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Frequently Asked Questions

If I divorce, will my former spouse be eligible to receive a percentage of my retirement benefit?

Welcome
Pursuant to Section 78-6 of the City Code, the Richmond Retirement System will only honor domestic relations orders assigning retirement benefits to a former spouse that were accepted and approved by the System prior to June 10, 2002.
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What if my spouse and I divorce?

Member FAQ HMO
Your family members may continue to be covered by UNICARE, if you become divorced or legally separated. Consult your employer for more information. This is only a brief summary of the plan. Please refer to your Certificate of Coverage or plan booklet for complete details about your plan including benefits, limitations and exclusions.
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How soon will I receive my first retirement benefit payment?

General Frequently Asked Questions
If we are unable to finalize your benefit amount in time for payment in the month you retire, we will begin paying benefits to you on a preliminary basis. Preliminary Benefit (PB) payments are equal to 90% of your estimated benefit under the retirement option that you select, and are typically paid at the end of your first month of retirement.
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How long will I receive my monthly retirement benefit?

STANCera
Retirement benefits from StanCERA are a lifetime benefit. Depending on which option you choose at the time of retirement, your beneficiary may be entitled to a continuance for the rest of their lifetime should you predecease them.
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What if I cannot find my spouse? Can I still get a divorce?

Untitled Document
Yes. After you conduct a diligent good faith search which is required by Florida law. (There is a standard list of reasonable steps that you need to take to find your spouse such as writing to the Department of Motor Vehicles and talking to family and friends who may know the whereabouts of your spouse. You also have to publish the matter in an appropriate newspaper for the appropriate period of time and then you will be able to get a divorce.
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Will I still receive a retirement benefit if I leave the City before retirement age?

Welcome
Yes, if you are vested in the Richmond Retirement System. Members become vested after completion of five years of creditable service with the City of Richmond. Once vested, benefits are not forfeited, even if termination of employment (voluntary or involuntary) occurs before eligibility for retirement. You may apply for a deferred retirement allowance at age 55 (for former general employees) or age 50 (for former police officers or firefighters).
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How much will I receive at retirement?

MnSCU Retirement Plan FAQ
Your account balance at retirement will depend totally on your contributions, MnSCU's contributions and the investment performance of the funds you selected. The benefit will be different for each participant.
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What percentage of revenues do the players receive?

NBA Salary Cap FAQ
Contracts are individually negotiated between players and teams, and several factors control the amount each player can receive. Collectively, the players are guaranteed to receive at least 57% of revenues in salaries & benefits. If it's ever less, the league cuts a check to the Players Association after the season for distribution to the players. There is also an escrow system that helps to limit the money the players receive to a specific percentage of revenue.
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When can a former spouse receive benefits under the Military Retirement System?

Pension Appraisers, Inc.: QDRO FAQ'S
The Military Retirement System will begin distributing benefits to the Former Spouse when the Member retires and begins receiving benefits.
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Is it True that My Spouse May Receive Half of My Pension Upon Divorce?

Arizona Divorce FAQ's- Search an Attorney
Yes, for those portions that accumulated during the marriage. Portions that accumulated prior to the marriage are the sole and separate property of the party earning it. Pensions, 401(K)'s, IRA's and other deferred compensation receive treatment under Arizona community property principles like other assets. Qualified Domestic Relations Orders (QDRO's) are the legal document used to divide these items.
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DIVORCE HQ Frequently Asked Questions
What is the Effect of My Divorce Decree on My Creditors? The authors and creators and any and all persons or entities involved in any way in preparation of the website known as Divorce Headquarters and/or divorcehq.com disclaim all responsibility for the legal effects or consequences of the interpretation of the information provided. Individuals intending to use divorcehq.
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What type of military benefits does a former spouse of a servicemember receive after a divorce?

New Jersey Divorce Law Center :: Divorce FAQ's :: A Millitar...
A former spouse of a servicemember has available to him or her a wealth of military benefits. Upon obtaining a New Jersey judgment of divorce, the former spouse of a servicemember has a right to receive military benefits so long as he or she meets certain enunciated criteria. As the benefits are statutory entitlements, they are automatic and not subject to negotiation or any deviation by a divorce court in New Jersey.
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Can a former military spouse receive COBRA health benefits offer the divorce?

New Jersey Divorce Law Center :: Divorce FAQ's :: A Millitar...
Under the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), Tricare will provide a divorced civilian spouse with 36 months of health insurance. This type of program is called the Continued Health Care Benefit Program. Unfortunately, the COBRA program is very expensive, and it is cost prohibitive for many military families. However, if the civilian spouse has a preexisting medical condition, it could be worthwhile. A former military spouse has to be very prompt to apply for COBRA.
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When am I eligible for retirement?

