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Frequently Asked Questions

How often can I get a free credit file disclosure?

SpendOnLife.com Credit Center
The FACT Act entitles consumers to get one free statutory credit file disclosure from each of the three national credit reporting companies once per year. Because of state law, residents of Georgia can receive two free credit reports per year.
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How can I request my free statutory annual credit file disclosure?

CreditCheck?? Basic
The FACT Act required that the national credit reporting companies establish a central source through which you will request the statutory free annual credit file disclosures. To obtain that free report, you must go to www.annualcreditreport.com.
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Which credit reporting company's free statutory annual credit file disclosure do I receive?

CreditCheck?? Basic
You are entitled to receive your free statutory annual credit file disclosure from each of the three national credit reporting companies: Experian, Equifax, and Trans Union. Remember, your request must be placed through the Central Source.
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What is Free File?

Free File: Frequently Asked Questions
Free File is a free federal income tax preparation and electronic filing program for eligible taxpayers, developed through a partnership between the Internal Revenue Service (IRS) and the Free File Alliance LLC, a group of private sector tax software companies. You may access free commercial online tax preparation and electronic filing services through the IRS.gov website.
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How do I file for the credit?

Frequently Asked Questions - Homestead Preservation Credit
You must complete Form HPC and mail the application form and all supporting documents to the Department of Revenue at: Missouri Department of Revenue, PO Box 478, Jefferson City, MO 65105-0478.
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Who must file a campaign disclosure report?

FAQ/Frequently Asked Questions
Every person, independent of an organized committee, who makes or receives contributions or makes expenditures in an aggregate amount of over $500 during a calendar year, which contributions and expenditures are for the express purpose of advocating the election or defeat of a candidate, shall file reports with the Supervisor during the reporting periods as required of political committees.
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Why must I file a Financial Disclosure Statement?

Frequently Asked Questions - Finance Disclosure
Our system of representative government depends, in part, on citizens maintaining the highest trust in their officials and employees. The people have a right to have public officials and employees who are impartial and use independent judgment. The confidence and trust of the people erodes when the conduct of County business is subject to improper influence or even the appearance of improper influence. To guard against improper influence, the Montgomery County Public Ethics Law has been enacted.
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How can I file a public disclosure request?

WA Employment Security - Employment Security Department FAQ
Plone and its visual design is Copyright © 2000-2007 by Alexander Limi, Alan Runyan, Vidar Andersen.
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Who is eligible to use Free File?

Free File: Frequently Asked Questions
Free File is only available to taxpayers who have a 2007 Adjusted Gross Income (AGI) of $54,000 or less. Individual company offers may be limited to specific states and include other criteria. Carefully review the Free File offer criteria before selecting the company. Each participating software company sets its own eligibility requirements. ATTENTION: The IRS is working to update its processing systems to accept stimulus payment returns electronically in the future.
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Is Free File available in Spanish?

Free File: Frequently Asked Questions
Yes, I may use Free File to prepare and e-file my tax return, if I do not have a Social Security Number (SSN) but do have an Individual Taxpayer Identification Number (ITIN). Some companies offer this service through their Free File software programs. For more details, access the company's website.
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What are the benefits of Using Free File?

Free File: Frequently Asked Questions
Software programs that are constantly updated to give you the most up to date information to complete your return accurately;
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What is the Free File Tax Agreement?

Free File: Frequently Asked Questions
On October 30, 2002, a public-private partnership agreement was officially signed between the IRS and the Free File Alliance, LLC, a group of tax software companies. The IRS entered into a three-year agreement with a group of private computer-software companies to provide free electronic filing for at least 60 percent of all taxpayers who file an individual tax return. On October 29, 2005, the IRS and the Free File Alliance reached a new four-year agreement to continue the Free File program.
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Why was the Free File Alliance formed?

Free File: Frequently Asked Questions
In November of 2001, the Office of Management and Budget's (OMB) Quicksilver Task Force established 24 e-government initiatives that were a part of the President's Management Agenda. These initiatives were designed to improve Government to Government, Government to Business, and Government to Citizen electronic capabilities. One initiative, IRS Free File, instructed the IRS to provide free and secure online tax return preparation and filing services to taxpayers.
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What are the objectives of the Free File agreement?

