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Frequently Asked Questions

Can I access my death benefit if I become terminally ill?

Frequently Asked Questions
With many companies and policies, the answer is "yes." Please be aware though, that you need to choose an insurance company that offers this benefit. Some companies automatically include this provision for the Province/States where it is approved, but be sure to check with your licensed Agents. There is generally no additional cost for this benefit.
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Wouldn't euthanasia only be available to people who are terminally ill?

Euthanasia: Answers to Frequently Asked Questions
Answer: Absolutely not. There are two problems here -- the definition of "terminal" and the changes that have already taken place to extend euthanasia to those who aren't "terminally ill." There are many definitions for the word "terminal." For example, when he spoke to the National Press Club in 1992, Jack Kevorkian said that a terminal illness was "any disease that curtails life even for a day.
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What if I am terminally ill?

Life Insurance will normally pay out when the policy holder dies. However, some insurers will pay out if you are terminally ill.
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When patients are terminally ill, can they expect some benefit from 714X?

X.COM
The negative connotation attached to the term 'terminally ill' is in itself damaging to the individual's immune system as it brings a certain amount of despair to it. It is never too late to take 714X as it acts upon the pain threshold of an individual and thus brings a certain relief to the patient. No one can precisely determine when an individual's life will actually end. The immune system must then be supported as long as possible to allow the body to carry on the healing process.
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Wouldn’t euthanasia or assisted suicide only be available to people who are terminally ill?

International Task Force - FAQs
No. There are two problems here – the definition of "terminal" and the changes that have already taken place to extend euthanasia or assisted suicide to those who aren’t "terminally ill." There are many definitions for the word "terminal." For example, Jack Kevorkian who participated in the deaths of more than 130 people before he was convicted of murder said that a terminal illness was "any disease that curtails life even for a day.
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WHAT ABOUT TREATMENT USING HOMEOPATHY FOR TERMINALLY ILL PATIENTS?

Homeopathy Life - Frequently Asked Questions
Whan a patient’s pathology has become too deep for complete return to health, there are many homeopathic medicines for palliation of symptoms. Medicines can be used to reduce anxiety, fears, depression, gastro-intestinal upsets and even the pain of the more advanced illnesses. It is always better to try than not, in the treatment of deep pathology. There are always the cases of remarkable recoveries in any form of medicine and these cases continue to perplex and delight us all.
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Can A Terminally Ill Policyholder Receive Accelerated Benefits?

VGLI Frequently Asked Questions (US Department of Veterans A...
The SGLI and VGLI programs offer an accelerated benefits option to terminally ill insureds. An insured is considered to be terminally ill if he or she has a written medical prognosis of 9 months or less to live. All terminally ill insureds will be eligible to take up to 50% of their SGLI or VGLI coverage in a lump sum. Many commercial life insurance companies offer accelerated benefits in their policies.
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What do you mean by 'terminally ill'?

Virgin Cancer Cover - questions about cancer insurance with ...
This means you being diagnosed as being expected to die in the next 12 months. Just so you know, you can't make a terminal illness claim during the last 18 months of your policy.
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Who are the terminally ill messengers? Can I meet them?

faq
No. At this time we have only one messenger. She/He wishes to remain anonymous. The messenger's identity will only be revealed after they have passed away. Prior to that, only government officials and consumer protection agencies will be permitted access to the messenger's private information.
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What would you do if you were told you were terminally ill?

I have never been seriously victimized in any way and am a very upbeat person. I grew up in a family atmosphere that placed great value on education, science, and fair play. My interest in quackery began by accident and was not related to any strong feeling on the subject. During the mid-1960s, I read two books that irritated me greatly. One was about the government's struggle to clean up the patent medicine fraud that was rampant during the nineteenth and early twentieth centuries.
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So you have to be ill to benefit?

Client Questions
Not at all. I also see people who are simply trying to improve their health. Throughout life we come into contact with conditions which have taxed our bodies; through stress, accidents, operations, difficult births (either as the child or the mother) or dealing with difficult conditions including social, mental or emotional. Craniosacral treatment can help us reduce the ongoing burden of carrying the resulting physical compensations.
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What is a "death benefit"?

Union Secure Comprehensive Accident Plan faqs
Death benefit is the amount of money paid to your beneficiary if you die in an accident. The beneficiary is the person you select to receive this payment.
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Frequently Asked Questions - Customer Service for Individual...
Please refer to your copy of the policy. The policy will show the benefit amount for each insured, as well as any potential changes in the benefits during the lifetime of the policy.
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What do you consider "terminally ill"? Who qualifies as a messenger?

faq
All of our messengers are competent adults who have been diagnosed with a terminal illness, by a certified doctor, and have a minimal survival prognosis of about a year or less.
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How many people support voluntary euthanasia for the terminally ill?

Euthanasia
Opinion polls show average support of 60 percent in the USA, 74 percent in Canada, and 80 percent in Britain. When actually voting in official ballot measures, the support has been 46 percent in Washington State (l991), 46 percent in California (l992), and 51 percent in Oregon (l994).
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Can a Terminally Ill Policyholder Receive Part of the Proceeds While Still Living?

