It depends on how long ago you filed and what type of bankruptcy it was. In general, you cannot file Chapter 7 if you obtained a Chapter 7 discharge more recently than eight years ago. There are different rules if you're filing a Chapter 13. You won't be able to receive a discharge in a Chapter 13 bankruptcy if you received a Chapter 7 discharge within four years or a Chapter 13 discharge within two years.

You bet! Depending on your credit, we can help you get a subprime mortgage and work with you to improve your credit. When you improve your credit, we help you refinance your subprime mortgage at prime rates. Back to Top

You must contact the bankruptcy court in the county where the bankruptcy was filed and follow their instructions. You must get what is called a "RELIEF OF STAY" in order for your case to move forward. If a bankruptcy is filed it may force the Registrar of Contractors to close your case until you get the relief of stay.

Yes you can. Our attorneys will handle everything and we will get you what you need in the timeframe you need it done.

If six months or more has past since your bankruptcy, we may still be able to give you an advance. Please discuss this with our representative.

A bankruptcy petition is filed in the United States District Court in the district where the debtor lives or does business.

If a person or a business declares bankruptcy under Chapter 7 of the Federal Bankruptcy Act and lists you as a creditor, your right to recover a court judgment is cut off, along with most of his other debts. (If your judgment was based on a secured loan, however, you do have the right to recover the property pledged as security). One big exception to this general rule occurs if your judgment was obtained because you or your property were injured by the malicious behavior of the defendant.

It usually takes two years after your bankruptcy case has cleared to be approved for a mortgage, after you have improved your credit score.

In most cases, you need to file a proof of claim, but the specific answer depends on many factors (the specific Chapter of bankruptcy case, etc.). You should consult an attorney about how best to protect your interests.

If you have been listed as a creditor in a bankruptcy case, you may download a proof of claim form, request a claim form by mail or pick one up from any Clerk's Office location. For Chapter 7, 11, and 12 petitions, an original claim and a copy of any documentation supporting your claim should be filed. For Chapter 13 petitions, an original claim and one copy, along with any documentation supporting your claim should be filed.

There was a wage garnishment pending at the time of the filing, in which case they must be notified to stop withholding money from your salary; You owed your employer money, in which case they must be listed as a creditor in the bankruptcy proceeding; or

Yes. In most cases, we can provide you with a loan if your bankruptcy discharge is at least 1 year old. If your bankruptcy was discharged less than 12 months ago or if your credit problems have continued, we may be able to still to approve your loan.

A petition, indicating whether the case will be a Chapter 7 or 13, and notice is filed with the clerk of the bankruptcy court in Columbia. A Debtor must pay a filing fee, and attach a list of all creditors with addresses. There is no additional filing fee for a husband and wife filing a joint petition. After the petition is filed, no creditor is permitted to contact the Debtor directly, but must do so through the Debtor's attorney.

Schatten Properties will lease to someone that has a past Chapter 7 or 13 Bankruptcy. The prospect's credit since the bankruptcy must be good and they meet all other qualifying criteria.

Once your petition is filed, your local bankruptcy district court will set a date for your Meeting of the Creditors, your anticipated discharge and closing dates. This notice will be mailed to you, your attorney (if applicable) and every creditor that is listed on your bankruptcy petition.

Remember, just because you filed Bankruptcy does not mean you do not qualify for other programs. Back to top

Possibly. Complete a loan application to see if you are currently eligible for a loan through this program. Loan eligibility is determined on a case-by-case basis.