QueryCAT Logo
Search 5,000,000+ questions and answers.

Frequently Asked Questions

Once I have paid why does the default/judgment not get removed from my credit profile?

TransUnionITC
Credit Bureaus will not remove a judgment unless it has been rescinded in the court of law. Defaults and/or judgments are still reflected on the credit profile for a period as they are part of an individual's credit history and credit grantors are entitled to receive this information so that they can minimise their risk. This display rules are followed by all members of the Consumer Credit Association (CCA). See similar questions...

Once I have paid why does the default/judgment not get removed?

Frequently Asked Questions
Credit Bureaux will not remove judgment unless it has been rescinded in the court of law. Defaults and/or judgments are not removed immediately because they are part of an individual’s credit history and credit grantors are entitled to receive this information so that they can minimise their risk. part of the terms and conditions of granting credit, Credit Grantors will get consent from you, the applicant for credit. See similar questions...

How do I get a judgment removed from my credit rating?

Small Claims
When you make your final payment on the judgment to the creditor, have the creditor sign a Notice of Satisfaction (available at the Small Claims Court). If you are not able to get the creditor to sign the Notice of Satisfaction and you wish to have the judgment removed from your credit rating, you must file a Notice of Motion ($75 filing fee) and Affidavit with the Small Claims Court for an order declaring that the judgment is satisfied. See similar questions...

I have paid a judgment within one month. How do I get it removed from my report?

Credit Expert from Experian
If you have paid a County Court Judgment within a month you need a Certificate of Cancellation from the County Court. You will need to pay the official fee of £10 (payable to HM Paymaster General). Experian will be notified within four weeks and remove the judgment from your report. If you would like to send Experian the original Certificate your report can be changed from this. You may wish to use the query template to contact Experian. See similar questions...

Does removal of a default, clearout, judgment or overdue payment notice mean I will obtain credit?

CrediFIX - FAQs
It is highly likely that you will be accepted if you are able to have these removed. If you have more than one usually you need to have all of them removed however some Credit Providers will lend to you at higher rates of interest if you only have one overdue notice or payment default and it is for a small amount. See similar questions...

What is a default judgment?

Bankruptcy Law Attorney Attorneys Lawyer Lawyers Columbia Te...
If you fail to appear in court as ordered by subpoena to defend this action, the court will enter in a default judgment against you and in favor of the creditor. See similar questions...

I have paid a judgment but it does not show as paid on my report. Why?

Credit Expert from Experian
In England and Wales, you need to ask the county court for a Certificate of Satisfaction and include the official fee of £10 (payable to HM Paymaster General). Once a Certificate is issued an amendment will be made to the public record and credit reference agencies will be told within four weeks. If you want to send Experian the original Certificate, your report can be changed from this. You may wish to use the query template to contact Experian. See similar questions...

Why is the default bill to profile Accounts Payable?

ECAT3, Frequently Asked Questions, FAQ
Since eCAT3 is the ordering tool for MIT DLC’s the default bill to address is always Accounts Payable at MIT. See similar questions...

How can I vacate a default judgment or lien?

Supreme Court - 2JD Kings County
A motion or order to show cause with an affidavit in support must be filed with notice in the court where the judgment was entered and served on all parties in the action pursuant to the Civil Practice Law and Rules. See similar questions...

How can I get a judgment removed from my report?

Credit Expert from Experian
bull; an insurance company was responsible for the debt and a Certificate of Satisfaction has now been issued by the court See similar questions...

How can I get a judgment removed from my file?

Public data held on your credit report
We can also remove a judgment if we receive confirmation from The Registry Trust Limited that it can be removed. The Courts will only allow removal of the judgment under the following circumstances: insurance company (related to the debt) is not paying a claim on time In the first instance, you should contact the county court concerned if you believe that the judgment was made in error and should be 'set aside'. See similar questions...

When do credit grantors note a default on a credit profile ?

TransUnionITC
Each credit grantor has its own credit granting policies. TransUnion ITC's contracts stipulate that in order to submit a default: See similar questions...

What is _default Keybook and _default Profile?

Meganet Corporation
When VME Office? is executed for the first time, the _default keybook and _default profiles are created. The _default profile is used for data encryption and decryption when no other profile is selected. See similar questions...

How long does a bankruptcy, collection account or judgment stay in my credit file?

Credit report questions - Credit score question
A bankruptcy stays on the credit report for 10 years. Collection accounts and all other credit report information stay for 7 years. Recency is a large determinant of credit score results. Having a prior bankruptcy is not always a stumbling block toward getting a home loan, especially if it occurred more than three years in the past. See similar questions...

What is an inquiry and how does it get on a credit profile?

Credit FAQ
inquiry is a listing of the name of a credit grantor or authorized user who has accessed your credit file. Each inquiry is posted to the credit file so you know who has obtained a copy of it. Credit grantors post an inquiry before offering you a pre-approved credit card application. These are listed as "promotional" inquiries on your credit file because only your name and address were accessed, not your credit history information. See similar questions...

What do I do if I have received a judgment against someone and they still have not paid?

F.A.Q.
Be sure to let your attorney know. If you proceeded with the case pro-se, then you may file a wage deduction or citation in Room 103. See similar questions...

I have a judgment or a default against my tenant. How do I to evict the tenant?

Superior Court of D.C. - Civil Division - Landlord and Tenan...
You must use court process to evict the tenant. To do this, you must wait at least forty-eight hours after entry of a judgment or a default before you return to the Landlord and Tenant Clerk's Office to file a writ of restitution, which orders the eviction of the tenant. If you have a "default," you must turn the "default" into a "judgment" by filing a Soldiers and Sailors affidavit with the court certifying that the tenant is not on active duty with the military or other government service. See similar questions...

What happens after the Default Judgment is issued by the Court?

Provincial Court of Newfoundland and Labrador - FAQ
You may proceed to Enforcement if your Judgment has been registered with the Sheriff's Office, pursuant to the Judgment Enforcement Act. A brochure is available from the Court pertaining to Enforcement. See similar questions...

Once the judgment or default judgment is entered, how can the creditor then collect his money?

Bankruptcy Law Attorney Attorneys Lawyer Lawyers Columbia Te...
There are several ways in which the creditor can then proceed to collect his money. One way is to serve a garnishment order on your employer or bank. Another is to execute a judgment lien against your real estate or personal property. The creditor may seek out any assets that you may have that could satisfy the judgment against you. See similar questions...

Explore Other Topics

Can my friends who live in the USA or the UK send packages to me through my Shop&Ship mailbox?
Q12. Which type of crops are sometimes grown in wetlands?
Can I remove the Copyright © 200X Zen Cart. Powered by Zen Cart from the footer of my cart?
Do you have a preferred format for presenting the production budget?
What's the difference between 110 volt, 115 volt, and 120 volt circuits?
What is a PUK code?
Can I sell the biodiesel I make?
What is a CRB disclosure, and how do I get it?
How do I apply for child support payments??
How do I change or cancel my airline ticket?
Is there such a thing as over-conditioning your hair?
What is the difference between Reply-to and Return-path in the headers of a mail function?
More Questions >>

© Copyright 2007-2010 QueryCAT
About • Webmasters • Contact