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Frequently Asked Questions

How do I change my dental plan coverage?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
Each year during Open Enrollment, you may elect to enroll in the First Commonwealth DMO dental plan, change from one dental plan to another, or add coverage for a spouse or dependent child to First Commonwealth coverage. You may also enroll in the Blue Cross dental plan. Similarly, you may add coverage for an eligible family member to the Blue Cross dental plan. Evidence of good dental condition is not required.
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My spouse also has dental coverage. Which dental plan should we use?

Dental Frequently Asked Questions - Pacific Blue Cross | BC ...
Many families have dental benefit coverage under more than one plan (usually when each spouse has his or her own coverage through an employer). If your employer allows, you may submit claims under both dental plans. To submit claims under more than one plan: Indicate both group and both ID numbers on the receipt, or submit two receipts. Indicate both group and both ID numbers on each receipt.
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Will this plan coordinate with other dental coverage?

CompBenefits for Federal Employees - Frequently Asked Questi...
If dental coverage is included in your FEHB medical plan, or if you have other dental coverage, you can use that plan with the CompBenefits Advantage plan. You simply go to an Advantage plan dentist and let them know you have the two plans. The Advantage plan includes preventive and diagnostic procedures at no charge. In addition, the affordable CompBenefits Advantage plan has no annual or lifetime benefit maximums and you can go to any Advantage network dentist at any time.
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What should I expect from my dental plan coverage?

Magic Smiles Dentistry - FAQ
Many plans tell their patients that they will be covered up to 80% or up to 100%, but do not clearly specify plan fee schedule allowances, annual maximums, or limitations. It is more realistic to expect dental plans to cover 25% to 50% of major services. Remember, the amount a plan pays is determined by how much you or your employer paid for the plan. You get back only what you or your employer puts in, less the profits of the Dental Plan Provider.
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How do I change my dental insurance coverage?

FAQs for Retirees
ERS can not change your dental insurance coverage. You will need to call the dental insurance administrator directly @ (404) 656-2730 or 1-888-968-0490.
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Will my dental plan provide coverage if I need care when I am out of state?

Frequently Asked Questions
You may see a dentist while out of state; however, you may be asked to pay for the service up front. If this happens, you can submit the bill to Washington Dental Service for payment. You will need to include a receipt to verify that you paid the out-of-state dentist. When you go to your dentist, the office staff will call Washington Dental Service to verify eligibility for coverage and determine which dental benefits are available to you.
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Do I have dental coverage under my plan?

ConnectiCare - Member FAQ
Dental coverage is not a provision of your ConnectiCare medical benefits plan. However, ConnectiCare Dental Plans has plan designs available for large- and small-groups. They provide Dental familiar PPO-style open access to broad quality provider networks. For large groups of 50 or more eligible employees, ConnectiCare can work with you to provide flexible plan options.
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Do I have to see a Network practitioner in order to receive my Health & Dental Plan coverage?

Health and Dental Plan Frequently Asked Questions (FAQs) - G...
No. The Networks are in place to help students further reduce the overall costs of services, beyond the insured portion of the Health & Dental Plan coverage. You're covered for the insured portion regardless of the health professional you choose. However, by consulting a Studentcare Network member, you will get additional coverage.
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What are Dental Insurance Coverage Types?

Frequently Asked Questions About Dentistry
Most dental insurance companies break down dental services into three coverage types. Find out what these coverage types are and how they could affect your dental insurance plan.
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Is there any dental coverage?

UD Student Health Service: Health Insurance FAQ
The only dental coverage is for treatment resulting from an injury to sound, natural teeth. A sound, natural tooth is a healthy, non-diseased tooth. There is no coverage for the removal of wisdom teeth, braces, or routine dental treatment.
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Frequently Asked Questions
Under the basic level of coverage most plans offer Emergency Dental coverage in the event of an accident and it is normally possible to add coverage for Routine Dental Treatment for an additional premium.
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Will the rates for the dental plans (Dental Expense and Dental Plan Organizations) change?

FAQ - State Health Benefits Program Changes
No. The 1.5 percent insurance contribution is for medical and prescription coverage only. The dental rates are not affected.
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I can't afford dental insurance or a dental plan. What can I do?

Braces FAQ Frequently Asked Questions: Thinking about gettin...
If you don't have dental insurance and can't afford a a discount dental plan, there is still an alternative. If there is a dental school in your area, call them and ask if they have a clinic. Often orthodontists and dentists in training will practice on patients in the school clinic, under the watchful eye of experienced teachers who are themselves dentists and orthodontists. This service is offered to the public at a minimal cost.
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Can I coordinate my dental insurance with a discount dental plan?

