Answer: If an employee has reached Maximum Medical Improvement (MMI) from an injury, and also sustained a permanent impairment, additional benefits may be awarded for that impairment. The amount, and length of time of benefits, depends on many factors.

Total loss or partial loss of use of a member of the body or inability to earn the same wages in any employment as earned at the time of injury.

The Commission, based on the impairment ratings of physicians or evidence of consideration of wage earning capacity.

Most workers fully recover from job injuries but some continue to have medical problems. Permanent disability is any lasting disability that results in a reduced earning capacity after maximum medical improvement is reached. If your injury or illness results in permanent disability you are entitled to permanent disability (PD) benefits, even if you are able to go back to work. PD benefits are limited. If you lose income, PD benefits may not cover all the income lost.

Permanent disability benefits are normally paid when temporary disability (TD) benefits end and your doctor indicates you have some permanent effects from your injury. The claims administrator must begin paying your permanent disability payments within 14 days after TD ends. The claims administrator picks which day to pay you and will continue to make payments every two weeks until a reasonable estimate of your disability amount has been paid.

You will receive weekly benefits for a specified period of time based on the type and extent of your permanent disability. Benefits for workers who have been totally and permanently disabled may continue indefinitely. Medical evaluations are usually required to establish the nature and extent of any permanent disability.

Payments are based on a special chart applicable for the year of your injury. Each body part is valued at a specific number of weeks. The rate at which each week is paid depends upon your wage. The following examples assume that your weekly wage is at least $635.00. The weekly rate can not exceed 70% of your gross weekly wage. If you earn $200.00 per week in gross wages, your weekly permanent partial disability benefit rate can not exceed $140.00 per week.

Yes. In many cases, persons with disabilities do work. The Social Security Administration (SSA) provides work incentives, such as cash benefits, help in covering extra work expenses related to your disability, Medicare, Medicaid, and training or education. The Social Security Administration's publication "Working While Disabled — How We Can Help," provides additional information.

While the Fund does not pay permanent disability benefits, any such award is docketed with the Superior Court as a lien against the employer. This lien may be prosecuted by the injured worker or his/her attorney for collection should the employer assets be located.

The state's experience and extensive studies have shown that the longer you stay off work the less likely you are to go back, and that leads to more wage loss and a lower quality of life. Permanent disability benefits will never make up for the money you lose by not returning to work, so these provisions were put in place to get you back to your job as soon as medically possible. Of course, for some people this just may not be possible.

Almost anyone of any age who wears makeup or wants to improve an existing skin imperfection can be helped by this technique.

If you are totally disabled from all forms of employment, it is theoretically possible for you to receive wage-loss benefits for the rest of your life. This, however, is unlikely to occur. If your injury occurred after June 24, 1996, and you have received one hundred and four weeks of total disability benefits, the company has the right to require you to submit to a medical examination to determine the extent of your permanent impairment.

I would talk to an attorney before filing, but you can file yourself, too. As soon as you become disabled, and are working erratically or not working, you may apply for disability at any Social Security office. You may also apply by phone. The best way to start is to call 1-800-772-1213. Most people who are comfortable writing answers find that a telephone appointment is the easiest way to file. If you are not comfortable with a lot of writing, set an appointment to apply in person.

It depends on whether the premiums are paid before taxes or after taxes. Generally speaking, if your practice or business pays the premium "pre-tax" your benefits will be taxed. If you pay the premiums "after-tax," your benefits will be tax-free.

If you have been told by a physician that you have pneumoconiosis or other lung problems, you may have questions about whether you are eligible for any compensation from the Federal Government. The Federal Black Lung Benefits Program is completely separate from the State Workers’ Compensation programs. Some miners may qualify for one program and not the other.

Yes.  A portion of disability benefits is considered taxable income for both the Federal Income Tax and FICA (Social Security).  The portion of the benefits payment that is taxable is that portion attributable to the employer's disability contribution.  The worker's share of FICA is deducted from State Plan benefit payments.  The employer is liable for the employer's share of FICA.  Federal income tax is withheld only if requested by the claimant.

Your spouse who is age 62 or older, or any age if he or she is caring for a child of yours who is under age 16 or disabled and also< receiving checks. Your disabled widow or widower age 50 or older. The disability must have started before your death or within seven years after your death. (If your widow or widower caring for your children receives Social Security checks, she or he is eligible if she or he becomes disabled before those payments end or within seven years after they end.

You can receive SSDI benefits and service-connected compensation without any offset to either amount. However, if you receive a non-service connected VA pension, SSDI benefits WILL be subtracted from your VA disability pension check. More Questions on this topic? Ask it here http://www.hadit.com/forums/index.php?showtopic=1499

Permanent Total Disability means that the person is unable to engage in any substantially gainful occupation or employment for the remainder of the insured person's life.

Permanent disability is additional money that is paid to compensate you for any permanent disability you may suffer from an illness or injury due to your job. The amount you will receive depends on the extent of your disability. Workers' Compensation laws provide guidelines to determine the amount of this compensation. Your age and job at the time of your injury or illness are also factors that are considered when calculating permanent disability.

The workers compensation legislation allows for staff to receive a financial benefit if they have sustained a permanent injury or loss of function based on strict eligibility criteria. Such assessment of permanent injury can usually only be accurately made some time after a serious injury has occurred, to allow time for maximal recovery.

This is the third benefit of workers' compensation and it is the benefit that most people (even lawyers) know the least about. This benefit is potentially payable in most cases where your injury is more than minor but you should retain a lawyer to fully pursue this benefit in Workers’ Compensation Court. Few insurance carriers voluntarily pay (or at least fully pay) this benefit.

Maybe. Under SB 899, if the insurance company has set up a Medical Provider Network, (MPN) they can force you to choose from within that network, even if you have made a written predesignation of a different doctor. There can be certain expections to this, call us for details. If they have not done so, then the old rules apply, and you can select your own doctor 30 days post injury.

EVERYONE, from the young to the elderly, who desires a soft, natural enhancement to their appearance. It is especially beneficial to people who can’t wear other cosmetics due to allergies and skin sensitivities; Active people who want to look their best for activities such as swimming, hiking, biking, tennis, aerobics, and those who don't want to worry about "sweating off" or reapplying cosmetics.

Under the Social Security Disability Insurance Program (SSDI/Title II), there are three basic categories of individuals who can qualify for cash benefits on the basis of disability: A person under age 65 who worked long enough to be covered under Social Security and then had to stop working due to a disability.