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Frequently Asked Questions

If I try to buy car insurance online will I get my policy from the company who runs the website?

Car Insurance FAQ, Auto Insurance Questions
Typically, the answer is yes for companies such as 21st Century, Geico or Progressive. However, there are a few other sites out there that will help you do the comparsion shopping and send your info to a few car insurance agents.
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How do I buy car insurance online?

Car Insurance FAQ, Auto Insurance Questions
Simply click on the link above and fill out a short form and a few car insurance agents will contact you within a day to quote you on your car insurance.
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Can I buy a car online?

CarMax: Frequently Asked Questions
Contact one of our dedicated Internet Sales Consultants at the store nearest you to initiate the car-buying process online. Once you have selected a vehicle from our inventory, view the vehicle fact sheet and click on the "Request More Information," "Schedule Test Drive," "Complete a Transfer Request," "Request Finance Information," or "Special Order" links to begin the process.
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I covered under my auto insurance policy when I rent a car?

Car Insurance FAQ Frequently Asked Questions - Car Insurance...
Auto insurance companies may have different policies when your rent a car for vacation versus for business. In most cases, you policy will cover your vacation rental car. But many car insurance companies do not cover rental cars when you are traveling on business. Contact your auto insurance company to find out if you have rental coverage.
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My health insurance company is nonrenewing my individual policy. Can they do this?

WI Commissioner of Insurance Frequently Asked Questions on H...
If your policy is not guaranteed renewable, the company can exercise its right to nonrenew your policy. Nonrenewal refers to the termination of a policy at the expiration date. If an insurer decides it does not want to renew your policy, it must mail or deliver to you a nonrenewal notice at least 60 days before the policy's expiration date. The nonrenewal notice must provide the reason for the nonrenewal.
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My health insurance company is non-renewing my policy. Can they do this?

Health Insurance FAQ's
If your policy is not guaranteed renewable, the company may exercise their right to non-renew your policy. It is important that you very carefully read the section of your contract concerning cancellation.
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Can the insurance company cancel my long-term care insurance policy?

WI Commissioner of Insurance Frequently Asked Questions on H...
No, your policy is guaranteed renewable for life. The policy may terminate only when you cease paying your insurance premiums or if you use the maximum amount of benefits available under the policy.
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My insurance company has rescinded my health insurance policy. What does this mean?

Health Insurance FAQ's
Rescission usually occurs as a result of incomplete or inaccurate information submitted on the application, or an omission of information that is pertinent to the underwriting of the policy. Rescission means that the policy will be null and void from the beginning. All premiums should be refunded to the insured.
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Can I buy health insurance for less if I deal directly with an insurance company?

Frequently Asked Health Insurance Questions
No. Health Insurance rates are strictly regulated by the state. Health insurance will cost the same whether you use an independent health insurance agent or deal directly with an insurance company. No. An independent health insurance agent is paid a commission by the health insurance company. No additional fees are added to your health insurance cost No. In Illinois it does not matter that you have previous group health insurance coverage.
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Can my insurance company pay me less than the Blue Book value for my totaled car?

Car Insurance FAQ Frequently Asked Questions - Car Insurance...
What kind of auto insurance coverage should an older car carry? You should at least have the minimum auto liability insurance required by your state. Many people with older cars do not purchase collision or comprehensive coverages. With an older car, the cost of repairing the physical damages to the car may be greater than the value of the car. In that case, your car insurance company may declare your car "total" and give you a check for the car's market value.
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How much is my auto insurance company required to pay me if my car is damaged?

Car Insurance FAQ Frequently Asked Questions - Car Insurance...
Your auto insurance company is required to pay the amount necessary to return the vehicle to its same condition prior to the damages. You may request the insurance company for recommended repair facilities nearby. But you are usually not required to use any specific repair shop.
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How does the auto insurance company decide if the car is a total loss?

Car Insurance FAQ Frequently Asked Questions - Car Insurance...
If the car insurance company believes it will be less expensive to replace the car than repair it, your car will be considered a total loss. The company will use the car's actual cash value (ACV) prior to the accident to determine if it is a totaled.
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Can I make the insurance company buy me a new car?

