Florida Law does not require that a person have Bodily Injury Insurance coverage, does it?
Jeffrey B. Sexton, P.A.No, not initially. However, both property damage and bodily injury liability insurance are or can be required for drivers who have been convicted of certain traffic violations or who have been in an accident and cannot pay for damages. If you lease a vehicle for more than one year, Florida law requires that you carry coverage of $500,000 combined bodily injury and property damage liability.
Related QuestionsWhy is bodily injury insurance coverage so important?
Jeffrey B. Sexton, P.A.Bodily injury insurance coverage protects your assets against seizure and forfeiture if a claim or lawsuit is successfully brought against you. Even if you own nothing more than an automobile and your home, while the court would usually not require you to sell those to satisfy a judgment against you, a lien could be placed against your home, for example, that would have to be satisfied when you eventually do sell the house. A judgment lien may remain in effect for as many as 20 (twenty) years.
Related QuestionsWhat is Bodily Injury Liability coverage?
Jeffrey B. Sexton, P.A.This coverage pays for serious and permanent injury or death to others when your car is involved in an accident for which you are at fault. The insurance company will pay for injuries up to the limits of your policy. It also pays for legal defense if you are sued. Bodily injury Liability pays for injuries caused by you and members of your family who live with you, even if they are driving someone else's car. It may also cover others who drive your car with your permission.
Related QuestionsWhat does Bodily Injury mean in General Liability coverage?
Liability Insurance FAQsBodily injury means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom.
Related QuestionsWHAT IS UNINSURED MOTORIST BODILY INJURY COVERAGE?
A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the "Uninsured Motorist" section of your policy booklet. By law, in California, insurance companies must offer this coverage.
Related QuestionsWhat is the difference between bodily injury coverage and personal injury protection?
Find: Best, Affordable Auto/ Car Insurance Rates From Coast ...Bodily injury coverage pays for injury to another person, but does not pay for your own injury or death. This coverage protects you against lawsuits filed against you if you are responsible for the accident. Personal injury protection pays the hospital, medical and funeral expenses for you, your passengers and/or any pedestrians that you hit. Some policies even cover rehabilitation and lost income.
Related QuestionsWhat is the difference between bodily injury liability coverage and medical payments coverage?
Personal Plans | Sonoma State University Alumni AssociationBodily Injury Liability coverage pays for injuries you or anyone covered under your policy may cause to others. Medical Payments coverage pays for reasonable medical expenses for you or your passengers, regardless of who caused the accident. Some states require passengers to first seek reimbursement under their own automobile policy. Your local Liberty Mutual Representative can advise you of your state's coverage regulations.
Related QuestionsWhat if the person who is at fault for my injury does not have insurance?
Personal Injury/Attorney FAQs - - Colorado Springs, El Paso ...First, your personal injury attorney would make a thorough check of all possible avenues to determine whether or not any insurance coverage exists. Frequently, it will appear that the person at fault for your injury has no insurance, when in fact there is coverage. Secondly, if the person at fault is uninsured, you may have insurance coverage that will pay. A competent personal injury attorney will be able to ensure that all insurance coverage is checked.
Related QuestionsWhat is covered under bodily injury liability coverage?
WI Commissioner of Insurance Frequently Asked Questions on A...This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain.
Related QuestionsWHAT IS BODILY INJURY LIABILITY AND PROPERTY DAMAGE LIABILITY COVERAGE?
Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident.
Related QuestionsWhen does the County require insurance coverage?
Los Angeles CountyInsurance is required when your company is awarded a bid/contract and your employee(s) are on County property, are transporting County clients, or are in possession of County data. Generally, the County requires General Liability, Auto Liability, and Workers' Compensation insurance on all service contracts and purchase orders that include installation of equipment or parts. Refer to the specific solicitation for specific insurance program requirements.
Related QuestionsWhat is Bodily Injury?
Pet Sitters Associates, LLC. - Frequently Asked QuestionsThe policy defines Bodily Injury as: "bodily injury, sickness or disease sustained by a person, including death resulting form any of these at any time." Bodily injury liability is designed to pay for injury you cause to someone else. Example, if you were walking someone's dog and that dog bit someone we would be for any liability you would be legally liable to pay. The Bodily Injury limit is : $1,000,000 per occurrence with a $2,000,000 aggregate.
Related QuestionsHow does a person become eligible for COBRA continuation coverage?
FAQs About COBRA Continuation Health CoverageTo be eligible for COBRA coverage, you must have been enrolled in your employer's health plan when you worked and the health plan must continue to be in effect for active employees. COBRA continuation coverage is available upon the occurrence of a qualifying event that would, except for the COBRA continuation coverage, cause an individual to lose his or her health care coverage.
Related QuestionsAre medical bills included in a bodily injury claim?
Gold, Khourey&TurakIn general, a bodily injury claim usually refers to a personal injury claim. Examples of economic damages would include, but not limited to, lost wages, medical bills, and rental car expenses. Other damages you may collect in a bodily injury claim are “general damages.” These include pain and suffering, humiliation, and distress.