DentalPlans.com Frequently Asked Questions - Answers about D...
You will need to consult with your dental office to verify if they can coordinate a discount plan with your current insurance.
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When can my dependents be added to my dental plan?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
employee may enroll his or her spouse and eligible dependent children within 31 days from the date of employment. Employees may also add coverage for a spouse or children within 31 calendar days from the date of a qualified change in family status (marriage, birth, adoption, etc). Otherwise, evidence of good health is required in order to enroll dependents in Plan A at any other time.
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How can I find an orthodontist or a discount dental plan?

Braces FAQ Frequently Asked Questions: Thinking about gettin...
To help find an orthodontist near you, it's best to get personal recommendations. Ask friends who have braces (or whose kids have braces). If your insurance covers orthodontics, see if it is limited to specific dentists/orthodontists. Or, post a query on ArchWired's Metal Mouth Message Board; our readers are all over the US and around the world, and are very helpful! Dental plans come and go; some are better than others.
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How do I receive benefits under my dental plan?

OGS: Graduate Student Health Insurance Program - Frequently ...
It is an HMO type plan, so it is important that you see your Primary Care Dentist for any dental work that needs to be done.
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What if I currently offer a dental plan?

Willamette Dental: Employers > Value-Added Services > Freque...
Great! Most employers give their employees a dental choice by offering a Willamette Dental plan as a dual choice option with either a traditional insured dental plan, or a self-funded plan.
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What is a discount dental plan?

DentalPlans.com Frequently Asked Questions - Answers about D...
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.
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How do I change from single health and dental coverage to family coverage?

Frequently Asked Questions - Benefits
Request the enrollment forms from the Benefits Office or download them from the Benefits Forms Page, complete and return the forms to the Benefits Office to arrive no later than the last day of the month for family coverage to be effective the first day of the following month.
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Who is covered by my dental benefit plan? What does my dental plan cover?

ADA.org: Insurance Frequently Asked Questions (FAQ)
This information should be provided by the plan purchaser, often your employer or union, and by the third-party payers. In order that you and the dentist may be aware of the benefits provided by a dental benefit plan, the extent of any benefits available under the plan should be clearly defined, limitations or exclusions described, and the application of deductibles, copayments, and coinsurance factors explained to you. This should be communicated in advance of treatment.
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Does that mean I can keep my CONNECTION Dental Plus coverage in addition to your new plan?

GEHA Connection Dental Federal
Yes. While you cannot enroll in more than one FEDVIP plan, nothing prevents a federal employee from enrolling in both CONNECTION Dental Plus and GEHA Connection Dental Federal. However, we recommend that you review the plans closely before making this choice. We do not see dual coverage as an advantage for most members.
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Do I have dental coverage if I have an accident?

My ASEBP Dental Care
If you have Extended Health Care benefits with ASEBP, you have accidental dental coverage. Your dentist must complete the "Dental Accident" Section of the ASEBP Dental Care Claim form, if you receive dental treatment due to accidental injury. You must include the date and type of accident, the identification of all injured teeth, and a detailed prognosis with your claim. If your claim form does not have a specific section for accidental dental, write the words "Dental Accident" along the top.
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When does dental insurance coverage begin?

Frequently Asked Questions: Dental Plan, Benefits, Human Res...
University sponsored dental insurance coverage begins the first of the month following the date of employment. Employees may begin coverage from the first date of employment by paying the total monthly premium to the University. eligible employee who wishes coverage effective from the date of hire may do so by paying the total monthly premium to the University.
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What about dental and vision coverage?

UUA: Frequently Asked Questions
Eye or dental care or surgery needed because of accident or disease will be covered. The plan will not offer routine dental care. Starting in 2008, the plan covers an annual comprehensive vision screening without a deductible.
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Global Campus Health Plan for Simon Fraser University
Yes. Please refer to “Emergency Dental Care” and “Accidental Dental Care” sections of the policy wordings for details. Please note that routine dental treatments such as cleaning, filling etc. are not covered. If in doubt, please contact David Cummings Insurance Services (DCIS) or Norfolk Mobility Benefits Inc.
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What coverage do I have under Dental?

MSU - Frequently Asked Questions
For detailed information about Dental Insurance coverage, please visit our website at www.msu.mcmaster.ca/health/dental. The Health Insurance plan only covers accidental dental insurance as detailed on the Points of Interest page.
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