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Frequently Asked Questions

Can a business with a history of bad credit (or a new business with no credit) qualify?

Johns Cashflow Solutions FAQ
Yes! Another benefit of accounts receivable funding is that it depends on your customers’ credit worthiness, not yours, and we do the research for you. Yes! Our credit line compliments any loan you may have or are seeking. We work with your existing lenders to enable you to access additional funding.
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Can I get business loan even if I have bad credit history?

Frequently Asked Questions - Business Loans UK
Bad credit history does not prevent you from borrowing business loans in UK. Businessloans.uk.com can help you in borrowing bad credit business loans at reasonable interest rates.
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Can we qualify if we are just starting in business and have no credit history ?

InvoiceFunding.com - Creative Cash Flow Solutions for Busine...
Yes you can in many cases, if your customers are creditworthy. The acceptance criteria is more weighted toward your customers credit worthiness and payment history than yours.
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What if my business is new and/or my personal credit is bad or I have not established credit?

Questions and Answers regarding credit card processing servi...
It's not where you are at, but where you are going- we'll be happy to help you! That can be a huge problem with many processing banks, however, we have programs available for all types of credit guaranteed approval programs for over 200 types of businesses at excellent rates! This is an excellent way to reestablish and build your credit. And, if you choose to lease equipment, the equipment lease is also guaranteed to be approved.
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I have a bad credit history, can I still get a loan?

Debt Consolidation FAQs from Credit For You.com
Generally, yes - if you own your own home we can help in most cases. We can organise some good deals to fit your circumstances. We have expertise with bad credit, and we know how to use it! If you are a tenant, don't worry, just fill out our application form, and we will find a lender with a great rate suitable to your circumstances.
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How can I improve my bad credit history?

Cyber Financing
Cleaning up your bad credit report-whether it's the result of unpaid credit card balances, a home foreclosure or a bankruptcy filing-is not and easy task, but it's possible. We can help you. For the best and fastest results, call us for information that you creditors don't want you to know. This information is valuable to help expedite the process.
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What happens if I have a bad credit history?

Warren and Co Independent Mortgage Advisers
You can still have a mortgage however, your choice of lender is restricted and you could have to pay a higher interest rate.
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Can I apply with a bad credit history?

uCan Car Credit the car finance company
Yes uCan! As long as you are at least 18 years old and a UK resident, you are eligible to apply for a car loan – even if you have a poor credit rating. Credit is subject to status and income, and is only available on cars sold by us.
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What if I have a bad credit history?

Questions and information about payday loans
Each membership application is assessed on merit. If you have a credit default against your name eCash Global will take that into consideration and work with you to make a suitable arrangement. It's important to remember that we are not a bank or a credit card provider therefore our lending policies are much less rigid. If you have previously been denied a credit card or a personal loan you may still be able to access a pay day loan through eCash Global.
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My credit is pretty bad, can I still qualify?

Alimari Group - Canada
Answer: It really depends on your individual situation. We are not like most financial institutions, as we believe in providing everybody with the opportunity to own their own home. All we ask is that you are honest with yourself when you provide us with your credit information. We measure our success on the number of people that we are eventually able to assist in qualifying for a conventional mortgage. We look at it this way. If you win, we win, if you fail, we fail.
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I have bad credit. Will I qualify for the loan?

PaydayQuickCash - Disclaimer & Terms of Service
Cash advance loans are no-credit check loans that can provide you with cash, even if you have a bankruptcy, previously bounced checks, or other credit blemishes. As long as you are currently employed (or receiving regular income), are 18 or older and a U.S. citizen, you are eligible to apply!
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I have bad credit can I still qualify?

Small Business Capital
Yes, because we collect from a small percentage of your daily credit card sales. A poor credit rating, including delinquencies, do not normally disqualify your revenue advancement.
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Can I qualify for a loan if I have bad credit?

NH Mortgage FAQ
At White Peak Mortgage we evaluate each customer's credit report on an individual, case-by-case basis. Therefore past credit problems won't necessarily disqualify you. After considering a range of factors from credit to employment history, our mortgage consultants can access a full menu of loan programs to find a mortgage that's right for your situation. We can also provide you with tools to improve your credit. Fill out an online application or call and talk to one of our mortgage consultants.
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Small business loans - Business cash advance
Yes, because we collect from a small percentage of your daily credit card sales. Poor credit rating, including delinquencies, do not normally disqualify you from our Revenue Advancement program.
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Homepayoffsolutions.com - Pay off your mortgage 8-10 years s...
We have no fee home equity Line programs for homeowners with credit scores over 650. The fees and rates may vary according to each loan. We strive to be equally competitive to rates and fees, if applicable.
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What if I have bad credit or a bad rental history?

