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Frequently Asked Questions

Are the contents of our premises covered under this Program?

Australian Football National Insurance Program
No, Contents Insurance is not part of this Program. We can however, arrange a quotation for you upon completion of a brief questionnaire.
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Are building contents covered under any insurance?

Insurance Frequently Asked Questions
If this is UMass property, in general it would not be covered under insurance as we are, prohibited by Massachusetts General Law Chapter 29 section 30 from insuring property. Some specific leased property is required to have insurance. If you have any questions please contact the Treasurer's Office at 508-856-1232. No.
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If I pack my own boxes, are the contents covered?

Frequently Asked Questions (FAQ)
Boxes, cartons, or containers that are not packed by a Moving Insurance, LLC approved and listed affiliate are considered Packed By Owner (PBO). Any damages incurred to PBO items will not be compensated for in the event of a claim. Any loss for an inventoried box, carton or container MUST be noted on the paperwork, and signed by both the customer and the driver at the time of delivery for such a loss to be considered.
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Is the group covered if it moves to new premises?

Morton Michel - Group Insurance - Frequently Asked Questions
Provided that the consent of OFSTED or other registering authority has been obtained, both temporary or permanent changes of address will be covered automatically by the policy. Please advise Morton Michel in writing of all changes of address. However, if we insure your buildings, we will require completion of a new proposal form before you move and cover is subject to acceptance of this proposal by Morton Michel.
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Are my contents covered if I take them with me on holidays in Australia?

Home and Contents Insurance: GIO Australia: Frequently Asked...
When your contents are insured, we will cover them for loss or damage caused by an "Insured Event" for up to 120* days if they are in: When your contents are temporarily removed to anywhere else in Australia, we will cover them for fire damage for up to 120* days. For customers with 55UP Home & Contents Insurance, this limit is extended to 180 days.
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La Trobe Financial Services
When your contents are insured, we will cover them for loss or damage caused by an "Insured Event" for up to 90* days if they are in: The fully enclosed living quarters of an educational institution When your contents are temporarily removed to anywhere else in Australia, we will cover them for fire damage for up to 90* days.
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Are my outbuildings and their contents covered?

Frequently Asked Questions
Yes, domestic outbuildings are covered under your buildingâ??s policy. Contents are covered for theft, up to the value of £7500. Terms and conditions apply.
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Are the contents covered in my shed/garage?

RIAS - FAQ
Yes, up to £5,000 with the standard contents covered providing the building is locked and is on a permanent foundation.
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Are the contents of my shed and/or garage covered?

House Insurance FAQ (frequently Asked Questions)
Yes, but accidental damage cover is excluded on contents within outbuildings, and theft cover is subject to limits - see policy wordings. Go back to top
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Are contents covered away from the home?

Home Insurance - Frequently Asked Questions
Under the standard cover provided, Contents are covered away from the home within the British Isles for up to 90 days in any one insurance year. Items taken away from the home are covered in certain places in the UK only e.g. In banks, building societies or any building in which your family lives or works in. See policy for full details. Personal Belongings provides more extensive cover for items that are taken away from the home and even covers items that are taken overseas.
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Are my contents covered for business use?

esure.com - Buildings, house and home contents insurance fre...
We'll cover any office furniture and computer equipment owned by you and used for business purposes that are kept in your home, but not any other items which you own or use (whether totally or partially) for business purposes or which are connected with any employment.
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Why are safety deposit box contents not covered?

New Brunswick Credit Union Deposit Insurance Corporation
The safety deposit box is rented from a credit union to house ones personal belongings. The contents of the box are not considered deposits made to the credit union and as a result no deposit protection exists through the New Brunswick Credit Union Deposit Insurance Corporation.
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Are the contents of my home covered under my NFIP Policy?

Flood insurance FAQs
Contents are not automatically included. If contents coverage is desired a specific amount must be named and a separate premium charged, but it doesn’t need to be a separate policy. Contents coverage limits are $100,000 for residential policies and $500,000 for commercial policies.
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Are there situations where contents other than State-owned may be covered?