Related QuestionsHow do I open a bodily injury claim?
Manitoba Public Insurance > ClaimsTo open a bodily injury claim, please call our Call Centre at 985-7000 if you are in Winnipeg. Outside Winnipeg, you can call the nearest claim centre. Refer to Manitoba Public Insurance Locations and Phone numbers.
Related QuestionsWhat is bodily injury and property damage?
Forrest Sherer Insurance | Terre Haute, IndianaA form of "third-party" protection covering the insured's legal liability for damage to property of others caused by the insured's negligence.
Related QuestionsWhat insurance policy reporting does Kentucky require under the new law?
Division of Motor Vehicle Licensing/Mandatory Insurance Repo...The new law specifies that as of January 1, 2006, 'Full Book of Business' (FBB) is to be reported for Personal Line Policies. This law eliminates reporting 'terminations' for Personal Line Policies. Terminations, which include 'cancellations' and 'non-renewals', for Commercial Line policies was not addressed in the new law and is still required. Commercial Line Policies may be reported with FBB.
Related QuestionsWhat does this have to do with my insurance coverage?
Gundersen Lutheran Health Plan - Frequently Asked QuestionsMost medical policies contain benefits for some types of oral surgery and also repair or replacement of natural teeth injured as a result of an accident. It is important to remember, certain services performed by your general dentist are not covered by your HMO plan. If your dentist has recommended specialized care, call our Customer Service Department at (608) 775-8007 or (800) 897-1923 prior to receiving treatment to determine if the services are eligible for coverage under your plan.
Related QuestionsWhen does dental insurance coverage begin?
Frequently Asked Questions: Dental Plan, Benefits, Human Res...University sponsored dental insurance coverage begins the first of the month following the date of employment. Employees may begin coverage from the first date of employment by paying the total monthly premium to the University. eligible employee who wishes coverage effective from the date of hire may do so by paying the total monthly premium to the University.
Related QuestionsGENERAL LIABILITY INSURANCE What does personal injury mean in General Liability coverage?
AIGPersonal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.
Related QuestionsHow does the person respond after the initial injury?
Frequently Asked Questions about Mild and Severe Brain Injur...We often hear the person talk about “going crazy” or feeling depressed. They have great difficulty understanding the changes they are experiencing and their altered functional abilities. Many individuals report incapacitating headaches, pain and fatigue. They report: The symptoms of mild brain injury or post concussion syndrome are often not understood by professionals who are treating the person, especially if they are not aware of the existence of a brain injury.
Related QuestionsHow does the Federal crop insurance program work, and how do I apply for coverage?
Frequently Asked QuestionsFederal Crop Insurance Corporation (FCIC) programs are administered by the Risk Management Agency (RMA), which underwrites crop insurance policies for hundreds of crops and livestock in the United States. Crop insurance policies are sold and serviced by private insurance companies. For information about insurance products available in your area, please contact a local insurance agent or one of the insurance companies that sell and service crop insurance policies in your state.
Related QuestionsWhat type of physician reporting does this law require?
Division of Public Health - Woman's Right to KnowPhysicians who perform abortions in a DHR licensed facility are required to provide an annual report to DHR by February 28th of each year regarding their compliance with the law. Reporting requirements include: the numbers of females informed and parents/guardians contacted, the numbers of parents/guardians who waive consent, the number of emancipated minors, the number who obtained judicial consent, and abortions performed in each of these categories. See O.C.G.A.
Related QuestionsWhat does the law require hospitals to do?
Washington State Nurses Association - Safe Patient Handling ...By February 1, 2007 – all hospitals must establish a Safe Patient Handling Committee with at least half of the Committees members be frontline non-managerial employees who provide direct care to patients. The purpose of the Committee is to design and recommend the process for the implementing a Safe Patient Handling Program. By December 1, 2007 – all hospitals must establish a Safe Patient Handling Program.
Related QuestionsWhat does the law require?
Bidding OpportunitiesIn Washington, contractors must register with the Department of Labor and Industries, post a bond and carry general liability insurance coverage. A general contractor must maintain a $12,000 bond. A specialty contractor, such as a painter, must maintain a $6,000 bond. Dissatisfied consumers may pursue restitution by taking civil action against a contractor's bond in Superior Court.
Related QuestionsD.C. Court System - Human Resources Division - FAQsTitle II states that "No qualified individual with a disability shall, on the basis of disability, be excluded from participation in or be denied the benefits of the services, programs, or activities of a public entity, or be subject to discrimination by any public entity."Related Questions
Barber Signs FAQEach city is different. Generally, the city is concerned about the size of the sign and length of time on your window. There is usually a percentage of window coverage allowed. It can be anywhere from 25% to 60%. Sometimes there is no code. We suggest you ask other businesses in your area what they have done.Related Questions