Paine Edmonds LLP :: Barristers & Solicitors :: Vancouve...
No. Although, it certainly seems very fair. Even if your vehicle is "totaled", you will likely only receive the assessed value of your car based on the make, model, year and condition of your vehicle. You may be able to claim for extra equipment, if you have receipts. The duty of the insurance company for the "at-fault" driver is to put you back in the position you were in immediately before the accident.
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Do we need to buy insurance from a rental car company when we're on our winter vacation?

Estabrook & Chamberlain: Answers To Your Questions
If you have collision and comprehensive insurance on your personal auto, you automatically have the same coverages, subject to your deductible, under the physical damage insurance. You are NOT covered, however for the soft costs. That is, your personal policy will not pay for any lost business income for the rental car company while their damaged vehicle is being repaired. We recommend that you buy the insurance from the rental company.
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How do I file a claim with an online car insurance company?

Car Insurance FAQ, Auto Insurance Questions
Filing a claim via an online car insurance company is just about the same as with any other car insurance company. You usually have to phone your car insurance to get details and more detailed instructions on filing a claim. It is just as easy as if you had purchased your car insurance from a local insurance agent.
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Do I always need to buy insurance when I rent a car? Am I not covered by my own policy?

Welcome to Cochrane Insurance Agency
If you have fully insured your own vehicle, including collision and comprehensive coverage, and rent a vehicle for pleasure only (while on vacation, for example), you do not need to buy extra insurance from the rental company. In fact, in most states your basic rental fee by law will include liability coverage for damage or injury to others. But different rules apply when you rent a car for business purposes, so check with your Trusted Choice® agent for details.
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What discounts can I qualify for when I buy Sainsbury's Car Insurance online?

Car Insurance - Frequently Asked Question
When you buy a new policy online, new customers automatically get a 10% discount. This is built into the premium quoted on our website.
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Can I buy No Nonsense Car Insurance online?

Frequently Asked Questions FAQs ? No Nonsense Car Insurance ...
Yes, you can purchase your car insurance directly through this website. Start by completing the Instant Quote form on the left-hand site of the page and follow the steps.
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Will you buy my car?

CarMax: Frequently Asked Questions
Once your car has been appraised, we'll give you a written offer that's good for 7 days. And you are under no obligation to buy one of CarMax's cars once you've sold us yours.
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Can the insurance company see that the car is modified?

Revo Performance Tuning at Mega4
Insurance companies, like dealers, use different methods of discovery when it comes to chipping. Some use dealer computers to inspect the ECU while others physically open the ECU to inspect the soldering on the chip. In either event the software would be completely invisible. Since we are not disassembling, changing components, or modifying any hardware on the vehicle there is no need for TUV approval. All of our code is designed to work well within the load limits of the engine.
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Can I have my car insurance with you, but my Umbrella with another company?

If you are eligible for our car program, our company would certainly allow you to obtain an umbrella policy from another insurance company. However, you should check with the company offering the umbrella policy for their requirements. back to top
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Do I have to take my car to where my insurance company tells me to?

Sisk Auto Body | FAQ
NO, the decision is up to YOU where you choose to obtain an estimate. There is an anti-steering law in Maryland that makes it illegal for insurance companies to tell you to take it to a shop of their choice.
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Where should I keep the title to my car and my insurance policy?

Auto Insurance Information; Auto Insurance Group
These documents should be kept in a secure location such as a safety deposit box or a fire proof metal filing box at home. They should not be put in the glove compartment of the car. These documents could be needed for the settlement of a claim. If the car is destroyed or stolen, their unavailability could delay the settlement process. ↑ The auto policy contains a provision called " Out of State Coverages ".
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What do I need to take out a car insurance policy?

Foster Insurance Agency
To apply for auto insurance, you will need registrations or proof of ownership for all vehicles and license numbers on all drivers in the household. For additional discounts, you may need a copy of your prior insurance policy and/or proof of home ownership.
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What is a car Insurance policy excess?

Greenlight Insurance > Information > FAQ
A policy excess is the amount that you will be responsible to pay towards any claim made under your car Insurance policy. Policy excesses often vary and can be applied to specific sections of your policy (Accidental damage, Fire damage, Theft damage, Windscreen damage or All sections excesses) Accidental (own damage) excesses are applied solely to claims made in respect of damage to your own vehicle, they do not apply in respect of damage to other parties vehicles.
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