The plan aims to cover those who are hospitalised due to sickness or injuries and therefore treatment must be involved. If your surgical expenses have been fully reimbursed by a third party, you will not receive further reimbursement from HospitalSurance under surgical benefit. However, you are still entitled to daily hospital cash benefit if you are hospitalised due to a covered medical condition.

The Radiation Therapy Team During your radiation therapy, these radiation therapy team members work together to plan the best treatment program for you. A radiation oncologist is a physician trained in treating cancer using radiation therapy. Your radiation oncologist decides if radiation therapy will help you and then plans the type of treatment you will receive. After you start therapy, your radiation oncologist will follow your progress and may change your radiation treatment plan if needed.

Hospital where the treatment is done should be a reputed hospital, having at least 15 beds, an emergency unit (24 hrs open) and a separate Operation Theatre. 3.) There are certain exceptions in the nine months waiting period is there for maternity cases. Few diseases are not getting covered like Cataract, BPH in first year. Pre-existing will not get covered/ninth month, and first years

Mediclaim covers room, boarding charges, nursing expenses, surgeon, anaesthetist / doctor's fees, blood, oxygen, operation theatre charges, x-ray, other tests pertaining to sickness, etc.

We do not participate in any HMOs, managed care plans or other insurance plans. However, most patients may be able to obtain at least partial reimbursement for our services as an out-of-network provider. Please check with your insurance provider.

as a tenant - can be covered under HomeSurance if it is specified under the tenancy agreement that you are responsible for it. Provided that the claimant can furnish evidence to prove such interior decoration was bought from the developer at extra costs: as a landlord - can be covered under HomeSurance. We will regard the decoration, fixture and fitting and furniture paid by additional money as part of your own improvement.

No. Any claims in respect of pregnancy, childbirth (including diagnostic tests for pregnancy and surgical delivery), miscarriage, abortion and pre-natal or postnatal care are excluded

After you send a claim to your insurance provider, your factor distributor or your doctor, you will receive an Explanation of Benefits (EOB). The EOB summarizes and explains the amounts approved and paid to health-care providers, and also details why certain services were not covered or paid for.

Some insurance companies have reimbursed patients for all or part of the treatment costs. At the end of the treatment program patients receive an itemized statement, which they submit to their healthcare provider. The patient must inquire with his/her insurance company directly regarding policy coverage and procedure for reimbursement. We can recommend a company that assists patients in their negotiations with their healthcare provider.

You will be properly draped at all times to keep you warm and comfortable. Only the area being worked on will be uncovered.

There is no risk involved in starting the arterial clearance therapy / EECP. Rather these treatments are 1000 times more safer than bypass surgery.

Casa Palmera firmly believes that family involvement is essential to a successful recovery. Therefore, we incorporate an intensive three day family program that includes educational sessions, therapy sessions as well as experiential/expressive therapies such as equine growth and learning or the challenge ropes course.

Yes. Please call (852) 2583 8000 (during office hours) or the HSBC 24-Hour Worldwide Assistance Service Hotline (852) 2528 9333 before the covered period ends. TravelSurance covers various kinds of sports and activities provided you don't engage in such activities as a professional or in return for remuneration.

The insured person must be resident in Hong Kong at the time of their application. If they subsequently live abroad for a continued period or study overseas, they will still be covered under AccidentSurance. Yes, supporting staff of the Hong Kong Police Force are covered under the plan during working hours provided that they are carrying out clerical duties. However, if you take up an operational role, you will no longer be covered for any accident incurred at the time of carrying out duties.

Most insurance companies do not offer reimbursement for cosmetic procedures. However, consult your practitioner for more information.

The Department of Health has stated that there are neither plans nor the resources to make laser eye treatment available on the NHS. It is also unlikely that those with private health insurance would reclaim their fees.

It is not currently covered by the provincial health plan, however, some extended health benefits do consider non-surgical spinal decompression chiropractic care, and a certain amount may be covered. WCB currently does not cover this treatment.

On the day of the treatment, the Gamma Knife patient will have a lightweight frame attached to the head. Local anesthesia is used before the frame is secured in place. The frame is used in conjunction with an imaging procedure to accurately locate the diseased area. With the frame in place, the patient has either an MRI or CT imaging study or, in the case of arteriovenous malformations, angiography, in order to precisely locate the diseased area to be treated.