HRA is a high-deductible medical plan that allows the employer to fund part of the high deductible on an "as used" basis. This allows the employer to implement a health plan with a generally lower premium than a typical medical plan with in-network co-payments and low out-of-network deductibles and co-insurances. The employer does not pre-fund the HRA expenses so there is a cash flow savings.

The Health Reimbursement Account (HRA) is a powerful new component of what is sometimes called a "consumer-driven" health plan or a "self-directed" health plan. Consumer-driven plans put you in control of how your benefit dollars are spent. These plan designs give you freedom of choice and control in return for greater involvement and responsibility for managing the account yourself. Your employer deposits money into your Health Reimbursement Account (HRA). See similar questions...

If you are a member of the Consumer-Directed Health Plan, you can access your health reimbursement account balance information by logging in to BlueAccess at www.bcbst.com and selecting Member Self-Service. See similar questions...

Only employees participating in the Consumer-Directed Health Plan have health reimbursement accounts administered through BlueCross Blue Shield of Tennessee. For information on your account, you should call Blue Cross BlueShield's member service line at 1-800-245-7942. See similar questions...

The Employee Reimbursement Account (ERA) Program is an optional benefit authorized under Section 125 of the Internal Revenue Code and Wis. Stats. §40.85-40.875. A Section 125 plan, also known as a "cafeteria plan", allows employee's health and life insurance premiums and deposits to reimbursement accounts (also known as "flexible spending accounts") to be made with pre-tax dollars. See similar questions...

Medical expenses that are not covered by health insurance that are incurred by the plan holder, their spouse or dependents and are approved Section 125 expenses can be reimbursed. See similar questions...

A Health Reimbursement Arrangement is a supplemental way to help you pay for out of pocket medical expenses that you are required to pay under the terms of the Mo-Kan Sheet Metal Workers Welfare Fund contract. See similar questions...

employee who terminates employment mid-year is entitled to continue participation in the medical expense reimbursement account for the remainder of the plan year. The employee may increase pre-tax salary reductions prior to termination in order to complete annual contributions before termination. See similar questions...

Medical expenses (including health insurance premiums) incurred prior to your enrollment in an HRA are not eligible for reimbursement. Only those expenses incurred after you establish a plan can be included. BASE® allows reimbursement expenses to begin on the first day of the month of your enrollment. For example, if you enroll in the BASE® 105 HRA on June 15, 2006, then only your expenses established on or after June 1, 2006, are eligible for reimbursement. See similar questions...

Most important, the net cost of your required out-of-pocket health care expenses is reduced and made more affordable. The amount you contribute to your HCRA and the amount you are reimbursed from your HCRA are income tax-free. The amount you contribute to your HCRA is not subject to Federal taxes. Generally, this will mean a tax savings of 10% to 40% depending on your tax bracket. See similar questions...

Generally speaking, there are none with a bit of careful planning. As required by law, any money that is not used by the end of the plan year will be forfeited. Therefore it is in your best interest to be conservative when estimating your contribution. But keep in mind that your tax savings may more than make up for any extra dollars you leave in your account at the end of the year. See similar questions...

Services provided under the Women’s Health Program will be reimbursed according to Medicaid rules at standard Medicaid rates. A list of procedure codes allowed under the Women’s Health Program is available at www.hhsc.state.tx.us/womenshealth.htm. Reimbursement rates by procedure code are available under the Fee Schedule section of the Texas Medicaid & Healthcare Partnership's (THMP) website, www.tmhp.com. Clean claims will be processed within 30 days. See similar questions...

This program will reimburse Management Benefits Fund (MBF) active and retired members for participation in a supervised cardiovascular fitness program at a health club. The member's spouse/domestic partner are eligible for this benefit, after having completed six months of exercise. Other dependents are not eligible for this benefit. See similar questions...

Yes. In fact, the HRA is designed to cover expenses not paid by your health insurance, including co-payments and amounts below the deductible, as well as other medical expenses many health plans don't cover. See similar questions...

The Health Risk Assessment (HRA) survey tool consists of questions related to individual lifestyle practices and health history factors that have the highest impact on individual health, and biometric measures to determine health status. Generally biometric measures include height, weight, blood pressure, cholesterol (total and HDL) and blood glucose. These numbers can be self-reported or measured professionally. See similar questions...

The $400 is an employer contribution; therefore, this amount is not taken out of your check. If you elect an addition amount, for example, $500.00, this amount will be divided over a 12 month period for monthly payroll reductions. See similar questions...

As a general rule you can include medical and dental expenses you, and/or legal dependents, incur during a plan year that are not eligible for reimbursement from other sources. These expenses include services provided by Physicians, Surgeons, Specialist, Dentist, and other medical practitioners. See similar questions...

Yes. A partial list would include the following: Drugs and Vitamins taken for your general well being, cosmetic surgery, teeth bleaching, health club expenses, insurance premiums, expenses eligible to be reimbursed from other sources, illegal procedures and drugs, etc. Please see IRS Publication 502 for a detailed explanation of allowed and disallowed expenses. See similar questions...

We suggest you review the deductible and copay provisions of your medical and dental plans, and look at your out-of-pocket healthcare expenses over the past year or two. Then, fill out the HCRA Worksheet. Many expenses like doctor office visit copays, orthodontia payments and drug copays are easily predictable. Others, like eyeglasses and hearing aids may be deferred or accelerated from one year to another depending on the balance of your account. See similar questions...