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Frequently Asked Questions

What are my rights as a resident of a long-term care facility?

NC Division of Aging and Adult Services-Frequently Asked Que...
When an individual enters a nursing home or adult care home, he or she is guaranteed certain fundamental rights. Under North Carolina State Law these rights are found in the Nursing Home Residents' Bill of Rights and the Adult Care Home Residents' Bill of Rights. A copy of these rights should be posted within the facility. Any representative of the Ombudsman Program can help you understand these rights.
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What are my rights as a resident of a long-term care facility? How do I choose a nursing home?

NC Division of Aging and Adult Services-Frequently Asked Que...
Planning ahead is one of the best ways to ease the stress that accompanies choosing a nursing home. Unfortunately, such decisions are often thrust upon us in times of crisis. Nevertheless, there are several steps you should always consider before selecting a nursing home. To begin with, you must determine what services are needed. There are many care and service options aside from the more intensive nursing home care.
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Can I still bill if the patient is in a long-term care facility?

MSP - Negotiated Agreements with the BCMA - FAQs - Full Serv...
Patients in long-term care facilities are eligible, however clinical judgment may be needed about the appropriateness of following these guidelines in patients with dementia or very limited life expectancy.
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What is long-term care and should I buy long-term care insurance?

WI Commissioner of Insurance Frequently Asked Questions on H...
Long-term care is the kind of help you need if you are unable to care for yourself because of a prolonged illness or disability. It can range from help with daily activities at home, such as bathing and dressing, to skilled nursing care in a nursing home. Not everyone should buy a long-term care insurance policy. For some, a long-term care policy is an affordable and attractive form of insurance. For others, the cost is too great and the benefits they can afford are insufficient.
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What if I suspect abuse in a long-term care facility?

Elder Abuse - F A Q Page, Sonoma County Area Agency on Aging...
If the suspected abuse has occurred in a long-term care facility, such as a nursing home or a residential care facility, report it to the local Ombudsman Program (707-526-4108). Abuse can continue and may escalate if there is no intervention. When in doubt, err on the side of caution and report. All reports are confidential.
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How can I have someone visit a loved-one in the hospital or long term care facility?

frequently asked qusestions
Please call or have someone close to you call the Rectory at (860)233-5131 and give the name and health care facility.
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How can abuse be prevented for residents who currently live in a long-term care facility?

FAQ Search Results
According to the National Center on Elder Abuse, the most effective prevention is to combine strategies to ensure a resident's proper care. Under the Nursing Home Reform Act, an assessment of the resident's interests, personality, and health care needs are used to develop a personalized and practical care plan. This determines not only how the resident will be cared for, but who will carry out various tasks, when the measures will be completed, etc.
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What if my spouse lives in a long-term care facility?

Fair PharmaCare Frequently Asked Questions
You would continue to be eligible for enhanced financial assistance under the Fair PharmaCare plan until the end of the year in which your spouse died. In following years, you would be eligible to receive the regular Fair PharmaCare financial assistance based on your net income.
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Do you think assisted living facilities can take the place of a long- term care facility?

Sovereign Healthcare FAQS
Absolutely not. Long-term care facilities' staff are all certified and Licensed professionals who are trained in assessment and intervention and are required to take care of the resident with more advanced needs.
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What happens if either my spouse, or I, should die or move to a long term care facility?

Reverse Mortgages | Harbor Mortgage
As long as the property continues to be the principal residence of one of the borrowers the loan cannot be called due. No. This is a common misconception. A reverse mortgage is a loan secured by the property just like any other mortgage you may have had. The title ownership remains in your name and the eventual payoff to the lender will be the loan balance, or the home value, whichever is less.
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Can my long-term care insurance premiums be increased?

WI Commissioner of Insurance Frequently Asked Questions on H...
Yes, premiums for all long-term care insurance policies may be increased. However, if premiums are based on issue age, they may only increase if premiums are increased for all individuals insured under the same type of policy. If premiums are based on attained age, premiums will increase as you age.
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How do I qualify for long-term care insurance?

WI Commissioner of Insurance Frequently Asked Questions on H...
Companies selling long-term care insurance underwrite their coverage. That means they look at your current health status and health history and issue a policy only if you meet the guidelines established by the company. Some companies ask only a few questions about your health. Others may ask for more detail, examine your current medical records or ask for a health statement from your doctor. Answer all questions as truthfully and thoroughly as possible.
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What type of long-term followup care is part of the study?

CTO FAQ's
Clinical trials often contain technical medical language, not used in everyday conversation. Many trials therefore require that the patient be fluent in English. Some trials will also be conducted in a second language. If you do not speak English fluently, it still may be possible to participate in the study if you have a friend or a family member who is readily available to act as a translator between you and your health care providers. You should discuss this possibility with your doctor.
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Should I look for when visiting a long term care service facility?

Vital Savings by Aetna
After deciding on several possible providers, it will be necessary for you to visit those that you are considering. Call those providers and schedule an appointment. Let them know that you will want to tour the facility and talk with staff and other patients if possible. You will need to allow at least one and possibly several hours for this visit.
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What types of incidents must be reported by a long term care facility to the Division?

