What is a pre-existing medical condition?
Free Spirit Travel Insurance for pre-existing medical condit...Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment. C: Any disease, illness or injury for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years.
Related QuestionsWhy do I need cover for my pre-existing medical condition?
Free Spirit Travel Insurance for pre-existing medical condit...Medical costs abroad can be very expensive and without adequate insurance cover you could be left severely out of pocket. We recommend that all travellers are insured on the same travel insurance policy. Gaps in cover could arise if separate policies are purchased (e.g. some policies will exclude pre-existing medical conditions of persons travelling with you).
Related QuestionsTravel Insurance Product FAQ for TravelersA pre-existing medical condition means an illness, disease, or other condition during the 60-day period immediately prior to your effective date for which you, your traveling companion or family member scheduled or booked to travel with you, Took or received a prescription for drugs or medicine.Related Questions
FAQâ??sAny medical condition you have, or have had, for which you are taking prescribed medication or are waiting to receive, or have received treatment (including surgery, tests or investigations) within the 2 years prior to buying the insurance. Back to TopRelated Questions
faqAny health/medical condition that has existed, been diagnosed, treated, known about or which has been or is currently under investigation prior to the start date of the policy. You must declare medical conditions to us as you arrange your cover or if the conditions develop or worsen prior to departure, by contacting our medical helpline (as indicated here). If you are unsure whether something should be declared, we recommend that for your own protection that you do so.Related Questions
ecotrekWe require everyone to fill in a confidential medical form for us and if you have a pre existing medical condition, we require your doctor’s approval to travel.Related Questions
FAQ's for Purchasing Travel InsuranceIt can be any physical condition, illness, or disease that existed in the period before taking out the travel insurance policy. That includes any chronic or ongoing medical condition. As part of the Duty of Disclosure an insured is required to provide details of their medical condition. Refer to the PDS (Product Disclosure Statement) for information. You will need to refer to the policy wording of each policy you are considering, as some exclusions apply with pregnancy.Related Questions
faqs Income protection insurance, Ant Insurance, Income prot...This is a physical or mental condition whether diagnosed or not, which you knew about or in our reasonable opinion should have known about, or for which you received treatment prior to the start date. You are not covered for pre-existing medical conditions that may cause you to claim for accident & sickness benefits. We may still insure you but we will not pay benefits directly relating to any claim which we consider you were aware of before the start date.Related Questions
Travel Insurance :: Aussietravelcover for Worldwide Travel I...It can be any physical condition, illness, or disease that existed in the period before taking out the travel insurance policy. That includes any chronic or ongoing medical condition. As part of the Duty of Disclosure an insured is required to provide details of their medical condition. You will need to refer to the policy wording of each policy you are considering, as there are some exclusions with pregnancy.Related Questions
Travel Insurance FAQ - DOGTAG Worldwide AssistanceAll travel insurance companies require the policyholder to disclose any material fact that may influence them in their decision to accept or decline a risk. When obtaining a quotation please read the all the terms and conditions which will guide you through the simple process.Related Questions
Travel Insurance Australia: Frequently asked questionsSimply visit one of our travel insurance sponsors to experience fast, online travel insurance quotes. In most cases you can even pay online! Get massive savings on travel insurance. Instant quotes and arrange secure online cover ... for Australian or international travel insurance for single trip, backpackers and annual worldwide cover. www.1cover.com.Related Questions
Back To Top] What is a pre-existing medical condition?
Travel Insurance Australia: Frequently asked questionsIt can be any physical condition, illness or disease that you had in the period before you took out the travel insurance policy. That includes any chronic or ongoing medical condition. But don't worry too much about it. Most insurers will cover you if you have a pre-existing medical condition, but will require you to provide details and may charge a higher premium to cover any higher risk you might pose.
Related QuestionsWhat is a pre-existing condition?
