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Frequently Asked Questions

I have towing and labor coverage on my auto policy. Does it only come into effect after an accident?

Clearview Insurance - serving the San Gabriel Valley with ex...
Towing and labor coverage provides emergency road service and pays for towing charges. This coverage is not limited just to accidents, but can be used any time your car breaks down. Labor such as a tire change or battery jump-start performed at the site of a disabled vehicle will be covered, but not the later repair work performed in a service station.
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When does the policy come into effect?

Cancer Research UK: FAQs on Open Access and UKPMC
The policy is mandatory for all current grantholders and Cancer Research UK Institutes for papers submitted for publication after 1 June 2007. The policy was approved by the Cancer Research UK Scientific Executive Board (SEB) in March 2007.
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When does my coverage go into effect?

Heritage Insurance Managers, Inc.: FAQ
If you mail or fax your application to us, your coverage will be effective on the day after postmark if mailed, or the day after you fax it to us.
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What if service is requested by insureds who do not carry towing coverage on their policy?

Frequently Asked Questions
If policyholders do not have towing coverage they will be provided the service, but at their own expense. They would need to provide a Visa or MasterCard for payment; otherwise, the Roadside Rescuer operator will give them the name of the closest towing service to contact.
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Is towing coverage provided by the BoatU.S. Policy?

Boat Insurance from BoatUS
The BoatU.S. Yacht Policy provides coverage for salvage, fuel spill containment & clean up, wreck removal and emergency towing necessary to protect the boat from further damage in the event of a covered loss. Non-emergency tows for such things as running out of gas, having a dead battery, or soft grounding are included in the BoatU.S. Membership Towing Service, not the boat insurance policy. This way, non-emergency tows are kept off of your boat insurance claims record.
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Q5: When does the new warranty coverage take effect?

New Chrysler Lifetime Powertrain Limited Warranty - Cars, Mi...
A5: The Chrysler Lifetime Powertrain Warranty begins at the end of the 3-year/36,000-mile Basic Limited Warranty.
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What kind of coverage does the policy of Mexican auto insurance provide?

UCSB Business Services - Risk Management
Liability to third parties for bodily injury resulting from accident. Limits of coverage are $40,000 per person/$80,000 per accident. Liability to third parties for property damage resulting from accident. Limits of coverage are $40,000 per accident. Expenses incurred by the driver or occupants of the insured vehicle by reason of bodily injuries sustained in an accident. Limits of coverage are $2,000 per person/$10,000 per accident.
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What effect does my driving record have on my auto insurance?

Clearview Insurance - serving the San Gabriel Valley with ex...
A good driving record is critical to your ability to obtain auto insurance. If your past is free of tickets, accidents, and drunk driving arrests, chances are excellent that you will pay much less than the person who has a history of these infractions. Yes! In addition to your age and driving record, the type and value of the car you drive is one of the most important factors in the amount of your premium.
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What is the towing policy?

Nissan Extended Warranty Frequenty Asked Questions
If your vehicle requires towing due to the mechanical breakdown of a covered part, you can be reimbursed for the actual expense of having it towed to an authorized automotive repair facility. Nissan will pay for a portion of the towing charge (up to $100, or $35 under the QD plan) not covered from other source(s). You may send claims for reimbursement to Nissan North America, QualityGuard+Plus, Customer Reimbursement, P.O. Box 680, Gardena, CA 90247.
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When should I come to labor and delivery?

MCH Home
Below are general guidelines for when to come to L&D for assessment. If you ever have doubt, either call one of our nurses on L&D or come in for assessment. You will be assessed in the triage section of L&D. If you are under 20 weeks gestational age and are having any bleeding, cramping, or concerns you think need to be assessed by a health care professional, you need to either be seen in the OB Clinic or the Emergency Department.
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Why shouldn't I add coverage for my motor home to my auto policy ?

RV - RV Financing - RV Insurance - RV Extended Warranty - RV...
If your RV was destroyed, you would have to file a claim with your auto carrier as well as your homeowners for your personal effects. In most cases that would mean two deductibles. With an RV policy, you'll have one claim, one company, one deductilble.
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What coverage should my auto policy include?

FAQs: Buying Insurance
Everyone should have liability coverage for bodily injury and for property damage. These options will protect you if you injure someone else or damage property with your car. You should buy at least $100,000 per person with a $300,000 maximum for each accident to pay medical costs, loss of earnings, and pain and suffering. You should have at least $50,000 in coverage for property damage. Collision and comprehensive are essential for new cars but often can be dropped with an older car.
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What exactly are the types of coverage included in a standard personal auto policy?

Clearview Insurance - serving the San Gabriel Valley with ex...
Bodily Injury Liability – Pays for medical expenses, legal expenses, and judgments against you when you or your car is involved in an accident that causes the injury or death of another person. Property Damage Liability – Pays for damages to the property of others, caused by you or your vehicle. Uninsured/Underinsured Motorist (UM/UIM) – Covers the costs associated with damage or injury caused by an uninsured, underinsured, or hit-and-run driver.
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When does the policy change go into effect?

