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Frequently Asked Questions

Can I refinance used car loan?

FAQs - Used Vehicle Finance
Yes, you can refinance your used car as well. Our professional will guide you to find out a refinance option that would be truly cost-effective for you.
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I want to refinance my existing loan. Do you have car refinance services?

Frequently Asked Questions - Nations Car Credit
Yes, we offer car refinance services. Through this method, a borrower who finds his existing loan as charging too high rate of interest or repayments will pay off his existing loan through a new loan.
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What is refinance student loan?

FAQ
Refinance student loan is another term for student loan consolidation. When you refinance student loan, you can improve the rates and terms of your loans and combine them into one convenient package. Refinance student loan can help you reduce your payments and interest rates.
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Do I have to refinance my existing mortgage loan to make this work?

No. It is not necessary to refinance your existing mortgage loan. You may choose to refinance your mortgage for additional interest savings but refinancing your existing mortgage loan is not required for the MMA to work. If you do not currently have a specific line of credit one will need to be opened.
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Can I refinance my loan?

Rent To Buy Your House - the non-bank alternative!
Answer: Yes. We want you to refinance your loan as soon as you can. You may use any lender to do this and we do have Finance Brokers who we recommend.
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Is it Possible to Refinance Car Loan with Bad Credit?

Automobile Loans: Refinancing Frequently Asked Questions - A...
Because a large number of lenders offer loans to persons with low credit scores, finding a lender with bad credit is easy. However, you must apply for loans in the right place. It is essential to research different lenders prior to submitting a refinancing application. Sub prime or high risk auto lenders may offer the best auto financing rates.
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I want to refinance my existing car loan. Do you have any option like that?

Frequently Asked Questions - Harbor Car Loans
Yes, we do offer car refinance to enable borrowers to shift to a new car loan, whatever be the reason; high interest rates, high monthly repayments, improvement in credit score, etc.
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My present car loan has left me cash poor. Can I refinance?

Frequently Asked Questions - Central Car Loans
Refinancing depends on your willingness, as well as the willingness of your present lender. You cannot refinance without incurring repayment penalty if the present lender does not agree to refinance. But if he does then you can easily logon to our website and apply for car refinance.
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Can NIFA funds be used to refinance an existing loan?

NIFA: Programs
No. Only loans to finance a home being purchased by a first-time homebuyer are permitted under the program. The only exception is for short-term interim construction loans that have a term of 24 months or less. Quick Links..
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How often may I refinance a loan?

Frequently Asked Questions
All loan requests receive full consideration, but we recommend not refinancing more frequently than a six-month interval. You should always consider the interest rate, annual percentage rate and any closing costs or fees before deciding to refinance a loan. To help protect our customers’ privacy and to help guard against identity theft, we do not accept loan applications on-line.
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How do I apply to refinance student loan?

FAQ
You can apply to refinance student loan by clicking "apply now" anywhere on our site. This will take you to our free application to refinance student loan, which will only take you a few minutes to fill out. You do not need to know the details of your student loan portfolio to complete the application. Once you submit your application, we will contact you for your free student loan consultation.
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Will it help if I have a co-signer for the used car loan?

Auto Loans Frequently Asked Questions
If you have a co-signer who has established credit and a good credit status, it will l definitely improve your chances of getting an approval for a bad credit auto loan.
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What is the process of getting a used car loan?

Used Car Loan Network | Frequently Asked Questions
Well, the process requires two simple steps. First, request a secure car loan quote. Second, wait to receive an instant email response and call back within 24 hours! With 94% of our visitors approved, we know your anxious to hear what we can approve you for and with what interest rate!
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What do I need to qualify for a used car loan?

Used Car Loan Network | Frequently Asked Questions
With a 94% approval rating, almost everyone qualifies. The specific loan that you will qualify for is based on various aspects. However, our loan experts and representatives take every part of your online car loan request into consideration when getting you approved. If you have no credit, our experts will help obtain a no credit car loan for you.
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What will my monthly payments be for my used car loan?