Current Page Name, Servicemembers' and Veterans' Group Life ...
Yes. The SGLI and VGLI programs offer an accelerated benefits option to terminally ill policyholders. An policyholder is considered to be terminally ill if he or she has a written medical prognosis of 9 months or less to live. All terminally ill policyholders are eligible to take up to 50% of their SGLI or VGLI coverage in a lump sum. Many commercial life insurance companies offer accelerated benefits in their policies.
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Army.com - SGLI FAQ
Effective February 9, 1999, the SGLI and VGLI programs began offering an accelerated benefits option to terminally ill insureds. An insured is considered to be terminally ill if he or she has a written medical prognosis of 9 months or less to live. All terminally ill insureds will be eligible to take up to 50% of their SGLI or VGLI coverage in a lump sum. Many commercial life insurance companies offer accelerated benefits in their policies.
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I've never cared for a terminally ill person before, how will I know what to do?

Frequently Asked Questions
One of the first things the Big Bend Hospice team will do is prepare an individualized care plan that will address the needs of the patient. The care team works with each family to teach team how to care for their loved one. The Big Bend Hospice staff will visit regularly and are always available to answer questions. At the end of a long, progressive illness, nights especially can feel long, lonely and scary. Big Bend Hospice is staffed around the clock to be available by phone at any hour.
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My father is terminally ill and is not able to communicate well. Can you provide him with a will?

Frequently Asked Questions
In order for us to provide a will for your father he must be able to communicate with us on his own. He must be able to answer questions about his wishes and understand the nature of the decisions he is making. If your father is no longer able to communicate sufficiently to complete these requirements, we will not be able to provide him with a will or other estate planning documents.
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Can terminally ill patients such as those afflicted with cancer be treated by this system?

SAMEER TIMES - E-Center for Holistic Healing - FAQ
Again the principle is the same to improve the health. While there are some successful cases of cancer patients, it requires tremendous faith on the part of patients and their relatives. Terminally ill patients are like dying charcoal embers in the rains with some spark left. Now, it requires incredible amount of skills to take the dying charcoal to a safer place and very deftly, consciously, delicately and slowly aerate it to make it fully alive and kicking.
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I've heard that hospice is a place where the terminally ill go to die. Is this true?

Frequently Asked Questions About Hospice | Advocate Health C...
Hospice is not a place, but a concept of care. More than 90%of hospice services provided in the U.S. are based in the home. This type of care allows families to be together when they need it most, making each day count. However, when care in the home is not an option, inpatient care can be available through a skilled nursing facility or designated hospital.
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Which churches officially support the principle of assisted dying for the terminally ill?

Beyond Indigo- Death and Dying: Frequently asked questions a...
The United Church of Christ (Congregational), the Unitarian Church, and the Methodist Church on the West coast of America. It appears that the congregations of most churches are divided on the issue. About 750,000 in the USA and Canada and approximately 250,000 in other major world languages. It consistently sells roughly 1,000 copies a month in North America There was a revised, 2nd edition published by Dell paperbacks, New York, in l997.
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Q.Is there any advantage in contacting the funeral director when a loved one is terminally ill ?

Griffin Funeral Services - FAQ's - Limerick, Ireland
Yes. It is the funeral directors aim to pose some questions which you have not thought about. It may help you to better carry out the final wishes of your friend/loved one. The funeral director will of course talk to you in the strictest confidence.
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Are terminally ill WWII Veterans given any special priority?

Frequently Asked Questions
YES! Such veterans go to the top of the list for the next flight departing to Washington DC as part of our TLC Program. Not only are WWII Veterans given this top priority, but any terminally ill Korean or Vietnam Veteran, who has never been able to visit their memorial, are given the same priority under our TLC Program. For more information, please visit the link to our TLC Program on the home page.
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What payment options are available for death benefit proceeds?

Life Insurance FAQ's
When a life claim or an accelerated benefit on an insured employee is approved with proceeds of $10,000 or more, the beneficiary or employee has immediate access to funds through the Sun Financial Benefit Account (SFBA). This account is automatically opened through State Street Bank and Trust Company, Boston, MA, in the name of the beneficiary or the employee. When proceeds are less than $10,000 and/or payable to a beneficiary not receiving benefits in their own right (i.e.
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How is Death Benefit paid?

China Construction Bank (Macau)
Death Benefit is payable to the beneficiary upon death of the life insured. With the "Level Benefit Option", the death benefit is either the policy value or the basic sum insured less all withdrawals made in the 12 months preceding the date of death, whichever is the higher. With the "Increasing Benefit Option", the death benefit is equal to the basic sum insured plus the policy value.
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How do the withdrawals affect the death benefit?

FAQ - HSBC in Hong Kong
The death benefit amount is reduced proportionately by withdrawals, as a percentage of cash value prior to withdrawal.
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Who can be paid a superannuation benefit on my death?

Frequently Asked Questions
The legislation governing superannuation schemes limits the payment of a benefit on the death of a member to a ‘dependant’ or their legal personal representative. A dependant is your spouse (including de facto), children (including adopted children, step-children and ex-nuptial children) and anyone with whom you have an interdependency relationship.
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