All personal RBC Royal Bank Visa cards are eligible for Verified by Visa. Business and Expense card products are excluded from this service at this time.

When you enroll for RBC Royal Bank Visa eStatements, you may receive one last paper statement in the mail, depending on your billing cycle. You can choose to switch back to paper statements at any time.

While all RBC Royal Bank Visa cards offer superior benefits, some cards have annual fees-a once yearly charge for ownership- while others do not have an annual fee. A fee is primarily dependent upon the associated level of benefits, rewards, extended warranties and money-saving insurance coverages associated with each card. Let us help you determine the RBC Royal Bank Visa card that's just right for you. Simply use our Card Selector or click here for more information.

Call our 24-hour toll-free number 1-800 ROYAL® 1-2 (1-800-769-2512) immediately if your RBC Royal Bank Visa card is lost or stolen. Once you have informed us of the loss, we will be able to block the card from future use and issue a new card to you. For additional security and peace of mind, consider the Card Registry service (complimentary with some cards) provided by RBC Royal Bank Visa.

You can activate your RBC Royal Bank Visa card today by clicking here. Registration is fast, easy and free.

Not without your express consent. The account information collected from other financial institutions is stored on a separate server owned by CashEdge, our My View™ service provider. RBC Royal Bank will look at your other bank information only if you give us permission to do so.

All of the following CIBC Personal and Small Business VISA credit cards can be registered for this service at no charge.

The success of our KBI clients is the reason why our KBI initiative has been so successful. Our KBI team has helped some of the greatest and most successful Canadian KBI companies access venture capital, enter into global markets, manage volatile cash flow, access project financing and bridge loans, facilitate IPOs, network with key industry players, and more.

One of the things that makes RBC Royal Bank's KBI approach so unique is our life cycle approach to helping KBI companies, from start-up to global markets. RBC Technology Ventures Inc. (RBCV) combines expertise in venture capital and early stage financing to offer start-ups and high-growth knowledge-based companies a complete range of venture financing and management expertise.

No. Your other login ids and passwords are always stored in a secure encrypted format and RBC Royal Bank staff do not have access to this information.

You should process transactions for Visa cards that are not registered for Verified by Visa with the same precautions that you currently use. Provided you have implemented Verified by Visa correctly, you will benefit from guaranteed payment for the most common types of e-commerce disputes on all of your transactions.

Verified by Visa is a free password protection service that helps ensure only you can use your CIBC VISA card to make purchases online at participating merchant sites. By working together, CIBC and Visa are providing you with added security when you shop online using your CIBC VISA card.

Currently, Verified by Visa is only offered to protect Visa cards, contact your card issuer to see whether they offer something similar for other payment brands.

Yes. When you enrol with Bank of Scotland Secure you will select a login and a password. These will be valid for any of the cards you have enrolled. You must select a password between 6-20 characters, which includes at least one digit and one letter. You may not use passwords that you have used previously for Bank of Scotland Secure. We recommend that you select a password that will be easy for you to remember and difficult for others to guess.

Royal Bank was founded as the Merchants Bank, in Halifax, in 1864. In 1869, the bank received its federal charter and was incorporated under the name of the Merchants' Bank of Halifax. To better reflect the bank's growing continental aspirations, and to avoid confusion with the Merchants Bank of Canada, the bank adopted the more distinctive name of "The Royal Bank of Canada" in 1901. In 1990, The Royal Bank of Canada shortened its legal name to Royal Bank of Canada.

The bank was founded, in 1864, by a small group of enterprising Halifax merchants. These merchants- J.W. Merkel, Edward Kenny, T.C. Kinnear, John Duffus, William Cunard, John Tobin, George P. Mitchell, Jeremiah Northup- agreed to enter into a co-partnership to "discount promissory notes and acceptances, make advances on approved securities, purchase and sell bills of exchange, receive money on deposit, and transact all other business matters connected with a banking establishment."

A complete history of Royal Bank can be found in Duncan McDowall's award winning book Quick to the Frontier: Canada's Royal Bank published by McClelland & Stewart in 1993. The French edition of the book is entitled Banque Royale: au coeur de l'action published by Les Editions de l'Homme (1993).