DLTCRP Frequently Asked Questions
State of Delaware law requires that any incident in which an employee of a facility has reasonable cause to believe that a resident has been abused, mistreated, neglected, and/or financially exploited must be reported.
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How does a long term care facility report an incident to the Division?

DLTCRP Frequently Asked Questions
Facilities can fax the information using the Division's Incident Report form to the Complaint & Incident Reporting fax number. This form is available by calling the Division of Long Term Care Residents Protection in New Castle County or Kent/Sussex Counties. Facilities can also e-mail the information to the Division, at ltc.residents.protection@state.de.us . Facilities must include all of the information given on the Division's Incident Report form. No.
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Q: Have any residents of this long-term care facility died?

Aug 21, 2003
Yes. Whereas the case fatality rate of SARS in persons 65 and older is > 50% (WHO May 7th update), the case fatality rate so far is much lower for this illness in British Columbia. Dr. Patrick reported (Aug 20 ProMED) that baseline mortality at this facility is about 8 persons every two (2) months. In the 7 ? weeks since this illness began, 11 persons have died.
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Why would an agency or long-term care facility participate in the Provider Pathway?

LifePlans: Frequently Asked Questions (FAQ)
Home health agencies and facilities enjoy a good working relationship with LifePlans' Provider Pathway. We provide a stream of referrals to participating agencies and assure them of prompt payment. They appreciate the value of being associated with a high quality program and the opportunity to service our clients.
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Can a patient in a Long Term Care Facility (LTCF) receive methadone for maintenance purposes?

Kansas State Board of Pharmacy-FAQs
If a LTCF is registered with DEA as a hospital/clinic, it need not be separately registered as a Narcotic Treatment Program (NTP) to administer or dispense methadone as an adjunct to medical treatment of conditions other than addiction. [21 CFR 1306.07(c)] If a LTCF that is not registered with DEA has a patient who is also currently enrolled in a licensed NTP, the NTP may transfer medication to the LTCF with the approval of the State Methadone Authority. (www.samhsa.
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Are preexisting conditions covered under long-term care insurance policies?

WI Commissioner of Insurance Frequently Asked Questions on H...
Preexisting conditions must be covered by long-term care insurance policies. However, insurance companies may have a preexisting condition waiting period of up to six months. After your policy is in effect for six months, it will pay for covered benefits.
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Can the insurance company cancel my long-term care insurance policy?

WI Commissioner of Insurance Frequently Asked Questions on H...
No, your policy is guaranteed renewable for life. The policy may terminate only when you cease paying your insurance premiums or if you use the maximum amount of benefits available under the policy.
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Are Alzheimer's and other dementias covered by long-term care insurance?

WI Commissioner of Insurance Frequently Asked Questions on H...
Alzheimer's disease and other dementias are required to be covered by long-term care policies. However, if you have Alzheimer's or other dementia at the time you apply for coverage, the insurance company is not required to accept your application or to issue coverage.
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How do you define “long term acute care” (LTAC)?

Frequently Asked Questions
Long Term Acute Care is defined as hospital care that is provided to patients that meet acute care criteria. Their hospitalization generally requires greater than 25 days.
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What is long term care protection?

FAQs
Long term care is not one service, but a variety of services available to individuals who are unable to care for themselves due to an illness, accident or disability. The services are provided in a setting other than the acute care section of a hospital. Some common reasons why long term care services may be needed include: car accidents, sporting accidents, stroke, the aging process, Alzheimer’s or Multiple Sclerosis.
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Does the MMA have special provisions for long-term care pharmacies?

FREQUENTLY ASKED QUESTIONS ABOUT THE MEDICARE MODERNIZATION ...
Yes, all plan sponsors must contract with any willing long-term care provider to provide prescription drugs to Medicare beneficiaries residing in long-term care facilities. Plan sponsors will be required to network with LTC pharmacies separately from regular network contracting.
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My long term care facility is condisdering eliminating renal diets. Can you tell me pros and cons?

Becky Dorner & Associates
Rather than eliminating renal diets all together, please consider liberalizing them. Depending on the type and stage of renal disease the needs can be quite different. You might refer the decision makers to Position of the American Dietetic Association: Liberalized diets for older adults in long-term care, Co-author, September 2002. There is also a simple explanation in the form of an article on my website at http://www.beckydorner.com/pdf/RENALDIETS.
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What rights do I have as a resident?

University Housing - The University of Iowa
The primary rights that all residents have are to sleep and study in their rooms. For additional rights and responsibilities, read your copy of the University Housing Guidebook given to you at check-in.
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What type of long-term, after-care services do you provide?

Delmarva Bariatric & Fitness Center - Frequently Asked Q...
Our support group meets six times per month and has had weekly topics, guest speakers, and healthy cooking classes. We have a dedicated regsitered nurse, program coordinator who can answer questions, or refer you to the doctors. She is an expert because she has had RNY herself! The physicians will personally work with you on your nutrtition, and our personal trainer also meets with you to discuss your nutritional regimen. In January, our new, 6000 sq. ft. office is expected to open.
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Is long-term care covered under most medical plans?

Welcome to State Employees' Retirement System
Most medical plans are designed to cover acute or skilled care, but rarely if ever, cover custodial care. Many people discover this when they are faced with an actual long-term care situation. No. Disability insurance is designed to replace a portion of income when a person can no longer work due to a disabling condition.
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