Risk Management - Frequently Asked Questions
Yes. If the State is required by contract to provide insurance for an item which is in the State's care, custody, and control. These contracts must be submitted to Risk Management for review before coverage can be approved. Coverage is afforded for improvements and betterments if the State has a financial interest in such improvements and/or if coverage is required by contract.
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Are Bicycles covered as standard under Contents Insurance?

Home Insurance - Frequently Asked Questions
Yes, Pedal Cycles are covered as standard up to £500 per cycle, in the home. They can also be covered for £500 per cycle outside of the home under the optional Personal Belongings Section of the policy. If your bike is worth more than £500 you can arrange specific cover for it - see the "what should I do if I have any high risk items or personal belongings over £1,500, or pedal cycles above £500?" question above.
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If I pack my own boxes, are the contents covered against damage?

Baker International - FAQ
The policy only covers contents in boxes packed by the mover. If you choose to pack your own boxes, contents are not covered unless the container is damaged and noted on the van lines' or forwarders delivery documents (i.e., the Bill of Lading, the Descriptive Inventory, or the â??Bingo sheetâ??).
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What is a premises?

FAQ Answers
In general, a premises is a location where livestock and/or poultry are raised, held, or boarded. Examples would include farms, ranches, markets, exhibitions, and slaughtering facilities. NAIS is a voluntary program at the Federal level. You are not required by USDA to register your premises. Individual States may choose to keep premises registration voluntary or not, based on local needs.
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Is the HMR Program covered by my health insurance?

Harvard Vanguard - HMR Program Frequently Asked Questions
HMR Program fees, associated medical fees and food costs are not typically covered by health insurance plans.
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Who is covered under this program?

Gowlings Establishing a Business in Canada [Employment Law i...
Almost all full-time employees as well as part-time and casual employees are covered under the Employment Insurance program provided that they meet specified minimum requirements. An employee will not be entitled to benefits if he or she resigned without good reason or was fired for misconduct. In Québec, every employer has the obligation to draw up the written communications destined to his staff in French.
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What's covered under Home Buildings Insurance and what's covered under Home Contents?

Frequently Asked Questions - Home Buildings Insurance - West...
Buildings Insurance covers your home building for its replacement value, should it be damaged or destroyed by one of the incidents listed in the policy, and below. This means that if we pay a claim, you will be able to repair or rebuild your home to its previous condition, at today's prices. Contents Insurance covers contents that belong to you if they suffer loss or damage as a result one of the incidents listed in the policy, and below.
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Can I leave the premises during my inpatient treatment program?

Meridian Behavioral Network
No. Inpatient clients may not leave the premises without staff supervision. The only exception is for clients in the Extended Care program whose treatment plans include employment or education. Passes are given only in special situations and must be approved by the treatment team.
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Do I need to carry out a survey of all premises covered by the regulation?

Aspect - FAQs
Not necessarily. The regulation requires you to take 'reasonable steps' to find asbestos in your premises. There are different types of inspection/survey that could be undertaken. The regulation calls for a proportionate approach and will only require a substantial survey where the risk warrants it. In many cases, for example a small shop where there is very little maintenance work, a simple walk through inspection will be suitable.
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What happens if I am in the low percentage of premises that will not be covered by ADSL?

Alpha Telecom FAQ Page
Alpha Telecom is working to provide broadband services to all homes and businesses. We can offer you the internet dial up service.
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Are braces covered under the DeltaCare program?

Frequently Asked Questions About Henrico County
Yes, orthodontic (braces) services are covered with participating DeltaCare providers. See page 11 in the Delta Dental brochure.
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Our child is going to college. Are his contents covered while away at school?

Frequent Asked Personal Insurance Questions - Ritter Insuran...
Yes, to a percentage. Contents that are stored away from home in a temporary location normally have up to 10% of your personal property limit on your homeowners policy. Yes. You have up to 10% of your personal property limit for contents that are stored off the premises. Be sure though to call your agent and let them know an address of where the contents are being stored along with more specifics about the building where the contents are being stored.
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Are the contents of my shed and/or garage covered by my home insurance?

Home Insurance from Cover Direct: FAQs
Yes, but accidental damage cover is excluded on contents within outbuildings, and theft cover is subject to limits - see home insurance policy documents.
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