This has happened. Unfortunately, it is very easy to produce cards in the U.S. In many other countries, only cards produced by the government or a phone company are allowed. In the U.S., all you need to do is buy phone time for someone and print up cards. Two companies of note that have ceased business are Globalcom 2000 and Telemax. When this happens, the PIN (Personal Identification Number, see section 2i) is deactivated and the card can no longer be used to make calls.

You should get enough advance notice so you have time to shop for another provider. If you don't have enough time, your lights won't go out. You would be rolled over to a company offering provider-of-last resort service.

Most private pension plans are covered by the federal Employee Retirement Income Security Act (ERISA), not by state law. The Employee Benefits Security Administration (EBSA) of the U.S. Department of Labor is responsible for regulations in this area. Call (617) 569-9600 or visit the EBSA website at http://www.dol.gov/ebsa.

The money you pay for your Prepaid Funeral Plan is held by an independent entity and therefore is completely protected. It is invested in a separate fund in your name. It is not accessible by your funeral director until your funeral service has been provided. In the unlikely event that your original funeral director is no longer in business, you can organise to have the Plan transferred to another funeral director.

The Receiver must send a copy of the Public Notice to the Registrar within seven days after their appointment. The status of the company on the register will be changed from ‘Registered’ to ‘In Receivership’. Two or more receivers may be appointed and act jointly or severally unless the deed or agreement states otherwise. A Receiver must prepare an initial report on the state of affairs with respect to the property in receivership.

Solomon's Computer Filing Cabinet "source" software is escrowed with DSI in Atlanta. If you would like to be added to that notification list the cost is $100 per year. Otherwise, we will give you the name of some customers that have subscribed to this service. Any company can quit regardless of size, but we believe we have protected all of our customers by designing the system with industry standard TIFF & JPEG images and the open Microsoft SQL2000 database. Besides we don't quit easily.

ofgem will find you a new one until you choose another. This did happen with Independent Energy whose domestic customer accounts were purchased by npower. Customers supplies were not affected. TOP

While we anticipate a long life for ourtopsites.com, if there comes a time when it is necessary to change or close our business completely, we promise to give you as much notice as is humanly possible. We will also do everything we can to payout all outstanding balances and refund recently upgraded memberships (4 months) should that occur. Be assured, we have a "safety net" that ensures that we always have enough funds to at the very least refund all current upgrades.

Refunds will be made only if a merchant does not honor the Scrip and only up to sixty days following the purchase. There are no exceptions. Invalid Scrip must be returned within two months of purchase to the Value Club Office for exchange or refund. It is advisable to use Scrip as soon as possible to avoid complications.

If you have a backup analog line, your phones will revert to failover mode. At this point all inbound calls will go to voice mail or Single Number Reach, if available. Outbound calls will go through your backup analog line.

Unfortunately, no... If the company goes bankrupt, you will probably lose your money... This has happened before. Make sure that you select a solid one.

First of all, most of the Leaseback companies are huge, managing over a 100 programmes in many cases and we've never known one to go bankrupt. However, they are required by law to have professional indemnity insurance that looks out for your interest. Your apartment should be left to you in a reasonable condition which takes into account that it is no longer new and therefore a reasonable amount of "fair wear and tear" would be considered normal in a court of law.

All of the insurance companies we deal with are protected against insolvency by Compcorp, an agency that guarantees at least a portion of each and every life insurance contract issued in Canada.

Yes. If you register over the phone, you will have to make two separate phone calls to the Do Not Call Registry, one from each phone line. If you register over the Internet, you can put both phone numbers on the Do Not Call Registry at the same time.

The fortunes of all companies can change. If something does happen to a tenant and it can no longer pay the rent then two options are available - find another tenant or sell the property. Unlike residential property, the value of commercial property is not principally based upon its location and bricks and mortar, but to a great extent on to whom it is let, for how much and for how long.

You get your data back, along with the software application(s). You may then install the application(s) on your internal network or move to another hosting facility. If you are renting the software, the data is all that is returned to you.

Let's just start by noting this is NOT a Frequently Asked Question... but some folks do want to know. In today's business climate, it is probably a good question to ask any of your software providers. We can honestly say that plans to "bail out" of this business are not even on our horizon. Our business plan for the next decade is one of growth and expansion as can be deduced from looking at our business for the last five years.

Hastings is a stable, well-funded operation and there is absolutely no reason to believe it will not remain viable in the future. It has consistently operated "in the black" for every year of its existence. However, should Hastings end operations, your services would be transferred to a new account and continue un-interrupted during that transition.

While outages are very rare, sometimes things happen in life that are just beyond anyone's control. Our utility companies try very hard to keep water and electricity flowing for everyone. So if you'd be devastated, if the water was off for a few hours then you may want to bring a jug or two of water.

We have been the UK and Ireland distributor for the Elanra since 1999 and in fact introduced it to the UK. If the worst happened and we ceased to trade, the manufacturer, Bionic Products would simply set up another distributor and you could buy replacement needles from them. Also, in the absence of a UK distributor, you would be able to purchase direct from the manufacturer. But let's hope it doesn't come to that!

See the Home: Consumer Information FAQ for information about corporate websites and brand name sites.

If your battery runs out before you are able to pay for, or extend, your parking, you should call from a nearby landline. You will need to manually enter your 11 digit mobile phone or account number. If this is not possible you can still use the coin operated Pay and Display machines.

In the unlikely event that Storm Eagle Studios goes out of business, most likely it's the end of the world. In the event we do go belly up, we will most likely release a final code update to remove the copy protection from the game.

Your loan can be sold at any time. There is a secondary mortgage market in which lenders frequently buy and sell pools of mortgages. This secondary mortgage market results in lower rates for consumers. A lender buying your loan assumes all terms and conditions of the original loan. As a result, the only thing that changes when a loan is sold is to whom you mail your payment.

While no company can guarantee that it will never go out of business, we recognize the concern that people have regarding their data when it comes to online software as a service. That's why we allow our customers to export their data on demand. Though not a guarantee, our business is strong as we continue to enjoy significant growth with zero debt or outside financing.

In the unlikely event that Sun Life Financial of Canada in the UK goes out of business, customers are protected by the Financial Services Compensation Scheme. For further information contact the Financial Services Authority and the Financial Services Compensation Scheme.

You will not be without power. You should receive a notice from REP giving you time to select a new provider. However, if that does not happen, your service will be provided by the Provider of Last Resort (POLR) until you select a new provider.Q: Do I have to switch?A: No, but on January 1, 2002 you were switched to a REP that is affiliated with your current utility.

If the call commenced during business hours, the charges for the duration of the whole call remain on the business account. It is the time that the call is established that defines which account it charges to.

Your loan can be sold at any time. There is a secondary mortgage market in which lenders frequently buy and sell pools of mortgages. This secondary mortgage market results in lower rates for consumers. A lender buying your loan assumes all terms and conditions of the original loan. As a result, the only thing that changes when a loan is sold is to whom you mail your payment. In the event your loan is sold you will be notified.