Oregon Medical Insurance Pool OMIP frequently asked question...Pre-existing conditions are those for which medical services, diagnosis, care or treatment were recommended or received in the six months before you obtained health insurance coverage.
Related QuestionsWhat if my child has a pre-existing condition?
Faq'sCHIP does not consider pre-existing conditions when determining eligibility for your child. There are no pre-existing condition waiting periods for CHIP.
Related QuestionsFrequently Asked Questions Travel Insurance AustraliaThis policy DOES NOT automatically cover any existing medical condition of which You are aware or You or any other person insured under this Policy has received medical advice (including investigation), medical treatment, or have taken any prescribed medication in the 30 days prior to the issue of this Travel Insurance Policy, even where a diagnosis has not been made.Related Questions
Frequently Asked QuestionsUnder AB 1672, group health insurance defines a pre-existing medical condition as a condition for which an individual received treatment within the past six months prior to enrollment. Treatment is defined broadly and includes physician consultations and prescription medication.Related Questions
What is the definition of a pre-existing medical condition?
backpacker Travel Insurance Tips. Australia Travel Insurance...a) Any physical defect, condition, illness or disease for which treatment, medication, preventative medication, advice, preventative advice or investigation has been received or prescribed by a medical or dental adviser in the 90 days prior to the issue of the Policy; or b) Any chronic or ongoing (whether chronic or otherwise) medical or dental condition, illness or disease medically documented prior to the issue of the Policy.
Related QuestionsCan my 'pre-existing medical condition' be covered?
Travel Insurance Managers :: Low Cost Travel InsurancePlease refer to the Additional Options section of the Product Disclosure Statement on pages 20 to 23.
Related QuestionsHave a Travel Insurance Question? ? Online Travel Insurance ...We cover certain pre-existing medical conditions free of charge, please refer to page 9 & 10 in the Product Disclosure Statement for further information.Related Questions
Do I have a claim if my medical condition was pre-existing?
FAQ New Jersey Lawyers: Petro Cohen Petro Matarazzo Warringt...If your work aggravates or worsens a pre-existing medical condition, you may be entitled to further workers' compensation benefits. Often the workers’ compensation insurance carrier denies benefits when the worker has a pre-existing medical condition.
Related QuestionsFrequently asked questions about short term medical insuranc...A pre-existing medical condition is a health issue that started before your current insurance. Usually this is evidenced by notations in your medical records. Examples of medical expenses frequently not covered as pre-existing medical conditions are long term prescription drugs and seasonal allergy treatments.Related Questions
I might have a 'pre-existing medical condition' ? how do I tell?
Have a Travel Insurance Question? ? Online Travel Insurance ...You will find a full definition in your Product Disclosure Statement. A pre-existing medical condition is basically any condition for which you are taking ongoing treatment, medication or precautionary advice. If you broke your arm 5 years ago and there have been no problems since, you do not have a pre-existing medical condition. However, if you had a heart attack 5 years ago and now take routine tests of your cholesterol and blood pressure, you DO have a pre-existing condition.
Related QuestionsI have a pre-existing condition. Will OMIP be able to help me?
Oregon Medical Insurance Pool OMIP frequently asked question...Yes and no. The OMIP benefit plans have a six-month limitation for pre-existing conditions, including pregnancy. This means we will not pay benefits during the first six months you or your enrolled dependents are enrolled under an OMIP plan for coverage of expenses incurred for a pre-existing condition. In summary, NO, you would not be covered for the first six months of your policy for anything related to the pre-existing condition.
Related QuestionsAre there any pre-existing condition rules in Healthy Steps?
Frequently Asked Questions: Children's Health Insurance Prog...No. Healthy Steps has no pre-existing condition rules. If a family meets the eligibility guidelines, a child's pre-existing medical condition does not exclude him or her from coverage.
Related QuestionsKaiser Permanente - Frequently asked questions about Kaiser ...A pre-existing condition is a condition for which medical advice, diagnosis, care or treatment was recommended or received.Related Questions
