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Frequently Asked Questions

How long can I collect under a disability income policy?

Insurance FAQ. Health Insurance Questions and Answers.
Policy provisions vary, as do the premiums depending upon which provisions you choose. Generally the policy will specify a maximum period of time it will pay for a covered disability. Typical policy terms are for two years, five years, or to age 65. If during that time you recover from the disability and return to work, the policy will provide that a new disability will start a new benefit period. See similar questions...

What does a disability income policy do?

Insurance FAQ. Health Insurance Questions and Answers.
Disability income is a form of health insurance that is designed to provide you with an income during the time you are unable to work due to illness or injury. See similar questions...

How long would a disability income last?

Long Term Disability Insurance Coverage | Loss of Income Pro...
The period of a disability policy depends on the contract and on the company. You want one that will last at least until you are eligible for Social Security although a three to five year policy is cheaper. A few companies have policies that will pay for a lifetime along with Social Security after you turn 65, but this is rare and expensive. In any case, look for a policy that will not expire if you have to use it, but that would allow for several periods of disability. See similar questions...

How long will I need a disability policy?

Disability Insurance. Frequently Asked Questions & Myths...
long as you are dependent on your income, you will need to keep your policy. Once you are financially independent or retired, you may not need the coverage anymore. See similar questions...

What is the University's policy on disability accommodations?

University of Washington credit classes for grad-school prep...
The University of Washington is committed to providing access, equal opportunity and reasonable accommodation in its services, programs, activities, education and employment for individuals with disabilities. To request disability accommodation, contact the Disability Services Office at 206-543-6450 (voice), 206-543-6452 (TTY), 206-685-7264 (fax), or dso@u.washington.edu at least 10 days prior to the start of your course or date of a UW event you plan to attend. See similar questions...

How do I collect income / interest?

Faqs
If you have elected to have income paid to you, any income you earn will automatically appear in your Earnings portfolio on the specified date. If you would like to withdraw an amount from your Earnings portfolio, please refer to our frequently asked question entitled ‘How do I withdraw funds?’ See similar questions...

Are benefits paid under a disability policy taxable as income?

FAQ For Individuals
This depends on who paid the insurance premiums. If the insured paid the premiums with after-tax dollars, then the disability benefits will be received income tax-free. If an employer paid for part or all of the premiums then an equivalent portion of the benefits paid to the employee are usually taxable. Consult your accountant or tax adviser to make sure you fully understand this aspect of disability coverage. See similar questions...

HOW LONG CAN I COLLECT TDI? WHAT IF MY DISABILITY IS LONG-TERM?

Temporary Disability Insurance Frequently Asked Questions
The duration of your claim is equal to 36% of your total base period wages divided by your weekly benefit rate (not including dependent's allowance. The most you are allowed to collect is an amount equal to 30 full weeks. You may claim these weeks any time you are medically certified as unable to work during your benefit year. You should consider filing for Social Security disability if your condition is expected to last at least a year. See similar questions...

Can I receive Social Security Disability Income (SSDI) and VA disability benefits at the same time?

FAQ Frequently Asked Questions
You can receive SSDI benefits and service-connected compensation without any offset to either amount. However, if you receive a non-service connected VA pension, SSDI benefits WILL be subtracted from your VA disability pension check. More Questions on this topic? Ask it here http://www.hadit.com/forums/index.php?showtopic=1499 See similar questions...

Can I collect disability benefits due to pregnancy?

Department of Labor and Workforce Development | Frequently A...
Yes.  Eligibility for temporary disability benefits due to pregnancy is determined in the same manner as for any other disability.  You must meet the wage requirements and your physician must certify that you are disabled.  For more information, see our web page entitled Pregnancy. See similar questions...

How much income replacement will I receive from long term disability (LTD) coverage?

Long Term Disability Insurance: Frequently Asked Questions
Long term disability coverage provides a monthly income replacement that is either a percentage of gross pre-disability earnings or a specified dollar amount. Variations do exist so be sure to check the summary plan description for details. The initial enrollment period is the best time to enroll if you have a pre-existing condition. During the initial enrollment period, you are not subject to medical underwriting. See similar questions...

Where can I apply for a letter/statement for income tax purposes? How long before I can collect it?

The University of the West Indies, St. Augustine, Trinida...
This letter would only verify that you are/were a registered student at the University for a given period.Should you require a statement which gives fees or monies paid, you should request this letter from the Student Accounts Section, Bursary. See similar questions...

Who can get disability benefits under Social Security or Supplemental Security Income?

Disability Determination - Frequently Asked Questions
Under the Social Security Disability Insurance Program (SSDI/Title II), there are three basic categories of individuals who can qualify for cash benefits on the basis of disability: A person under age 65 who worked long enough to be covered under Social Security and then had to stop working due to a disability. See similar questions...

How long does it take to get a disability decision?

Disability Determination - Frequently Asked Questions
The amount of time that it takes depends on how quickly all the necessary evidence can be obtained. The average time between the date of application and the final decision is just over 100 days, but this can vary greatly depending upon how many sources the Disability Determination Bureau (DDB) needs to contact and how quickly they respond. You can help by supplying information as quickly as possible whenever DDB asks for it. See similar questions...

HOW LONG CAN I COLLECT?

Unemployment Insurance Home Page, RI DLT
The duration of your claim is equal to 36% of your total base period wages divided by your basic weekly benefit rate (not including dependent's allowance). The most you are allowed to collect is an amount equal to 26 full weeks. You may claim these weeks any time you are unemployed during your benefit year. See similar questions...

My employer carries disability income insurance on me. Should I consider buying a policy on my own?

Charles J. Sellers & Co., Inc. - FAQ
There are many reasons why it may be in your best interest to consider buying a policy on your own. So that you can review your specific circumstances, please call our customer service department during regular business hours. See similar questions...

Can I collect temporary disability benefits if I was injured on the job?

Department of Labor and Workforce Development | Frequently A...
Work-related injuries or illnesses are not compensable under the Temporary Disability Benefits Law.  However, if you file a claim for workers' compensation benefits and it is contested by the workers' compensation insurance carrier, you may be eligible for temporary disability benefits while the workers' compensation issues are being resolved.  To protect our subrogation rights, we would file a lien against any subsequent workers' compensation award. See similar questions...

Can I collect disability benefits while involved in a labor dispute?

Department of Labor and Workforce Development | Frequently A...
If your disability begins on or after the start of the labor dispute in which you are a participant, disability benefits will not be paid for the duration of the dispute.  If you are still disabled after the labor dispute is over, benefits can be paid for the period following the ending date of the labor dispute. See similar questions...

Can I collect disability benefits for a drug problem?

Department of Labor and Workforce Development | Frequently A...
Yes.  As long as you are no longer using illegal drugs and you are being treated for the substance abuse in a program with a licensed physician, you may collect disability benefits.  Your physician must certify that you are disabled, and you must meet all other eligibility requirements. No. Coverage under an approved Private Plan replaces State Plan coverage.  Since you are not covered by the State Plan, you cannot be paid State Plan benefits, even if you continued to be disabled. See similar questions...

My ex-spouse collects Social Security Disability. Can income withholding occur on that check?

ODJFS Online | Office Of Child Support
Yes, there can be income withholding for Social Security Disability and Social Security Retirement benefits. There cannot be a withholding for SSI because those benefits are a form of public assistance. The law requires the non-residential parent to notify the CSEA when a change in employment occurs. Even if he/she doesn't, the employment or assets are reported through the New Hire Reporting Program. See similar questions...

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