If you are being sued, we strongly urge you to speak with debt-relief Attorney James Patrick Brady about filing for bankruptcy. A bankruptcy filing will stop a lawsuit immediately and prevent your creditors from placing a lien against your house or garnishing your wages.

Once in a great while, bankruptcy is the ONLY option. But if you have a source of income, debt management is an effective alternative. Even in a bankruptcy you will have to make payments in most cases. There are many unfavorable consequences surrounding a bankruptcy. With Harbour, you are debt free in 3 to 5 years and will have achieved financial freedom. Harbour does not provide legal advice. For specific bankruptcy information please contact an attorney practicing bankruptcy law. See similar questions...

Unfortunately, some borrowers try to delay the foreclosure with lawsuits challenging validity of the loan or foreclosure or by filing bankruptcy. In either instance, C&H Trust Deed Service maintains two in-house attorneys for any such litigation or bankruptcy challenges. These attorneys are available to you at all times and will advise as to your available remedies. Any attorney fees incurred by you are added to the total debt and recoverable at the Trustee's Sale. See similar questions...

The Clerk's Office is prohibited by federal statute from providing legal advice. If you have any questions on how a bankruptcy filing affects enforcement of an eviction proceeding, please contact your local constable’s office, county sheriff’s office, or your legal advisor. See similar questions...

Filling for bankruptcy will stop the process of foreclosure on your home. In most cases, once you file your case, an "automatic stay" immediately goes into effect. The automatic stay means that a bankruptcy filing automatically stops most lawsuits, including foreclosures. However, you will still need to do specific things to be able to keep your home, including perhaps choosing to file a Chapter 13 instead of a Chapter 7. We'll discuss this in detail during our meeting. See similar questions...

YES! Filing the bankruptcy petition in the bankruptcy court automatically stays (stops) all of the listed creditors from trying to collect the money owed them. There are some creditors (such as secured creditors on your house, car, etc.) that you will need to pay, if those creditors have a valid lien on your property, and you want to keep that property. See similar questions...

YES! The automatic stay that goes into effect when a debtor files bankruptcy stops foreclosure. Chapter 13 bankruptcy forces mortgage lenders to allow debtors to 'catch up' on delinquent mortgage payments over a typically a 3 - 5 year period, curing the default on the mortgage. ( See the section above Will I loose my home if I file for bankruptcy?) See similar questions...

Yes. Bankruptcy will stop all the phone calls and all the harassment. When you file bankruptcy, the court clerk sends a notice to all your creditors notifying them and telling them to leave you alone. It works this exact way even if you are not represented by an attorney. You do not need to hire an attorney if your goal is to stop the harassment and wipe out your debts. See similar questions...

Yes, provided that you have not previously filed bankruptcy cases which were dismissed. A home is an asset usually secured by a mortgage. While a Chapter 13 will stop a foreclosure, unless you begin making current payments, a creditor will be successful in obtaining permission from the Court to institute a new foreclosure proceeding. Assuming you can make your monthly payments after you file a Chapter 13 Plan, you can catch up your arrearages under Chapter 13 and avoid foreclosure of your home. See similar questions...

Unless you can begin making your future rent payments on time, Chapter 13 may only stop an eviction for a while. Like a home mortgage payment, unless you can stay current from the date of filing a Chapter 13 forward, the owner will be entitled to possession of his property and at best you will be able to remain in the property until the owner can obtain an order from the Bankruptcy Court granting relief from the automatic stay and begin eviction proceedings in state court. See similar questions...

Practically, since collectors are paid commissions on what they collect and since they have no power to collect after you file bankruptcy, most collectors will stop calling you. If you do get a call, it is important that you make sure that the Trustee has been advised of that creditor. Remember you have nine months to list your creditors and if you forget a creditor that creditor will be entitled to receive the same distribution that your other creditors receive. See similar questions...

Many, many bankruptcies are filed to stop foreclosures. So long as the bankruptcy petition is filed before the day the real estate is sold, and in some cases within 10 days thereafter, the foreclosure can be stopped. Bankruptcy can also stop a repossession. A court order is entered automatically upon filing of the bankruptcy case which prohibits creditors from taking any action to collect their debts, including repossessions. See similar questions...

Bankruptcy is a set of federal laws and rules that can help individuals and businesses who owe more debt than they can pay. In bankruptcy, the person, corporation, or partnership that owes money is called the debtor. Bankruptcy permits the debtor to work out a plan to repay some or all of the debt, to liquidate assets, or to have some of the debt forgiven ("discharged") in an effort to obtain a "fresh start". See similar questions...

Learn whether you can start a medical malpractice or personal injury lawsuit if you've declared bankruptcy. Gerry Oginski, a New York medical malpractice and personal injury lawyer explains. Learn about 7 Legal Phrases You've Heard about but never really knew what they meant. Gerry Oginski, a New York Medical Malpractice & Personal Injury Lawyer explains. See similar questions...

Immediately upon the filing of the bankruptcy petition, all creditors must stop any collections against you. The Bankruptcy Court issues what is called an "automatic stay. " This means that by order of the Bankruptcy Court all garnishments must cease and creditors may not take any further action on any lawsuit pending against you. The Bankruptcy also stops repossessions, foreclosures, harassing telephone calls and mail collections. See similar questions...

Yes. Once a creditor or bill collector becomes aware of a filing for bankruptcy protection, it must immediately stop all collection efforts. After you file the bankruptcy petition, the court mails a notice to all the creditors listed in your bankruptcy schedules. Creditors must also stop calling if you tell them that you filed the bankruptcy petition, and give them the docket number for your case. See similar questions...

We need a copy of the face sheet of your bankruptcy after you have filed it. You may fax or hand-carry it to us. We will need the Levying Officer File No. In order to process your release. Include the fax number to your employer/payroll department for their notification. See similar questions...