Individual Savings Accounts (ISA) is a form of tax efficient shelter or 'wrapper' that replaced Personal Equity Plans (PEPs) and Tax Exempt Special Savings Accounts (TESSAs) in April 1999. Both PEPs and TESSAs remain in force but no new subscriptions can be made to PEPs.

From 13th December 2000 the ISA regulations changed to allow CREST Depository Interests (CDI's) to be traded and held within an ISA. The LSE lists CDI stocks. We trade CDI's in over 300 European and USA companies at £9 a trade and this is available through the ShareCrazy ISA/PEP. See similar questions...

Income from ISA/PEP's do not need to be reported in your annual tax returns. This will mean less time and trouble for those people completing their returns. See similar questions...

In a stocks and shares ISA, interest received on cash will be subject to a 20% tax and PEP accounts do not have any tax deducted unless you withdraw more than £180 in interest. Both ISA/PEP accounts still attract stamp duty on purchases. See similar questions...

After you have opened your Online ISA account and sent in your subscription or transfer form with you annual fee. Once the cheque has cleared you may start trading with the available funds, or when your holdings have transferred across to ShareCrazy from the other ISA/PEP Manager. See similar questions...

The Faculty of Engineering (including IT) at NUI, Galway incorporates a Professional Experience Programme (PEP) in all its undergraduate programmes of study. Following completion of their third year of study, students undertake a five-month (April-August) off campus work-based learning programme. In the event that no external placement is available, students will be given projects on campus by their department. See similar questions...

ISA, or Individual Savings Account, is a tax efficient way of investing in stocks and shares, that includes open-ended investment company (OEIC) and unit trust funds, and cash. There are two types of ISA; a Mini and a Maxi. See similar questions...

ISA is an Independent Sales Associate. He or she has been authorized by the Learning Annex to initiate the sales of Exhibit Booths at the Real Estate Wealth Expos. Your ISA also serves as a contact person for any questions or issues you may have. See similar questions...

Members of the Marching Band can audition for the Varsity Pep Bands in October of each year. Visit the Pep Band Page for more information. See similar questions...

registered versions. It is only after they have examined this report and satisfied themselves as to its clients consistently report PEP to be "amazingly accurate". One client reported, "I have tried dozens amazing in a field in which 50-70% accuracy is considered the "norm". PEP's accuracy far exceeds isn't really how I am"... only to have the mate respond, "OH YES IT IS !". See similar questions...

The International School of the Americas (ISA) is another magnet school on the Robert E. Lee campus. Please see the ISA website for more information: www.neisd.net/isa/ ISA has a separate application process and deadline. (Applying to NESA does not mean that you have also applied to ISA. Applying to ISA does not mean that you have also applied to NESA.) ISA selects students through a lottery process. NESA students are selected through an audition process. See similar questions...

You can invest up to £7,000 per tax year in a Maxi ISA which can be made up of the following components: Stocks & Shares, up to £7,000 less any investments in other Components; Cash, up to £3,000. Or, you can invest up to £7,000 in each tax year in two mini ISAs; minis stocks and shares ISA, £4,000 and a mini cash ISA, £3,000. See similar questions...

To see our range of funds designed to give you income, see Selected Investment Funds* for information and details on how to buy. See similar questions...

Only individual persons are eligible provided they are 18 years of age or older and a UK resident (excluding the Channel Islands and the Isle of Man) for tax purposes. You cannot hold an ISA jointly with, or on behalf of, anyone else. For example, you cannot open an ISA with your spouse. If you are uncertain as to whether you are entitled to open an ISA, you should consult the Inland Revenue. See similar questions...

ISA can be cancelled, or in Inland Revenue terms made 'void', if there has been a breach of the ISA regulations. An example would be if an investor has subscribed to more than one Maxi ISA in the same tax year. In this case, the second ISA would be made void. If the ISA is made 'void' or if you decide to cancel there may be shortfall in the amount of initial subscription returned if you have already invested your money. The Annual Management charge is non refundable. See similar questions...

If you are aged 16 or 17, you can have a cash ISA. This can be either a Mini cash ISA or a Maxi ISA where you can only put money into the cash component. The subscription limits are the same as for savers who are over 18 (up to £3,000 in each tax year). If you have put money into a cash Mini ISA in the tax year in which you reach 18, you can go on doing so on and after your 18th birthday, subject to the normal limit. See similar questions...