Xbox.com | Xbox 360 Warranty and Service Enhancements
These new policies are now being instituted in our customer service centers around the world, which may take a few days to fully implement. They will apply to new and existing customers. For the latest information, customers should visit Xbox.com.
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BREAK# After an Auto Accident, what should you do next?

Accident comes in the most unexpected manner. All of a sudden, you will just feel the collision of another vehicle into yours. You hear the screech of the tires and the driver instantly loses his control. Your adrenalin soars with your temper.... If you've been seriously injured in a car accident, you have to contact a car accident lawyer as soon as possible. Take note that car accident cases can be really complex and a legal specialist can help you understand your legal rights and options...
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What do I do if I have been in an auto accident?

Dickinson Insurance in Idaho - For affordable Health Insuran...
Depending on what carrier you have they may have different reporting procedures. Best thing to do is contact your agent and get their advice on how to move forward. For detailed steps on what to do in the event of an auto accident and more information about claim procedures please click on the free report titled: Auto Claim Report.
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Personal Claim Services - Auto Frequently Asked Questions
Call the police even in a minor accident. If someone is injured, request medical assistance. If fire is involved, request fire department aid. Exchange necessary information with the other driver(s). Be sure to write down the other driver's name, address, phone number, license plate number and insurance information. Also write down the contact information of all witnesses. Call 1-800-CLAIM33 (1-800-252-4633). The faster you report your claim, the sooner we can get you back on the road.
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Auto Accident FAQs - Auto Accident Lawyer Source
There are millions of auto accidents that occur every year but failing to seek proper legal representation can end up in the personal injury victim failing to collect a fair amount of compensation that they may be entitled to. Vehicle accidents, including auto accidents and motorcycle accidents, are often due to negligence.
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Auto Claims - FAQ
Call the police even in a minor accident. If someone is injured, request medical assistance. If fire is involved, request fire department aid. Do not discuss the accident with anyone other than the police or your Travelers of New Jersey representative. Exchange necessary information with the other driver(s). Be sure to write down the other driver's name, address, phone number, license plate number and insurance information. Also write down the contact information of all witnesses.
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Insurance FAQ's - Insurancesales.com
When you are in an accident. There are 4 steps to take: First, notify the police. Second, exchange information with the other driver(s) involved in the accident. Third, contact your insurance company as soon as you possibly can. Fourth, do all of the required steps your insurance company asks you to do.
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Where does your accident data come from?

The Railways Archive :: Frequently Asked Questions
Our 19th century accident records come from a kind contributor who spent many hours in the early 1990s compiling data from the Board of Trade accident return volumes. We took this data, digitised it, and added it to the archive. Our 20th century records come from another contributor who carried out a similar exercise using the HMRI accident archive. We believe our archive to be largely accurate, but it is inevitable that mistakes will creep into such a large data set.
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Who does the auto policy cover?

Wisconsin Small Employer - Frequently Asked Questions on Aut...
The auto policy provides coverage to the named insured, spouse and other relatives living in the home as well as anyone to whom the named insured has given permission to operate the vehicle. top of page
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Classic Vehicle Insurance FAQ
The personal auto policy provides coverage to the named insured, spouse and other relatives living in the home as well as anyone to whom the named insured has given permission to operate the vehicle.
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How Do I Read My Auto Insurance Policy?

Frequently Asked Questions on Credit, Debt, Finance
Your auto insurance policy is a legal contract, so at first glance it can seem confusing. But, if you know what to look for and where to find it, your auto insurance policy becomes a lot easier to understand. For most of us, our home is the single biggest asset we will invest in. Homeowners insurance provides coverage for your personal belongings, coverage for damages to the structure of your property, and liability coverage.
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When does my policy go into effect?

Questions and Answers
The effective date of your policy for trip cancellation coverage is at 12:01am on the date stated on your Purchase Confirmation/Declaration. Coverage will begin the day after the date of purchase or the day after the postmark date of the mailed application. All other coverageâ??s, other than trip cancellation shall take effect at 12:01am on the date you start your covered trip or your scheduled departure date, whichever is later.
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Parental Leave Policy - ASU
Paid parental leave will be available only for the first six weeks immediately following the birth or adoption of a child. If an eligible employee has a newborn child or adopts a child after September 1, 2006 and prior to October 16, 2006, the employee can receive a pro-rated period of paid parental leave ( e.g., if birth or adoption occurs October 1, 2006, the employee can request paid parental leave for a period of 4 weeks).
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Do I have dental coverage if I have an accident?

My ASEBP Dental Care
If you have Extended Health Care benefits with ASEBP, you have accidental dental coverage. Your dentist must complete the "Dental Accident" Section of the ASEBP Dental Care Claim form, if you receive dental treatment due to accidental injury. You must include the date and type of accident, the identification of all injured teeth, and a detailed prognosis with your claim. If your claim form does not have a specific section for accidental dental, write the words "Dental Accident" along the top.
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Can I get accident coverage for my spouse?

FAQ
Yes. Accident coverage is also available for your spouse and dependent children. For rates for spouse or dependent coverage, please contact your Colonial representative.
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