Used Car Loan Network | Frequently Asked Questions
Obviously monthly payments vary on your credit profile as well as the cost of the vehicle you’re interested in, the amount of your down payment or trade-in, and the interest rating you receive on your used vehicle loan. However, feel free to check out our calculator and get an idea of what your monthly payments might be. Remember - a down payment will greatly reduce the total monthly payments as well as the amount paid each month.
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How do I get a car loan?

DHAweb | Frequently Asked Questions
If you would like to find out if you or someone you know is eligible for the Automobile Loan Program, please call your CalWORKs caseworker.
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Do I need good credit to refinance student loan?

FAQ
With federal student loan refinancing, there is no credit check, so good credit is not necessary. Anyone who holds federal student loans is eligible to refinance student loan for free. On the other hand, private student loan refinancing is just like any other private loan in that it is based on your credit history. If you do not qualify to refinance student loan because of your income or credit, you might consider taking on a co-signer.
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What types of loans are eligible for refinance student loan?

FAQ
Federal student loans (subsidized and unsubsidized), private parent education loans, private student loans, Grad PLUS loans, and Parent PLUS loans are all eligible to refinance student loan.
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Top Can I Refinance My Existing Boat Loan?

eBoatLoans.com - Apply Now!
We offer you a number of refinancing options. With interest rates still low and because you're out of pocket cost to refinance is minimal, refinancing can save you thousands over the life of your loan.
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Can I refinance my existing Motorcycle loan?

Frequently Asked Questions
We offer you a number of refinancing options. With interest rates still low and because your out of pocket cost to refinance is minimal, refinancing can save you thousands over the life of your loan.
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Under what circumstances should I refinance my home loan?

BC GROUP
If you are paying a higher interest rate than what is available in the market and you are able to fulfill the terms and conditions to terminate your current loan, such as paying the penalty, if any, that is imposed under the current loan, or reimbursing your current bank for any legal subsidies or valuation fees incurred If you are experiencing a tight cash flow situation and would like to service only the interest portion of your loan
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When should I refinance my current mortgage loan?

Orange County Refinance - Southern California Loans - Lender...
It is often said that you should refinance when mortgage rates are 1% lower than the rate you currently have on your loan. Refinancing may be a viable option even if the interest rate difference is slightly less than 1%. Example: A modest reduction in the loan rate can still trim your monthly payment. For example, the monthly payment (excluding taxes & insurance) would be about $770 on a $100,000 loan at 8.5%. If the rate were lowered to 7.
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Can I refinance a loan from another institution with you?

FAQ
Absolutely! In fact you'll probably find that, in general, we can beat the rates you're already paying at another institution! It's easy to apply. Just use our convenient online loan application and get approved in less than 30 seconds. Or apply by phone, fax, mail or at our main office or a shared branch. You may close your loan by fax, mail or at any location. Contact Member Services and start saving today!
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How do I refinance my existing loan?

Ratestar
To refinance your loan in order to obtain a lower interest rate and start saving on your monthly payments, Ratestar can offer you the following loan products with the security of fixed-rate payments: You're planning to stay in your house for more than 10 years - especially if you're planning to completely pay off your loan CASH OUT OPTION If your equity in your property qualifies, you can refinance with a loan amount greater than your current mortgage - and keep the difference! Use it for home i.
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Frequently Asked Questions
We offer you a number of refinancing options. With interest rates still low and because your out of pocket cost to refinance is minimal, refinancing can save you thousands over the life of your loan.
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What is a FHA streamline refinance loan?

FHA Streamline Loans - FHA Streamline Refinance Frequently A...
FHA streamline refinance is simply a mortgage refinance of an existing FHA loan with limited amount of documentation and qualifications thereby "streamlining" the loan process.
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Will my loan balance go up when I streamline refinance?

FHA Streamline Loans - FHA Streamline Refinance Frequently A...
Typically, your loan balance will stay the same but you may choose to finance some closing costs but your loan amount will never exceed your original loan balance.
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Q: Should I refinance my current loan?

CMA Capital Funding Inc
The decision whether or not to refinance can be complicated because much depends on costs, risks, and your individual needs. The main reason to refinance is to save money. Therefore, try this calculation to determine whether or not refinancing will be useful for you. Divide the results from #1 by the results in monthly savings #2 (i.e. 3000/200). The result is called the “break even” time (i.e. 15 months).
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