowed to call you. Specifically, the following types of companies and organizations can continue to call you: Individual companies that have obtained your explicit consent to receive telemarketing calls from those companies.
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What about creditor phone calls?

Frequently Asked Questions
Creditor phone calls are an inevitable part of the collection process. Any debt firm (other than a bankruptcy attorney) who says they can stop all creditor calls is misleading you about the nature of their service. To begin with, it is a bad idea to refuse ALL telephone communication from your creditors, since this could trigger an aggressive reaction.
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Can the creditor repossess goods if I try to stop him?

Bankruptcy Law Attorney Attorneys Lawyer Lawyers Columbia Te...
Not without going to Court. Repossession must be peaceful. A debtor need not hand over or even open the door to the person doing the repossession, unless it is the Sheriff carrying out a court-ordered repossession, then the debtor must cooperate.
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I keep getting unwanted telephone calls and letters from an inmate. How can I stop it?

Frequently Asked Questions - Idaho Department of Correction
It’s easy to stop unwanted telephone calls. Since all inmate telephone calls are collect, you can just refuse to accept the charges. You also can call the institution where the inmate is incarcerated, tell them what the problem is and they can put a block on your telephone that prohibits the inmate from calling. To stop an inmate from corresponding with you, contact the warden’s office at the facility and asked that they be stopped.
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How do I stop my calls from going to voicemail?

FAQs: Look up frequently asked questions for OneSuite VoIP p...
When voicemail is "Disabled", a call will ring until it is answered or when the caller hangs up. You can configure this feature by following the steps below:
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WHAT DO I SAY IF A CREDITOR OR DEBT COLLECTOR CALLS ME?

FAQ - The Federal Debt Relief System
We will send you instructions and scripted text of what to say and do to make them go away. Debt collectors are commission based telemarketers trying to make a sale, just like any other phone solicitation. They are selling you on the benefits of paying them in exchange for them not harassing you anymore, and for them not wounding your credit rating. These collection agents usually make a percentage of what they get people to pay. Therefore, they only see you as their lunch money.
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How can I stop junk mail or telemarketing calls?

FAQs: Improving Your Credit
You have the right to tell commercial telephone and direct mail marketers to stop calling you, and to sue in Small Claims Court if they continue to call. If you request it, the Direct Marketing Association--through its Mail or Telephone Preference Services--will ask subscribing companies to take your name off their lists. Here’s how to register with the Direct Marketing Association: Mail a letter requesting removal from mailing or telemarketing lists to the two addresses below.
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Do the collection calls stop?

CCMS
Yes. Consistent, on-time payments will ensure that the calls stop and never start again. Most collection calls stop after your first or third consecutive payment on the debt management program.
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How can I stop receiving calls?

Pacific : Respondents : FAQ
In the case of market research calls, if you do not wish to participate in a particular survey, a polite “no thank you” or “I’d prefer not to be called” will always suffice. While we welcome your participation, a market research interviewer, unlike some telemarketers, will always accept a refusal, and not try to “force” the respondent to continue. For stopping telemarketing calls, there are number of avenues.
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How do I stop telemarketing calls?

FAQ
For a small fee, consumers can have their name placed on the "Florida No Sales Call" list that prohibits certain telemarketers from calling any telephone numbers on the list. Contact the Florida Department of Agriculture and Consumer Services at (800) 435-7352 for information on how to place your name on the list.
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Can I stop the unsolicited telephone calls?

georgia.gov - FAQ
The Georgia Do Not Call Law prohibits telemarketers selling a product or service from contacting households that have chosen to have their telephone numbers placed on the Do Not Call List.  Exempt are calls from charitable organizations, political campaigns, and businesses with which you have a prior relationship, unless you have asked them not to call you.
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How do I stop all those phone calls from your competitors?

publications
Your province provides an avenue for you to stop unwanted phone calls from telemarketers. If it is your desire not to receive further phone calls such as these, state to the competitor calling that you want them to place your number on their 'Do Not Call' list.
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Will ALL telemarketing calls stop if I register?

site menu, copyright, credit & link to Google
No. Placing your number on the National Do Not Call Registry will stop many, but not all, telephone sales calls. There are businesses who are exempt from the registry, including: The New Mexico No Call law also does not prohibit calls from political campaigns, and also does not prohibit calls that are not made for the purpose of encouraging you to buy, rent, or invest in something.
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Will it stop all calls to our business?

TPS Online | Telephone Preference Service | TPS Telephone Ca...
TPS registration only applies to unsolicited, that is, uninvited telemarketing calls. It will not prevent a company from calling you back with a quotation if you call and request one. That would be a solicited, that is, invited call. Nor does it prevent people from phoning your business to ask for a quotation or information about your products and services.
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How do I stop all the phone calls from creditors?

Questions/FAQS provided by FreshStart Advisors
Once you enroll in the program, a representative will contact your creditors to inform them of your new situation and the calls should stop. A customer solutions representative will be handling your accounts and will be dealing directly with your creditors. All future correspondence with your delinquent accounts will be dealt with by a staff member.
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What is a creditor?

Steven D. Gertler & Associates, Ltd. - FAQs
A creditor is a party (e.g. person, organization, company, or government) that claims that a second party owes the first party money or some property or service. The first party, in general, has provided some property or service to the second party under the assumption (usually enforced by contract) that the second party will return an equivalent money, property or service. The first party is frequently called a creditor or lender, and the second party is frequently called a debtor or borrower.
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San Diego Bankruptcy - Thomas McKinney, Attorney - (619) 296...
first blush you may think that you will never see any money, and that could be true. But sometimes there are grounds to lift the automatic stay and get your collateral now. Or maybe the debtor has hidden assets to uncover to satisfy your debt. Just as important are all those deadlines that you must not miss if you want to keep your claim alive. If you are a creditor, don't give up just because someone files bankruptcy, but do get some help.
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Debt Management Agency, Free debt advice
This depends on your surplus income (i.e. money you have left over every month after paying all your living expenses) and how much you owe each creditor. We will pay the agreed amount each month to each of your creditors, on your behalf, with no fees taken out.
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