UTHSC-H Finance - Benefits - FAQ Answers 1
Under current Texas law, as a member of TRS (Teachers Retirement System), you are entitled to normal service retirement when:
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What if my spouse says he/she won't "give" me a divorce?

The Divorce Store - Frequently Asked Questions About Divorce...
Arizona is a "no fault" state. The requirement for there to be a divorce is that the marriage is irretrievably broken. A person filing for divorce in Arizona will generally have to take additional steps and time if the other party contests the divorce, but will eventually get their divorce. Over approximately 90% of all divorces in Maricopa County are not contested.
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Can I get a divorce if I don't know where my spouse is?

Family Court Frequently Asked Questions - Clerk of Courts - ...
Yes, but you have to show the court that you made reasonable and diligent efforts to locate your spouse. You also must publish a notice in a local newspaper in an attempt to inform your spouse that you have started a divorce.
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Frequently Asked Questions - General Coverage
If you divorce or become legally separated, your spouse's eligibility under your group health benefit plan will end. (Legal separation requires court documentation in order to be acknowledged as a qualifying event.) However, the spouse will be eligible to continue coverage under COBRA (if eligible) or under state law. See "What happens to my coverage if I quit my job or I'm laid off or fired?" Your group administrator will advise you about continuation of coverage under your health benefit plan.
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If I decide to choose "spouse equity" coverage when we divorce, how do I qualify?

Federal Employees Health Benefits FAQ
To qualify for spouse equity coverage, submit an application to your former spouse's human resources/personnel office or, if you are retired, your spouse's retirement system within 60 days after your divorce; be covered as a family member under your spouse's Federal Employees Health Benefits Program enrollment at least one day during the 18 months prior to divorce; and have future entitlement to receive a portion of your spouse's retirement annuity or survivor annuity.
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Is the surviving spouse of a deceased veteran eligible for the home loan benefit?

GI Home Loans
The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. If you wish to make application for the home loan benefit as a surviving spouse, contact one of our VA Eligibility Centers. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan.
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WHO IS ELIGIBLE TO REQUEST A MARRIAGE OR DIVORCE CERTIFICATE?

Alaska Bureau of Vital Statistics
Access to marriage and divorce records filed in the Bureau of Vital Statistics office is restricted for 50 years after the date of the event to the persons named on the certificate, their legal representatives, and persons who can prove they are legally entitled. When ordering a marriage or divorce record, you must state your relationship to the person named on the certificate or your reason for needing the record.
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If I am eligible for disability benefits, what amount of benefit will I receive?

Disability Frequently Asked Questions
Age-Limited Plan: If you were hired before October 16, 1992 and continue to be employed and did not elect the No-Age plan, your benefit will be 66 2/3% of your average final compensation, subject to any Workers' Compensation, Social Security Disability, or similar law offsets.
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Will all class members be eligible to receive a benefit?

Music Force Class Settlement Website
All class members who received a Notice have a choice on whether or not to file a claim to receive a benefit. If you choose to file a claim, you may receive a benefit. If you choose to be excluded from the settlement, you will not receive a benefit. If you fail to file a claim form, you will not receive a benefit.
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Do I have to meet the Rule of 75 to receive a benefit from the retirement plan?

Duke HR - Retirement Plans
No. The Rule of 75 is only used to determine if you can continue your health insurance, dental insurance, and tuition grant benefits as a retiree. The retirement plan has its own rules.
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Can anyone receive my retirement benefit in the event of my death as a retiree?

Welcome
Yes, if you elect either the Joint and Survivor Option or the Pop-Up Joint and Survivor Option at retirement, in accordance with Section 78-282 of the City Code. The designated survivor does not have to be a spouse or relative. However, once your retirement is effective, the designated survivor cannot be changed. A surviving spouse of a disability retiree may be eligible for a monthly survivor benefit under other provisions of the City Code.
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Will I receive Social Security benefits in addition to my Richmond Retirement System benefit?

Welcome
Yes, the two are separate benefits. Most retirees are eligible to receive full Social Security benefits at age 65 and reduced benefits as early as age 62. Please see the chart below to determine when you will be eligible to receive full Social Security benefits:
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Will I receive any additional benefit for my continued contributions to the S. C. Retirement System?

Clemson University Human Resources
a TERI participant, you will not receive any additional service credit for your contributions. You will be eligible for the S.C. Retirement Systems' group life insurance benefit in the amount of one year's base salary while participating in the program. TERI participants who entered the program prior to June 6, 2005, retain the same status and employment rights they held upon entering the program.
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