Foundation Communities • Frequently Asked Questions
We try to allow for a variety of difficult circumstances, but the need for affordable housing is so acute that we must select tenants who we believe will be successful and contribute to our communities. If you have any concerns about your credit, please contact the property you are interested in and discuss your situation with the property management staff.
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Will we be eligible if we are a new business and have little or no credit history?

Premium Financial Services
Yes, in many cases. PFS often funds new businesses that sell product or services to credit-worthy customers with a strong vendor payment history.
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Can I get funded if I'm a new business or have bad credit?

Middlesex Funding
Yes. Credit is established based on the credit worthiness of your customers rather than your company's financial history.
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What if I have bad credit?

CashNetUSA FAQ, Frequently Asked Questions
Bad credit will not prevent you from receiving a payday loan at CashNetUSA. Our friendly agents will work with you, even if you have already been turned down by other lenders.
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What happens if I have a bad (adverse) credit history?

About Us > UK Independent Broker Mortgage Issues
Firstly, don't worry. At Mortgage Issues, we can help. We have a wide range of mortgages available from many sources - that will meet your needs. Remember, even if you have been refused credit before, not all lenders are the same and we have a wide portfolio of mortgages that are available for many circumstances. Click here to find out more.
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Will you consider an applicant with a bad credit history?

Chicago Apartments for Rent - Evanston, Illinois Apartment R...
It depends. There may be other factors that will improve your eligibility such as steady employment, good references, unusual circumstances that may have created a temporary blip on an otherwise good credit history. We have a formal Tenant Screening Policy that might address any of your specific concerns.
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Can I still get a secured loan with a bad credit history?

Home Personal Loan UK | Secured Personal Loans FAQ - 24 Hour...
long as you are a homeowner and the value of your property is greater than your mortgage (you have equity in other words), a bad credit history won't necessarily exclude you from getting a secured loan. Because the lender has security, mortgage arrears, County Court Judgements (CCJs), payment defaults and other problems, such as no proof of income, are often less of an issue with a secured loan.
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Can I get a loan with bad or poor credit history?

LuxuryHomeLoan.net Luxury Home Financing
Short answer: Yes. Long answer, your actual credit history will need to be reviewed in light of what type of mortgage financing you are trying to achieve. We have helped people buy and refinance their homes with credit scores as low as 500 with foreclosures, bankruptcies, and any other type of derrogatory you could imagine on your credit history file.
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Can I get a home loan if I have a bad credit history?

Loans Australia
Yes, in most circumstances you can. There are now non-conforming lenders who specialise in helping people who have lending scenarios outside the normal approval guidelines of the major banks. Non-conforming lenders will allow you to borrow money even if you have had arrears, defaults, judgements, past bankruptcies, have an unusual income source, are self-employed and don't declare much income on paper. It is always worth just asking the question.
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I have bad credit history, charge-offs, etc?

Frequently Asked Questions
It doesn't matter. You only need to meet our minimum requirements to be approved. Your job and paycheck are your form of collateral and that is ALL that is needed to be approved!
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I have a poor credit history. Do I still qualify for aid?

FAQs | Financial Aid | Graduate School of Education and Psyc...
Yes. Federal Stafford Loans are not based on a credit history. Students are eligible as long as they meet the general eligibility requirements for federal financial aid and are not in default on a prior student loan. To apply for financial aid, go to: http://gsep.pepperdine.edu/financialaid/
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What if I have bad credit or don't qualify?

Mortgage Refinancing & Home Equity Loans - Frequently Asked ...
Most people qualify with our special construction loans. However, if you don't qualify because of a difficult situation, then you could simply partner up with someone who does qualify and split your profits with them.
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How do I qualify for a low down payment if I have bad credit?

Merlin's Mortgage, LLC
With two of three credit sores as low as 560 you may qualify for 100% financing on a conventional mortgage. If your scores are lower than 560 then you may qualify for 97% financing on FHA loans or 100% financing on VA loans. Other restrictions apply. Please complete our convenient online loan application to qualify.
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How long does bad credit history stay on my credit report?

Frequently Asked Questions Free credit report, credit report...
Most credit history stays on your file for a maximum of 7 years, except for bankruptcies which stay on for 10 years, unpaid tax liens which remain for 15 years, and positive information which remains indefinitely. Still, if you have defaulted on a loan, your creditors may continue to submit negative. Top page Previous Page
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