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Frequently Asked Questions

Will my insurance rates go up if I put in a claim?

Frequently Asked Questions - Danny's Auto Glass and Mirror
It depends on how your glass broke. Most customers have their glass break from a rock off the road, vandalism, or other unknown reasons. If this is the case, your claim would fall under the comprehensive portion of your insurance - which doesn't raise your rates.
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What are "pooled" health insurance rates?

Frequently Asked Health Insurance Questions
Pooling" is, in our opinion, the most fair approach to setting health insurance rates. A health insurance company operating under a pure "pooled" approach uses the same method in determining rates for both new and existing clients, regardless of the client's health status or claims history. In other words, insurance companies with "pooled" rates do not charge lower rates to entice new customers, while charging higher rates to long-time customers.
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Where do I file a claim for unemployment insurance?

Frequently Asked Questions | Job Seekers | Georgia Departmen...
You may file your claim at any Georgia Department of Labor Career Center. To find the office nearest to you, go to Find Us, then select Career Centers.
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Will my insurance rates go up if I pursue a claim or obtain a recovery?

Personal Injury Attorneys Personal Injury Lawyers Ferrer, Po...
No. Based on the information insurance agents and insurance carriers provide us, simply because an injured person pursues a claim does not mean that their insurance premium will be increased. It is when a person's negligent or wrongful acts cause injury that their own insurance premiums are increased.
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Will filing one claim on my homeowners insurance cause my rates to go up?

Home Back
No. In most cases, once an insurer reviews your loss history and finds none, one claim should not affect your rates. If the claim exposes some greater risk on your property, however, such as owning a trampoline or new swimming pool, then you may face a rate increase.
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That's great, but will my insurance rates go up if I file an auto glass claim?

GlassOne || Windshield and Auto Glass Replacement
Not at all. A cracked windshield doesn't reflect your driving ability, so why should it have a bearing on your level of risk to the insurance company? Auto glass replacement falls under the comprehensive portion of your insurance rather than the collision category, so you can get a brand new windshield and your insurance premiums will stay the same.
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Baton Rouge and New Orleans Injury Lawyer - Eric Guirard - L...
This is a common concern. The answer is no. Based on the information insurance agents and insurance carriers provide us, simply because an injured person pursues a claim does not mean that his or her insurance premiums will be increased. It is when a person’s negligent or wrongful acts cause injury that his or her own insurance premiums are increased. Have you or someone you care about been injured? Contact a Louisiana personal injury lawyer at the offices of E Eric Guirard today.
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Will checking on my deductible or inquiring about an auto glass claim raise my insurance rates?

Metro Auto Glass - Milwaukie, OR - Insurance FAQ's
Most insurance providers do not consider questions regarding your policy coverage and deductibles as a claim.
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If I make a claim on my insurance, won't it raise my rates?

A & Z AUTO GLASS: Frequently Asked Questions
No at all. Insurance companies consider windshield replacement a no fault claim, and as such, will not affect your rate.
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That's great, but will my insurance rates go up if I file an auto glass claim?

Glass Depot San Jose 2221 Stevens Creek Boulevard, San Jose,...
Not at all. A cracked windshield doesn't reflect your driving ability, so why should it have a bearing on your level of risk to the insurance company? Auto glass replacement falls under the comprehensive portion of your insurance rather than the collision category, so you can get a shiny new windshield and your insurance premiums will stay the same. Yes, because we like you! To qualify for the discount, simply call our Glass Depot online division by phone at 408-295-2929.
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Will filing a single claim cause my home insurance rates to go up?

Frequently Asked Questions about Insurance for Homeowners
Loss experience is a major factor in determining home insurance rates. Loss experience consists of the frequency and severity of losses as well as conditions of the property that favor losses, such as the presence of a trampoline or swimming pool. A single claim should not have a drastic affect on your premium as long as the loss does not expose some greater risk on your property, indicate a trend in losses or identify serious negligence on the part of the policyholder.
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Can my weight make a difference in my health insurance rates?

Frequently Asked Health Insurance Questions
Yes. All Illinois health insurers use height/weight tables to make risk determinations. People with "non-standard" height/weight ratios may be charged higher rates or refused coverage. These height/weight standards vary from health insurer to health insurer.
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Should I use my health and accident insurance if my claim is denied?

FAQ: Workers' Compensation Philadelphia Work Injury Lawyer P...
Some employers provide health and accident insurance, which is available in the event that you suffer a non-work related injury or disease. You may be entitled to use this coverage while your claim is being processed. Insurance Department regulations require health and accident insurers to pay benefits when a Workers' compensation claim is denied. These benefits are usually substantially less than what is allowed under the Workers' Compensation Act.
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If my claim has been denied, may I use my health insurance coverage?

FAQ: Workers' Compensation Philadelphia Work Injury Lawyer P...
Insurance department regulations impose upon health and accident insurers the obligation to pay benefits if your claim is denied. If your claim is denied, you should send a copy of the denial to your medical providers along with health insurance information. ERISA plans are not subject to Pennsylvania Insurance Department regulations, and thus may refuse to pay for work related medical bills.
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What should I do if my insurance denies a claim?

LMHS - Footer2
If you feel the claim denied in error, contact your insurance carrier for a detailed explanation on the claim. The Central Business Office will also receive an explanation of benefits (EOB) from your insurance company stating the claim has denied. We will reflect this information on your account and a statement will be sent to you requesting payment in full.
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How can I file an insurance claim?

Trinity University Health Services
If you are enrolled in the Student Accident and Sickness Insurance Plan offered through the university you can obtain a claim form from Health Services or on-line at www.academichealthplans.com/trinity. Follow the directions on the form. Fill in all the blanks even if some of your responses are “not applicable”. Attach bills and statements related to the illness or injury. Copy all the forms that you send to the insurance company. You may need to refer to them later.
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How will I know if a former employee files an unemployment insurance claim against me?

Frequently Asked Questions | Employers | Georgia Department ...
If you are determined to be the most recent employer, as defined by law, you will be mailed a questionnaire as soon as the claim is filed. The questionnaire will have specific questions to be answered regarding the reason for separation. You will be advised when the written information must be submitted, and you may be contacted by telephone if additional facts are required.
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How do I submit an insurance claim?

UD Student Health Service: Health Insurance FAQ
In the event of Injury or Sickness, the Insured should consult a doctor and follow his/her instructions. Claim forms and instructions are available at the Student Health Service and all claims should be mailed to: Written notice of a claim should be given within 30 days after the occurrence or commencement of any loss covered by the Policy. All bills for which benefits are to be paid must be submitted within 90 days for the date of treatment. No.
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What if my insurance company hasn't covered my claim?

Frequently Asked Questions
In most cases your insurance carrier will pay for your service within 6 weeks of your claim. If this does not occur, it is your responsibility to contact your carrier about the delay. A reminder that your insurance contract is between you and your carrier.
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Can I claim on my health insurance?

Martineau Chiropractic Clinics - Frequently Asked Questions
Most insurance companies will cover Chiropractic treatment. We have been registered with BUPA and PPP for many years now. Generally you get a claim form from your insurance company, some require you GP's signature, and when your treatment program is over you return the form, filled out by your chiropractor, with an itemised receipt of costs incurred to get a refund.Top
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