Free File: Frequently Asked Questions
Increase growth of e-filing in pursuit of the IRS' Restructuring and Reform Act of 1998 (RRA '98) goal of having 80% of returns filed electronically. The government believes private industry, given its established expertise and experience in the field of electronic tax preparation, has a proven track record in providing the best technology and services available. Additionally, Treasury has indicated it does not want the IRS to enter into the tax software business.
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Is the Free File program really free?

Free File: Frequently Asked Questions
Yes. The Free File program is free for qualifying taxpayers to prepare and electronically file their federal income taxes. Taxpayers must enter through the IRS.gov website to use Free File. By going directly to a company's website and not through the IRS.gov Free File pages, you may be charged a fee. While fees may apply to state return preparation and e-filing, some companies offer free state return services for free.
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May I use Free File if I need to file an extension?

Free File: Frequently Asked Questions
Yes, you may use Free File if you file for an extension. Many of the companies offer extensions for free. You may e-file your extension using Form 4868, Application for Automatic Extension of Time To File U.S. Individual Income Tax Return. Yes, Free File uses secure technologies. The Free File companies' proprietary software is approved by IRS. All Free File companies obtain third-party privacy and security certificates.
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Can I apply for credit when my file is frozen?

Frequently asked questions about security freeze
When you want additional credit, you can open your file with a PIN or a password and the business extending the credit will decide whether to issue the credit.
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Who can see my credit file?

FAQs: Improving Your Credit
The Fair Credit Reporting Act allows access to your credit file only by the following: those authorized in writing by you, creditors to whom you are applying for credit, insurers, potential employers, and those who have a "legitimate business purpose related to a business transaction involving you." In addition, government agencies can obtain identifying information about you. This is limited to your name, current and former addresses, and current and former places of employment.
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What about public disclosure before I file the Invention Disclosure?

UMass Amherst: Office of Commercial Ventures & Intellect...
Since premature public disclosure will negatively impact CVIP's ability to obtain a patent, you should submit the Disclosure before any publication or oral presentation that describes the invention. As stated earlier, sharing data, posting on the internet, and poster sessions are just some examples of public disclosure. In no case should an outside company be informed of your invention before you notify CVIP.
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How long will free disclosure take?

FAQS - MIB Group, Inc.
A response will be mailed within 15 days of receipt of adequate identifying information to locate your record, should one exist. If we cannot determine if a record exists from information provided, MIB will contact you with instructions as to any additional identification information and/or steps needed to complete your request for disclosure.
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Why should I file an Invention Disclosure?

UMass Amherst: Office of Commercial Ventures & Intellect...
The terms of your grant, whether from a government or private source, may require you to commercialize your invention. Researchers and their departments receive a significant share of the revenue derived from licensing agreements. Researchers and the University have an obligation to protect their intellectual property for the Commonwealth of Massachusetts.
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Can I file an information disclosure statement (IDS) with the provisional patent application?

FREQUENTLY ASKED QUESTIONS -- PATENTWIZARD, LLC
No. Filing of an information disclosure statement in a provisional application for patent is prohibited. Yes. If you filed a provisional application, your one-year period dates from the filing of the provisional application, not the regular utility patent application. If you are considering foreign patent protection you should speak with a patent attorney prior to filing your provisional patent application.
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Who must file campaign disclosure reports?

Campaign Disclosure Frequently Asked Questions
Any individual, trust, partnership, committee, association, corporation, or any other organization or group of persons which receives or spends more than $3,000 on behalf of or in opposition to a candidate or question of public policy, meets the definition of a political committee and must comply with all provisions of the Illinois Campaign Financing Act, including the filing of campaign disclosure reports.
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Who is required to file a financial disclosure statement with the Ethics Commission?

Financial Disclosure - Frequently Asked Questions
directors, assistant directors, deputy directors, division chiefs, or persons of equivalent rank of any administrative department of the state; members of the board of commissioners on grievances and discipline of the supreme court and the ethics commission; every business manager, treasurer, or superintendent of a school district or educational service center; every person who is elected to or is a candidate for the office of member of a board of education, or of a governing board of an educati.
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Are village and township officials and employees required to file financial disclosure statements?

Financial Disclosure - Frequently Asked Questions
No. These officials and employees are specifically exempted from the filing requirement under R.C. 102.02(H). No. These officials and employees are specifically exempted from the filing requirement under R.C. 102.02(H). A financial disclosure filer is always required to provide financial information for the complete calendar year prior to the year in which she is filing, even if the filer was not a candidate in that year.
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